Debt
September 12, 2014 | 
Author Viewpoint Construction Software and Cosential, Inc. Form Strategic Partnership to Help Customers Win More Work
Portland, Ore. (PRWEB) September 09, 2014
Viewpoint Construction Software has entered a strategic partnership with Cosential, Inc., offering customers tighter product integration between Vista, Viewpoint’s leading construction Enterprise Resource Planning (ERP) system, and Cosential’s Customer Relationship Management (CRM) and Proposal Automation application. Viewpoint’s integration with Cosential will enable construction firms to securely sync their project-specific marketing, business development and financial data for enhanced data accuracy and transparency, which reduces repetitive data entry and improves efficiency, giving contractors even more time to build their backlogs.
“We’re excited to marry Vista, Viewpoint’s best-in-class construction ERP system to Cosential’s project-focused CRM. Collaborating in the marketplace enables us to mutually provide a better overall solution to our customers,” stated Henry Ferguson, Director of Business Development with Viewpoint. “Our joint teams have developed a rich roadmap for integration between the Viewpoint and Cosential products, offering a unified solution to the construction market.”
“Using Viewpoint and Cosential together has allowed us to streamline our submittal process and ensure consistency,” said Anna Harrison, Marketing Manager with Yates Construction. “We’re thrilled to be a part of the ongoing collaboration and development discussions to enhance the existing integration.”
“We recognize the competitive advantage this type of flexible, scalable integration offers our clients in the construction marketplace,” said Dan Cornish, CEO with Cosential. “Joining forces with Viewpoint allows us to offer our mutual clients an evolving best-in-class construction technology solution to positively impact business growth.”
About Cosential
Cosential provides comprehensive CRM and Proposal Automation solutions for some of the world’s largest Architecture, Engineering, and Construction firms. Cosential was built by AEC marketing professionals with a deep understanding of the unique pain points and business processes of those businesses. Cosential is a profitable, debt-free, privately-held company based in Austin, Texas. The company can be found online at http://www.cosential.com.
About Viewpoint Construction Software
Viewpoint is a global provider of innovative construction-specific software solutions and services that offer the AEC and owner communities the tools they need to improve project profitability and visibility, manage risk, and effectively collaborate with project owners and the entire project team. Viewpoint solutions include everything needed from preconstruction to construction and facilities maintenance, and are offered on a variety of platforms including Cloud, Mobile, SaaS and On Premises. Headquartered in Portland, Oregon, USA, and with offices in the UK, Australia and Canada, Viewpoint has become the technology partner of choice, with customers located across the globe in more than 28 countries which include more than 30 percent of the ENR 400, and partnerships with more of the top 50 mechanical and electrical contractors in the United States than any other construction software provider. For more information, please visit http://www.viewpoint.com.
© 2014 Viewpoint, Inc. dba Viewpoint Construction Software. All Rights Reserved. Viewpoint®, Viewpoint Construction Software®, Viewpoint V6 Software®, Vista by Viewpoint™, ProContractor by Viewpoint™, Construction Imaging®, Mobile Field Manager™, 4Projects®, Viewpoint For Project Collaboration™ and Viewpoint For Estimating™ are trademarks or registered trademarks of Viewpoint, Inc., in the United States and/or other countries. Other names and brands may be claimed as the property of others.
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Tags: Construction, Cosential, Customers, Form, Help, Inc., More, Partnership, Software, Strategic, Viewpoint, Work' | 
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Duncan Lewis Immigration Department Members receive Law Society Level 2 Accreditation
London, United Kingdom (PRWEB UK) 8 September 2014
Duncan Lewis Solicitors are pleased to announce that several of the firm’s Immigration and Public Law staff have recently been awarded Law Society Immigration and Asylum Law Level 2 Accreditation status joining the firm’s 152 already accredited Level 2 spanning their Immigration and Public Law departments nationwide.
The Law Society Immigration and Asylum Law Accreditation scheme covers all areas of Immigration and Asylum work. Accredited members of the scheme will have shown that they have and will maintain a high level of knowledge, skills, experience and practice satisfactory to the Law Society’s level of recognition.
The firm’s recently accredited staff are;
Sheroy Zaq- Public Law Caseworker, Harrow
Krishma Bathia- Immigration Caseworker, Harrow
Joanna Sherman- Immigration Caseworker, Lewisham
Betty Mwamuye- Immigration Solicitor, Dalston
Smit Kumar- Immigration Solicitor, Dalston
Kat Hacker- Public Law Supervisor
Rajni Choda- Immigration Supervisor
Duncan Lewis Head of Department and Public Law Solicitor Toufique Hossain added;
“It is always pleasing to know, especially in this climate of Legal Aid cuts, that we are seeing such talented, hard working individuals committed to Immigration and Asylum law. It is important now, more than ever, that these bright individuals come through the ranks in what are difficult ever-changing areas of law.”
Duncan Lewis is one of the UK’s leading firms of
Immigration Lawyers and is also a leading provider of Legal Aid Services in the UK. The firm’s Immigration and Public Law Departments have been recommended by the Legal 500 as “excellent” and “expertise” respectively. The further Level 2 accreditation of a number of the firm’s staff fortifies the firms ability to offer specialist legal services across these two areas on matters including; Individual Immigration; Asylum, Human Rights and Appeals; Detention and The Fast Track Process and Business Immigration.
About Duncan Lewis
Duncan Lewis, established in 1998, is the largest civil legal aid practice in the UK and one of the country’s fastest growing firms of solicitors, serving both corporate entities and private individuals from offices across London and throughout the UK. A recommended leading law firm by Law Society Lexcel, Legal 500; Duncan Lewis employs over 500 members of staff and was the first law firm to achieve the Investors in People Gold Quality Standard Mark in 2009. Representing over 25,000 clients per year, the company has an excellent reputation in the Administrative Court, High Court and Court of Appeal in the Immigration, Public law and Family/Child Care jurisdictions.
Established areas of law are: business immigration, child care, civil liberties, clinical negligence, community care, crime and fraud, dispute resolution, debt and insolvency, employment, family and divorce, housing, asylum and immigration, litigation, mental health, personal injury, prison law, professional negligence, public law and administrative law, regulatory matters and welfare benefits.
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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
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Posted in Debt | Tags: Accreditation, Department, Duncan, Immigration, Level, Lewis, Members, receive, Society | No Comments »
Aug. 1 (Bloomberg) — Argentina’s failure to pay interest on its bonds is a credit event that will trigger settlement of billion of credit-default swaps, …
Nonprofit Debt Management Credit Counseling Providing Low Cost Student Loan Help
Lighthouse Point, FL (PRWEB) July 24, 2014
Debt Management Credit Counseling Corp. http://www.dmcconline.org, a nonprofit credit counseling organization (DMCC), announced today that it is providing free and low cost services to help federal student loan borrowers identify and implement affordable repayment options. The U.S. Department of Education offers various repayment options to borrowers who are struggling to repay their student loans. The options available, and the corresponding repayment terms, depend on many economic factors. DMCC provides borrowers free counseling and education to help identify the options that may be available to them. Low cost services may be requested to help borrowers implement their best option.
DMCC’s online calculator, which estimates the monthly payments under various federal repayment options, is the first step for borrowers seeking assistance. Using the calculator, borrowers can easily identify the option that may be best fit their budget. Taking a few minutes to fix what can become a 25 year problem is especially important to those borrowers whose student loans are in default. DMCC also provides links to information about each option’s requirements, costs and consequences. “One of the biggest obstacles that borrowers face is knowing where to start”, said Phil Heinemann, DMCC Executive Director. “Loan servicers do not always volunteer information about all the options available and more importantly, which one is best for you. The federal student loan websites and the options presented can be overwhelming. Our goal is to educate borrowers on their repayment options and help them implement the one that is in their best interest.”
DMCC cautions borrowers who are looking for help with their student loans to avoid debt relief companies charging high fees for such services. The repayment plans available for federal student loans are available at no charge through the U.S. Department of Education. However, the complexity surrounding the process, and consumer reluctance to speak with lenders, causes many borrowers to seek help from aggressively marketed debt relief companies that often charge excessive fees for their services.
DMCC provides its student loan services along with free personal budget counseling and general financial literacy education. Debt management plans to assist consumers with the repayment of credit card accounts are also available. Lower credit card payments obtainable through debt management plans, combined with budgeting, is an option that may provide sufficient relief for student loan borrowers to enable them to balance all of their monthly payments.
Borrowers looking for information about their student loan repayment options should go to the DMCC Student Loan Center or call 866-204-0520, Monday through Thursday 9:00am to 6:00pm ET or Friday 9:00am to 3:00pm ET.
About Debt Management Credit Counseling Corp.
DMCC is a 501c3 nonprofit organization committed to educating consumers on financial issues and providing personal assistance to consumers overextended with debt. Education is provided free of charge to consumers via seminars, workshops, a proprietary financial literacy program, and a vast array of online and printed materials. Personal counseling is provided to consumers to identify the best options for the repayment of their debt at no charge. DMCC is a U.S. Department of Housing and Urban Development Approved Housing Counseling Agency, is approved by the U.S. Department of Justice to provide bankruptcy counseling and education, and has an A+ rating with the Better Business Bureau.
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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
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Posted in Debt | Tags: cost, Counseling, Credit, Debt, Help, Loan, Management, Nonprofit, Providing, Student | No Comments »
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URC Expert Shares Reasons Behind the Slow Spring in the Us Housing Market
(PRWEB) June 11, 2014
A US based real-estate expert working for a renowned financial consulting firm, United Relief Centre, has recently shared his expert analysis of the current housing market situation in the US. Major resources including the Wall Street Journal confirm that the spring did not experience the start that was predicted. However, according to the real estate expert from the United Relief Centre, there are too many variables involved in determining the direction of the market, and therefore, it is too early to predict where the market will turn in the future.
According to the URC expert, one of the major reasons behind the slow start in the spring is the housing prices in most of the major markets. However, he states that the market will go into a late bloom. “It won’t be the first time we witness a slow take off. There are numerous reasons that can lead to such situation. First, there is the price, which is currently higher than what people are willing to pay and then there is the fact that winter was longer than usual this time around. Yet, in any case, we know that these are temporary factors and the market will rebound before we know it,” the expert states.
Backing the claims, the expert shared a recent report by the Mortgage Bankers Association that reveals a rising trend in the number of applications for home loans. After his analysis of all the recently shared numbers and stats, the URC expert predicts the heat to pick somewhere near the second quarter.
The expert, who has more than a decade worth of experience in the US housing market, advised the homebuyers to view current situation in a more positive light. “There is always a silver lining. The slowdown is indicative of how the industry has swiftly moved towards recovery during the past two years. The recent slump in the numbers is only natural because there are lesser distressed properties to buy,” he adds.
More information regarding United Relief Centre and its panel of experts can be found at http://www.unitedreliefcentre.com.
About United Relief Centre
United Relief Centre is an organization founded by a team of financial experts from the US and Canada. The organization provides advocacy and support to people looking for financial help in the areas of real estate, investing, credit, and debt settlement. The major objective of the organization is to bridge the distance between those who seek help and those who are able to provide it. It spreads awareness regarding relief programs, mortgage products, and financial help options that are available for people in financial distress. By promoting better awareness of available options, URC aims to help people improve their financial standing and play a better role in economic development.
For contact, please use the following details:
Contact Details
Address:
500 King Street West
Toronto
Ontario M5V 1L9
Phones:
+1 416 900 3825
+1 416 900 3881
E-mail:
info(at)unitedreliefcentre(dot)com
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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Debt Consolidation USA Shares How to Aggressively Lower Debt
Phoenix, AZ (PRWEB) June 03, 2014
Debt Consolidation USA shared in an article published last June 02, 2014 how consumers can aggressively lower down personal debt. The article titled “5 Steps To Aggressively Lower Your Debt Balance” shared some tips and insights on how to achieve lowering down and ultimately paying off debt.
The article highlights the fact that Americans are still not over the hump of borrowing money. This has led to an increase in debt balance in the economy. It referenced the fact that coming off from the previous quarter, the total debt in the US went up by $ 129 billion. At the forefront would be mortgages with $ 116 billion increase. Total debt now stands at $ 11.65 trillion.
With this in mind, the article shares the most common steps to ensure that personal debt balance of consumers can be aggressively lowered down. The first one is creating a new budget. If debt is still increasing in the middle of an existing household budget, it warrants another look and do-over. It is beneficial to go through each line item and decide if the amount is justifiable or if the amount has to be decreased.
The logical next step is limiting household spending. As the budget is reviewed, it is great to focus on the expenses and determine where cuts can be made. This can also be the start of a adapting a frugal lifestyle. Living below the budget can free up some much needed funds that can be sent out as payments to debts and loans. The article also highlights the problem in consumer spending as most base it on earnings rather than on need.
The article also shares the benefit of having extra income. This is the monthly budget’s much needed shot in the arm as extra funds can do great things in balancing income and expense. The extra dollars can go directly to debt payment to lower down the total balance much faster. Being able to do gives consumers the chance to save up on interest payments as well.
Another idea is decluttering and selling items that are no longer needed. It has multiple benefits in several areas of a consumer’s life. It offers extra cash when the items are sold. This in turn can be used as payments for debt. It can also help in cleaning up the house and probably allow home downsizing which has numerous cost benefits.
To read the rest of the article, click on this link: http://www.debtconsolidationusa.com.
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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
NFCC Provides Snapshot of Typical Consumer Seeking Financial Counseling
Washington, DC (PRWEB) May 22, 2014
Mid- year is often a time when many evaluate where they stand financially. To help consumers measure their financial health, the National Foundation for Credit Counseling® (NFCC) has provided a picture of the typical consumer who came to an NFCC member agency for financial counseling in 2013, and encourages consumers to use this information as a financial check-up tool, benchmarking their situation against those who self-identified as being in need of financial guidance.
“More than 1.5 million consumers reached out to an NFCC member agency last year for answers and solutions to their financial concerns around debt, housing, budgeting and bankruptcy. Examining their financial profile can provide guidance for others, helping them determine their own level financial wellness,” said Gail Cunningham, spokesperson for the NFCC.
Consider some of the red flag characteristics of consumers who sought financial counseling from an NFCC member agency in 2013:
The number one reason to seek counseling was “poor money management,” eclipsing “reduced income” which had held the top spot since 2009. Why a red flag: An improving economy may put more money in people’s pockets, but if not managed properly, it can still result in financial distress.
The age of the majority of consumers was fairly evenly divided between 25-54, with young adults in the 25-34 age group leading the way (24%), followed by the 35-44 range (23%), and the 45-54 group (21%). Why a red flag: Financial problems can occur at any stage in a person’s adult life which, if left unaddressed, can begin a negative spiral from which it can be difficult to recover.
The average household take-home income was $ 35,081, with an unsecured debt of $ 17,548, resulting in an unsecured debt to income ratio .50. Why a red flag: Owing too much relative to your income resulting in a high debt-to-income ratio not only makes it harder to meet all debt obligations, but can hinder future borrowing.
Consumers seeking help carried an average of 5.7 credit cards. Why a red flag: The number of credit cards a person has is not as important as how they manage them. Whatever the number of cards, maxing out the lines of credit will likely harm a person’s credit score.
“Consumers are smart to contact a trusted organization for financial help,” continued Cunningham. “However, the one mistake many of them have in common is that they wait too long to reach out for assistance. Delaying taking action allows the problem to escalate, often causing financial damage that could have been prevented.”
Consumers who recognize similarities between their situation and those who sought assistance from an NFCC member agency should follow their lead and take action now. To be automatically connected to the office closest to you, dial (800) 388-2227, or for assistance in Spanish call (800) 682-9832. Inquire about the NFCC’s Sharpen Your Financial Focus™ program which has helped tens of thousands of people find solutions to their financial problems. To learn more about what the program has to offer, visit http://www.SharpenToday.org or http://www.agudicehoy.org.
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The National Foundation for Credit Counseling (NFCC), founded in 1951, is the nation’s largest and longest serving national nonprofit financial counseling organization. The NFCC’s mission is to promote the national agenda for financially responsible behavior, and build capacity for its members to deliver the highest-quality financial education and counseling services. NFCC Members annually help millions of consumers through more than 600 community-based offices nationwide. For free and affordable confidential advice through a reputable NFCC Member, call (800) 388-2227, (en Español (800) 682-9832) or visit http://www.nfcc.org. Visit us on Facebook: http://www.facebook.com/NFCCDebtAdvice, on Twitter: twitter.com/NFCCDebtAdvice, on YouTube: http://www.YouTube.com/NFCC09 and our blog: http://financialeducation.nfcc.org/.
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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Posted in Debt | Tags: Consumer, Counseling, Financial, NFCC, Provides, Seeking, Snapshot, Typical | 4 Comments »
National Debt Relief Discusses Budgeting Advice from Money Experts
Dallas, TX (PRWEB) May 13, 2014
National Debt Relief shared in an article published last May 11, 2014 pieces of advice about budgeting from experts. The article titled “Here’s Budgeting Advice From Four Top Money Experts” shares excerpts from 4 world-renowned money and budgeting experts in the industry. It aims to educate the public more about money management.
The article highlights key learnings from 4 different budgeting experts and explains their use in everyday consumer life. The material explains the practicality and use of each key piece of advice.
Suze Orman – Gaining popularity through a CNN TV program and from authoring the book “9 steps to Financial Freedom,” makes her a reputable voice in the industry of personal finance. The article shares her view on cutting back 10% in family spending. The article goes on to explain how it can benefit the savings account tremendously in a short span of time. And the cutback in spending is not so much that the family will question the move and the motive.
Dave Ramsey – The financial author TV personality, radio host and motivational speaker shares his wisdom when it comes to groceries every month. He mentioned that people tend to budget around their expenses totally forgetting about the groceries. The article further explains that it is best to over budget for groceries by looking at the past tally and adding about $ 50 on the expense. It is always better to over budget and save up rather than going over the budget.
Rick Adelman – This NBA player and coach who recently retired as the Minnesota Timberwolves head coach shares how important it is to look at the past to prepare for the future. It is a good idea to check what expenses were incurred in the past. The total of those would most likely be the amount again in the succeeding years. This helps consumers on a take off point when preparing a budget for the year.
Gail Vaz-Oxlade – This Canadian TV celebrity and “’Til Debt Do Us Part” host discussed the concept of magic jars. This finance author explains how making use of this practical financial practice can save up overspending for items in the budget. The article explains that magic jars are where money for food, clothing and other expense items are placed. When the time comes that the consumer is about to make the purchase, only the contents of the jar will be used. It keeps the purchase within budget and prevents overcharging.
The article also explains the importance of creating a monthly budget. It shares that no matter how much advice consumers get from experts, if budgeting is not practiced, it will be hard to understand.
To read the rest of the article, click on this link: http://www.nationaldebtrelief.com.
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Cosmetic Surgery Gives One Orange County Woman The Wedding Of Her Dreams
Newport Beach, CA (PRWEB) April 02, 2014
Four little words that mean so much, “will you marry me?” Once the question has been popped, and the ring slipped on the left hand, most women immediately start to think about finding that wedding gown they always fantasized about. However, someone that is unhappy with their appearance, the idea of trying on wedding dresses can be daunting, intimidating and downright frustrating.
This was the case for Debbie, one of Dr. Kevin Sadati’s Newport Beach patients. Debbie had recently lost more than 200 pounds in preparation for her big day. However, after all that weight loss she found that her body looked nothing like she envisioned. She turned to the expert cosmetic surgeon for help, and soon realized that she could have the gown of her dreams after all.
“I strive to provide my patients with natural-looking results that allow them to feel confident about whom they are on the inside. A woman should feel like the most beautiful version of herself on her wedding day, and sometimes cosmetic surgery can help facilitate achieving those dreams,” explained Dr. Kevin Sadati.
The patient underwent three cosmetic surgery procedures — a combination breast augmentation, breast lift and arm lift. Within a month Debbie was standing in the fitting room at a bridal salon looking at the reflection of herself as a bride.
“For the first time in many years, I felt pretty, and the dresses fit right and actually looked good,” claimed the patient with excitement. “When I chose my dress, I just stood there in the mirror crying. I wouldn’t have looked like that if it weren’t for Dr. Sadati and his staff! I owe them a huge debt of gratitude for creating such a wonderful, once-in-a-lifetime memory!”
A breast augmentation is a cosmetic surgery designed to enhance the appearance of a woman’s breasts. During this operation, implants are inserted into the breasts in order to increase the size of the breasts and improve the shape. For this particular patient, extreme weight loss left her with depleted breasts and an inferior body shape.
Breast lift surgery, known medically as a mastopexy, is designed to lift the breasts and remove excess skin. In the case of extreme weight loss, excess skin is left sagging on the breasts. Many women opt to have this procedure performed after weight loss or once they have finished breastfeeding their children.
An arm lift, also known as a brachioplasty, removes excess fat and skin in the arms in order to make them appear toned and firm again. This is an important surgery to have performed after extreme weight loss as sagging skin is a side effect of fat removal from the body.
“Cosmetic surgery procedures have the power to not only improve a person’s appearance, but also restore the patient’s confidence in themselves again,” notes Dr. Kevin Sadati.
To find out more information about this patient’s transformative experience, contact Dr. Kevin Sadati’s office today.
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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
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