Posts Tagged ‘from’

Sydor Instruments Receives $ 1 Million Grant from Department of Energy














Rochester, NY (PRWEB) May 19, 2015

Sydor Instruments announced today that it has been awarded a $ 1,000,000 Small Business Innovation Research/Small Business Technology Transfer (SBIR) Phase II grant from the Department of Energy. Sydor Instruments will use this grant in collaboration with Lawrence Berkeley National Laboratory to develop a novel, direct-detection, soft x-ray imaging camera with five to ten times better position resolution than currently available technology. The Phase II program will implement the designs developed during Phase I and produce a beta prototype for testing at a soft inelastic x-ray scattering beamline.

“We are very pleased with being awarded this SBIR Phase II grant and would like to thank Lawrence Berkeley National Laboratory for its partnership and collaboration during this process. This grant from the Department of Energy reinforces the importance of further developing this technology which will significantly improve the ability to precisely characterize atomic structures which will in turn provide considerable benefits in terms of discovery and new material science. These detectors will be especially beneficial in any type of soft x-ray spectroscopic diagnostic. Commercial embodiments of this technology will result in better resolution for existing beamlines and enable shorter, more economical beamlines for the future,” stated Michael Pavia, President of Sydor Instruments.

About Sydor Instruments

Sydor Instruments (http://www.sydorinstruments.com) is a comprehensive diagnostics solution provider. We provide our customers with custom diagnostics, ultrafast imaging systems and ballistic imaging and test systems for a variety of applications in science and industry. Sydor Instruments specializes in streak cameras and single photon applications where the highest resolution and accuracy is required.

About the SBIR Program

The Small Business Research (SBIR) program is a highly competitive program that encourages domestic small businesses to engage in Federal Research/Research and Development (R/R&D) that has the potential for commercialization. Through a competitive awards-based program, SBIR enables small businesses to explore their technological potential and provides the incentive to profit from its commercialization. By including qualified small businesses in the nation’s R&D arena, high-tech innovation is stimulated and the United States gains entrepreneurial spirit as it meets its specific research and development needs.























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Consumer Credit Reporting Services Procurement Category Market Research Report from IBISWorld has Been Updated















Los Angeles, CA (PRWEB) February 13, 2015

Consumer credit reporting services have a buyer power score of 3.4 out of 5, which reflects moderate negotiating strength for buyers. Demand for consumer credit reporting services has been rising in line with the recovering economy and growing borrowing activity by consumers. “Over the three years to 2014, buyers have continued to rely on vendors to gather and distribute historical credit information,” says IBISWorld procurement analyst Kiera Outlaw. “The ongoing need to evaluate consumer credit, coupled with easier access to credit, increasing aggregate household debt and strengthening consumer spending has been causing service prices to rise.” Prices are forecast to rise further in the three years to 2017. Although rising service prices have hurt buyers’ purchasing power, buyers have been benefiting from a low level of price volatility during the recent period.

The consumer credit reporting services market is moderately concentrated, with Equifax, Experian and TransUnion holding the majority of total market revenue due to their massive data networks and inter-bureau reporting arrangements. These major consumer credit reporting firms have also started to offer business credit reports and other related support services to expand their competitive positions. Nevertheless, the growing adoption of online credit reporting platforms has made it easier for other vendors to enter the market, including a number of specialty firms that focus on reporting nontraditional credit data. “Suppliers can obtain high profit margins in this market, presenting some opportunity for buyers to negotiate lower prices, particularly when bundling multiple services from a single supplier,” adds Outlaw.

Buyers face a mixture of risks and opportunities throughout the purchasing process. As a result, buyer negotiation power is negatively impacted by the lack of viable substitutes and switching costs that can arise due to a moderate level of service specialization. Alternatively, buyers benefit from a low total cost of ownership, short buying lead time, low supply chain risk and minimal chance of vendor default. For more information, visit IBISWorld’s Consumer Credit Reporting Services procurement category market research report page.

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IBISWorld Procurement Report Key Topics

This report is intended to assist buyers of consumer credit reporting services. Vendors in this market provide objective reports on each consumer’s credit history, which buyers can use to make informed business decisions. Insurance companies, human resources departments, property managers and institutional creditors request consumer credit reports. Individual consumers also purchase reports to evaluate their own credit standing and to address potential data errors. Consumer credit reports usually generate a score based on a consumer’s timeliness of payments, level of debt, credit history length and other relevant information sourced from public records. This report excludes credit counseling and credit card services.

Executive Summary

Pricing Environment

Price Fundamentals

Benchmark Price

Pricing Model

Price Drivers

Recent Price Trend

Price Forecast

Product Characteristics

Product Life Cycle

Total Cost of Ownership

Product Specialization

Substitute Goods

Regulation

Quality Control

Supply Chain & Vendors

Supply Chain Dynamics

Supply Chain Risk

Imports

Competitive Environment

Market Share Concentration

Market Profitability

Switching Costs

Purchasing Process

Buying Basics

Buying Lead Time

Selection Process

Key RFP Elements

Negotiation Questions

Buyer Power Factors

Key Statistics

About IBISWorld Inc.

IBISWorld is one of the world’s leading publishers of business intelligence, specializing in Industry research and Procurement research. Since 1971, IBISWorld has provided thoroughly researched, accurate and current business information. With an extensive online portfolio, valued for its depth and scope, IBISWorld’s procurement research reports equip clients with the insight necessary to make better purchasing decisions, faster. Headquartered in Los Angeles, IBISWorld Procurement serves a range of business, professional service and government organizations through more than 10 locations worldwide. For more information, visit http://www.ibisworld.com or call 1-800-330-3772.






















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The Stephen Frederick Agency Inaugurates Charity Program In Austin, TX, And Debuts With Campaign Providing Medical Care For Animals Rescued From the City Kill Shelter















Austin, TX (PRWEB) February 10, 2015

The Stephen Frederick Agency in Austin, TX announced the debut of its charity program designed to benefit the local community. The agency will work closely with nonprofit organizations in the area, to nominate a new beneficiary every 60 days. The idea is to create a campaign to help the elected causes or programs with immediate support by bringing awareness to those very important issues.

To launch the program, Stephen Frederick, the agency’s principal, has chosen to introduce Save Your 4-Legged Friends. The campaign’s mission is to provide animals with medical care, such as spray/neuter, deworming, microchip and vaccinations, to ensure they remain healthy and adoptable.

“So many animals end up abandoned or neglected in our community… We want to mobilize our neighbors, friends and family to help keep them in good health so they can have another chance to bring joy, love and happiness to new families,” said Frederick.

Each new cause showcased by the agency will accompany a detailed full story about the elected cause on a designated donations page. To join The Stephen Frederick Agency in supporting Save Your 4-Legged Friends, donors are encouraged to visit the campaign page, at http://www.stephenfrederickassociates.com/Save-Your-4-Legged-Friends_4_community_cause, and share it with their friends and family through social media and email.

With the newly launched program, The Stephen Frederick Agency takes responsibility for promoting that page through its many channels, to include its own database of thousands of customers, business partners, staff, neighbors and friends.

The agency also owns a monthly publication, Our Hometown magazine, which reserves a full page featuring the campaign of the chosen cause. The electronic Flipbook version of the current issue of the magazine can be accessed here: http://www.ourhometownmag.org/frederickinsurance/frederickinsurance-jan-15/.

More information about the agency’s initiative and services can be found at stephenfrederickassociates.com.

About The Stephen Fredrick Agency

As a Personal Finance Representative in Austin, agency owner, Stephen Frederick, knows many local families. His knowledge and understanding of the people in his community help provide customers with an outstanding level of service. Stephen and his team look forward to helping families protect the things that are important – family, home, car and more. They can also help clients prepare a strategy to achieve their financial goals. To contact an expert at the Stephen Frederick Agency, call (512) 354.4985.






















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Calas Group Welcomes Employees Home from Military Service in Afghanistan











Calas Group


Coral Gables, FL (PRWEB) December 07, 2014

They were all working for the Afghanistan Threat Finance Cell, Bagram AFB, AFG, a cell seeking to identify and disrupt financial networks related to terrorism, the Taliban, narcotics trafficking and corruption. The U.S. Department of the Treasury’s website states, “Led by the Drug Enforcement Agency with Treasury serving as co-deputy, nearly 60 Afghan Threat Finance Cell (ATFC) personnel are embedded with military commands across Afghanistan to improve the targeting of the insurgents’ financial structure.”

The Calas Group’s team members deployed were: bookkeeper and manager of the Jacksonville office, Jason Corse – US Navy reservist and CPT Brian George – US Army reservist and Calas Group’s Managing Partner. In addition, Mr. Robert French – DIA Contractor, Calas Group’s tax attorney and future manager of their Dallas/Fort Worth office. The Dallas/Fort Worth office is scheduled to open late 2015/early 2016.

According to an United States Army War College manuscript entitled, “Emerging DoD Role in the Interagency Counter Threat Finance Mission (CTF)” by Lieutenant Colonel Jennifer E. Carter, United States Marine Corps, “Analyzing financial data is a key weapon in the targeting of terrorists and aids in the tracking, monitoring, exploitation and disruption of the ‘lone wolf’ terrorist or a network and its supporters. With the proper investigative and enforcement mechanisms in place, CTF serves a critical role in destabilizing terrorist organizations by exposing patterns and anomalies regarding income sources, operational expenses and funds transfers over time, eliminating their fiscal resources, and gathering actionable information for operational and intelligence purposes.”

With sixty years of combined experience, the Calas Group has been serving Coral Gables, Jacksonville and surrounding areas for eight highly successful years offering personal services, from estate planning to elder care, and business services, such as small business accounting, payroll and audits, as well as military and tax services, among others. “We are so proud of Jason, Brian and Robert. They are highly skilled and brought their financial expertise to Afghanistan, in service to our country,” said Mr. S. Michael Shlachtman, Senior Partner. “Our military was lucky to have them and we at the Calas Group, as well as our clients, are even luckier to have them back and are thrilled to welcome them home.”

Calas Group’s headquarters is located 2000 Ponce de Leon Boulevard, 6th Floor, Coral Gables, FL, 33134. The Jacksonville office is located at 1533 Lantern Light Trail, Middleburg, FL 32068. For more information, please call (305) 495-5222.

About Calas Group

Calas Group accounting firm offers a broad range of services for business owners, executives and independent professionals, with a focus on affordable rates and offering free initial consultations.

About NALA™

The NALA is a full-service marketing agency providing custom personalized service for small and medium businesses throughout the United States.  

PR Contact:

805.650.6121, ext. 361























Vocus©Copyright 1997-

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Hollywood Airbrush Tanning Academy’s Latest Certified Spray Tan Technician From North Dakota Launches Her New Mobile Airbrush Tanning Business











Carla Hendrickson


Los Angeles, CA (PRWEB) November 26, 2014

Acclaimed hands-on spray tanning training center Hollywood Airbrush Tanning Academy has just announced that another student from the academy has now started her career as a mobile airbrush tanning business owner. Carla Hendrickson, the latest certified spray tanning technician from the academy, has now inaugurated her mobile spray tanning business Bakken Bronze Mobile Airbrush Tanning. Over the last couple of years, Hollywood Airbrush Tanning Academy has been directly involved in assisting their students build a career as entrepreneurs in this emerging field. The academy’s extraordinary track record can be attributed to its founder and trainer Simone Emmons and her highly effective spray tanning training and advanced spray tanning technique.

Carla Hendrickson is an experienced cosmetologist with an 8 year old son and a 4 month old daughter. She has recently attended the JZ trend Paul Mitchell School in Bismarck, ND and earned a degree in the 2100 hour advanced cosmetology program. Carla also took a business course through Bismarck State College to put together her business plan. Explaining the reason behind her interest in airbrush tanning, Carla said, “I wanted to learn airbrush tanning because I am a cosmetologist and love boosting peoples self esteem and being a part of helping someone feel beautiful in their own skin. I felt that airbrush tanning would be a great addition to add to my list of services that I offer. I also loved the thought of having a business that I could work around my very busy schedule with two kids.” Carla opted to take the hands-on course in 1 day. Before flying to Los Angeles for the hands-on training, Carla watched 4 hours of video training and also had several hours of video conference training in order to learn the basics of airbrush tanning.

Carla is currently offering mobile spray tan services in the Bakken area covering Williston, Tioga, Watford City, and adjoining areas in North Dalota. In the near future, Carla wants to hone her professional skill by earning degrees in makeup artistry, nail techniques, eyelash extension, esthetics, and business management. Her ultimate goal is to get educated in every possible way and one day open a Salon/Day Spa.

Carla can be reached for mobile spray tanning services by calling via phone at (208) 277-7767 or via her Facebook fan page at https://www.facebook.com/Bakkenbronzeairbrushtanning

Carla Hendrickson feels that her training at the Hollywood Airbrush Tanning Academy has provided her everything she needs to succeed as a spray tanning professional. The hands-on training parts were particularly useful for her. “I am a visual learner. So, being able to see firsthand how to achieve a perfect tan and how to do the spray tanning technique has really helped me. I also really appreciate how Simone was always available to answer any and every question I may have. She is such a great mentor to have through this and is always willing to help you with anything and everything. She really wants to see her students succeed,” she said.

About Hollywood Airbrush Tanning Academy:

Hollywood Airbrush Tanning Academy is located in Los Angeles, California, and offers an extensive Spray Tanning Certification program to anyone who wishes to learn spray tanning. Simone Emmons, the creator of the spray tanning training program, has been a professional, licensed spray tanning technician and teacher and has helped numerous entrepreneurs from Louisiana, Kentucky, Idaho, Utah, Colorado, Nevada, Minnesota, Texas, Georgia, Arizona, Alabama, South Carolina, North Carolina, Illinois, Indiana, Washington, Oregon, Florida, Oklahoma, Alaska, Ohio, California, New York, New Jersey, Canada and the Islands of Hawaii and Trinidad and Tobago start a business in Airbrush Tanning. The spray tanning program is unique because it provides hands-on and private spray tanning training to individuals who want to start an Airbrush Tanning Business. According to Emmons, this spray tanning program gives individuals a leading edge in starting an Airbrush Tanning business immediately after finishing training. Students have the option to choose from a full day course of 10-12 hours or two half day courses of 5-6 hours a day or through live video conferencing. The academy is also launching a website soon so students can learn Airbrush Tanning Online. Many tanning training institutions only educate students on their own equipment and products they sell; however, Hollywood Airbrush Tanning Academy does not sell any of their own products and provides training and education on all equipment and good products in the airbrush tanning industry.

Individuals interested in learning spray tanning and starting their own Airbrush Tanning Business should visit the website at Hollywood Airbrush Tanning Academy, or for more detailed information about the airbrush tanning classes, visit 1DaySprayTanTraining.com.













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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Debt Consolidation USA Differentiates Good Debts From Bad Debts











DebtConsolidationUSA.com


New York, NY (PRWEB) October 29, 2014

Debt Consolidation USA recently shared in an article published october 28, 2014 how consumers need to be able to tell the difference between good debts and bad debts. The article titled “The Truth About Paying Good And Bad Debts” gives consumers some pointers to help them separate that two types of debt.

The article starts off by explaining how debt is a complex idea in the sense that not all of them are bad but it does not also mean that not all of them are good. The challenge lies in consumers being able to discern one from the other. Mixing the two and being aggressive in repayment with the good ones and putting off the bad ones

The article shares that one of the ways to understand if the debt is a good one or a bad one is to answer the question which debts help increase your personal net worth? This is one of the easiest ways to determine if the debt you are looking at can help you or if it is something you need to pay down more aggressively.

Knowing how to approach the repayment of the debt is important in dealing with the budget. Pulling back or being aggressive depends on they type of debt. Credit card debt does not contribute to your net worth and should be paid down more aggressively than others. The same goes with payday loans and it is best to pay them down ahead of other debts.

Another thing you need to monitor is if the debt holds back your financial growth. Student loans is one example to look at. As much as there are some borrowers who are having a tough time with repayment, student loans does give students an advantage to command a higher salary when they start working.

To read the rest of the article, click on this link: http://www.debtconsolidationusa.com/creditcarddebt/truth-paying-good-bad-debts.html
































Vocus©Copyright 1997-

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









19% 2015-2020 CAGR for Video Analytics, Object Recognition, Intelligent Video Surveillance & ISR APAC Market, Says a New Report from Homeland Security Research Corp.











Video Analytics, ISR, Intelligent Video Surveillance and Object Recognition Asia-Pacific Market Share


Washington D.C. (PRWEB) October 27, 2014

Following a decade of slow market penetration, the Intelligent Video Surveillance, ISR Analytics, Object Recognition and Video Analytics industry is forecasted to experience a decade of unprecedented growth. The booming market is expected to balloon, exceeding $ 33 B in revenues in Asia Pacific alone between 2015 & 2020

According to the Video Analytics, ISR, Intelligent Video Surveillance & Object Recognition: Asia-Pacific Market-2015-2020 Market report, the intense growth is driven by 5 major vectors:

1. Supply Side – Economies of Scale – The explosive growth of the mobile devices industry reduced the cost of “Smart Camera on a Chip” and Chip-Sets to dollars and cents.

2. Demand Side: Emerging Market Sectors- By 2020, billions of cameras equipped with image vision recognition technologies will be introduced into many growth sectors, for example:

Automotive accident aversion systems
Mobile devices object recognition based e-commerce
Smart Cities

3. “Smart Imaging of Everything”- Industry behemoths such as IBM and Cisco are forecasting that by 2020 over 50 billion “Internet of Everything” devices will be networked worldwide. A significant number of these devices will include Smart-Cameras.

4. Technology- Novel Algorithms & Advanced Cloud Computing (e.g. Advanced Object Recognition algorithms) will open the door for numerous new applications and markets. Cloud computing enable networked cameras to use cutting edge computation and reduce the cost of endpoint computing & upgrade

5. GDP Growth- Rapid GDP growth lead APAC nations to invest $ Trillions in imaging related infrastructures. For example, in China, 650 cities construct their CCTV surveillance based safe city projects. Mass public transportation projects, include CCTV based security & control systems

Questions answered in this 2-volume 532-page report include:

What will the market size be in 2020?
What are the main technology trends?
Where and what are the market opportunities?
What are the market drivers and inhibitors?
Who are the key vendors?
What are the challenges to market penetration?

The report examines each dollar spent in the market via three orthogonal money trails: vertical sectors, national markets, and revenue sources. The report is also granulated into 50 sub-markets.

The “Video Analytics, Object Recognition, Intelligent Video Surveillance & ISR: Asia-Pacific Market-2015-2020” report presents in 545 pages, 94 tables and 174 figures, analysis of 55 current and pipeline technologies and 110 leading vendors. The report has been explicitly customized to enable decision-makers to identify business opportunities, pipeline technologies, market size, trends and risks, as well as to benchmark business plans. The report presents for each submarket 2011-2014 data, analyses, and projects the 2015-2020 market and technologies from several perspectives, including:

Business opportunities and challenges
SWOT analysis
Market analysis (e.g., market dynamics, market drivers and inhibitors)
2011-2020 market* by vertical submarket: Defense Sector, Critical Infrastructure Security, Transportation & Logistics, Aviation & Maritime Security, Safe Cities & Smart Cities, Border Security, Commercial & Public Buildings, Entertainment & Casinos Security, Retail – Analytics, Residential Security and other submarkets
2011-2020 market* by geographical region – Asia-Pacific, Azerbaijan, Kazakhstan, Pakistan, India, China, Taiwan, South Korea, Japan, Singapore, Malaysia, Indonesia, Australia and other Asia-Pacific countries

Current and pipeline technologies, including:

Object Sorting and ID, Behavioral Analysis, Video Analytic Applications, Video Analytics Architecture Image Segmentation Algorithms Item Tracking, Intelligent CCTV Surveillance Algorithms, Item Identification and Recognition, IVS Based Face Recognition, Sorting Actions and Behaviors, Crowd Surveillance, Multi-Camera Intelligent CCTV Surveillance Systems, Remote Threat Identification, Intelligent Video Surveillance System Performance, Distributed Sensors Remote Systems, Remote Biometric Identification, Watch Lists fused IVS, Fused VA and Biometrics, Fused Multi-modal IVS Biometric Remote People Screening, Intelligent Video Surveillance Tracking, IVS & VA based Behavioral Profiling, Tag and Track, Wireless Video Analytics, Video Content Analysis Algorithms, Automated Analysis of Video Surveillance Data, Item Detection, Gaussian Mixture Based Background Subtraction Algorithms, Background Subtraction, Item Detection Based on Single-Image Algorithms, Item Tracking Algorithms, Kalman Filtering Techniques, Region Segmentation, Partially Observable Markov Decision Process, IVS Systems, “Splitting” Items Algorithms, Dimension Based Items Classifiers, Shape Based Item Classifiers, Event Detection Methods, Vision-Based Human Action Recognition, Derived Egomotion, Path Reconstruction Algorithms, Video Cameras Gap Mitigation Algorithms, Networked Cameras Tag and Track Algorithms, Fusion Engines, Event Description, IVS Reasoning, IVS Reporting, Smart Cameras, Pulse Video Analytics, License Plate Recognition (LPR), Cloud Video Analytics, Kalman Filters Application to Track Moving Items, Real Time Automatic Alerts Algorithms Online Video Analytics

Companies operating in the market (profiles, products and contact info) including:

3i-MIND, 3VR, 3xLOGIC, AAI Corporation, AAM Systems, ACTi Corporation, ADT Security Services, Adaptive Imaging Technologies, Agent Video Intelligence, AGT International, Aimetis, ALPHAOPEN, American Dynamics, Ampex Data Systems Corporation, Aralia System, AVCON Information Technology Co. Ltd., Avigilon Corporation, Axis, Axxon, BAE Systems Plc, Basler, BiKal, Boeing Defense, Space & Security, Bosch Security Systems, Briefcam, Camero, Cernium, Churchill Navigation, CIEFFE, Cisco, Citilog, ClickIt, Cognimatics, Digital Results Group, Emza Visual Sense, Eptascape, DVTel, Exacq, GE Security, Genetec, Geovision, HASAM, Honeywell, IMINT Image Intelligence AB, IndigoVision, Intellivid, Intergraph Corporation, IntuVision Inc, ioimage, IPConfigure, IPS Intelligent Video Analytics, Ipsotek, IQinVision, ISS, ITT EchoStorm, L-3 Communications Holdings Inc, Lockheed Martin Corporation, LuxRiot, MACROSCOP, March Networks, Mate Intelligent Video Ltd., Matrix Vision, MDS, Milestone Systems A/S, Mirasys, Mobotix, MTS, National Instruments, NetPosa Technologies, Ltd., NICE Systems, Northrop Grumman Corporation, Nuuo, ObjectVideo, On-Net Surveillance Systems, PCI-Suntek Technology Co., Ltd., Pelco, Pivot3, Pixim, Proximex, PV Labs, Raytheon Company, Salient Stills, Samsung Techwin, Sarnoff Corporation, SeeTec, Sentient, Siemens, SightLogix, Smartvue, Sony, Synectics, Synesis, Texas Instruments, Thales Group, V.A.S. GmbH, VDG Security BV, Verint, Viasys Intelligent Video Analytics, Vicon, Videalert Ltd, VideoBank, VideoIQ, VideoMining, VideoNext, Vidient, Vigilant Systems, Vi-system, WeCU Technologies Ltd, Westec, Zhejiang Dahua Technology

(*) including: systems sales, installation and aftersale revenues (i.e., service and upgrades)




























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Ashu Dutt brings you 36 secrets to becoming rich trading commodities. This is a practical hands on approach to trading commodities and is based on Ashu’s pro…
Video Rating: 4 / 5

Find out more at the Cisco Learning Network: http://cs.co/9008rbOa Subscribe to Cisco’s YouTube channel: http://cs.co/9002rXYi Discover what the IT industry …
Video Rating: 4 / 5

National Debt Relief Discusses Budgeting Advice from Money Experts











National Debt Relief


Dallas, TX (PRWEB) May 13, 2014

National Debt Relief shared in an article published last May 11, 2014 pieces of advice about budgeting from experts. The article titled “Here’s Budgeting Advice From Four Top Money Experts” shares excerpts from 4 world-renowned money and budgeting experts in the industry. It aims to educate the public more about money management.

The article highlights key learnings from 4 different budgeting experts and explains their use in everyday consumer life. The material explains the practicality and use of each key piece of advice.

Suze Orman – Gaining popularity through a CNN TV program and from authoring the book “9 steps to Financial Freedom,” makes her a reputable voice in the industry of personal finance. The article shares her view on cutting back 10% in family spending. The article goes on to explain how it can benefit the savings account tremendously in a short span of time. And the cutback in spending is not so much that the family will question the move and the motive.

Dave Ramsey – The financial author TV personality, radio host and motivational speaker shares his wisdom when it comes to groceries every month. He mentioned that people tend to budget around their expenses totally forgetting about the groceries. The article further explains that it is best to over budget for groceries by looking at the past tally and adding about $ 50 on the expense. It is always better to over budget and save up rather than going over the budget.

Rick Adelman – This NBA player and coach who recently retired as the Minnesota Timberwolves head coach shares how important it is to look at the past to prepare for the future. It is a good idea to check what expenses were incurred in the past. The total of those would most likely be the amount again in the succeeding years. This helps consumers on a take off point when preparing a budget for the year.

Gail Vaz-Oxlade – This Canadian TV celebrity and “’Til Debt Do Us Part” host discussed the concept of magic jars. This finance author explains how making use of this practical financial practice can save up overspending for items in the budget. The article explains that magic jars are where money for food, clothing and other expense items are placed. When the time comes that the consumer is about to make the purchase, only the contents of the jar will be used. It keeps the purchase within budget and prevents overcharging.

The article also explains the importance of creating a monthly budget. It shares that no matter how much advice consumers get from experts, if budgeting is not practiced, it will be hard to understand.

To read the rest of the article, click on this link: http://www.nationaldebtrelief.com.













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Vocus©Copyright 1997-

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