Archive for March 2015

Growing Number of People Using Solo 401(k) Plan Loan To Pay Off Credit Card Debt, According To IRA Financial Group Survey
















Self-employed 401(k) Plan $ 50,000 loan feature allowing small business owners to fund their new business without seeking high interest rate loan options


New York, NY (PRWEB) March 24, 2015

IRA Financial Group, the leading provider of self-directed solo 401(k) plans for self-employed and small business owners with no full-time employees, announces the results of its internal survey which showed a large number of people looking to use the solo 401(k) plan loan feature as a means for paying off their credit card debt.

“Due to very high interest rates surrounding most credit card debt and the heavy financial burden it has on the individuals, more people are turning to the solo 401(k) plan loan feature as a way of paying off the credit card debt with a lower interest rate, “ stated Susan Glass, a tax specialist with the IRA Financial Group. “People are so excited when they lean that they can access up to $ 50,000 tax-free and penalty free from their 401(k) plan and use the solo 401(k) plan loan as a way of replace a high interest rate credit card loan with a low interest rate solo 401(k) plan loan, “ stated Ms. Glass. “The best part of the solo 401(k) plan loan is that you can get tax-free and penalty free access to your retirement funds and use them to pay off the credit card debt and at the same time pay your plan back, which in-turn increases the value of the loan, “ stated Ms. Glass.

Internal Revenue Code Section 72(p) allows a Solo 401K Plan participant to take a loan from his or her 401K Plan so as long as it is permitted pursuant to the business’s 401K Plan documents.

A solo 401k loan is permitted at any time using the accumulated balance of the solo 401k as collateral for the loan. A Solo 401(k) participant can borrow up to either $ 50,000 or 50% of their account value – whichever is less. This loan has to be repaid over an amortization schedule of 5 years or less with payment frequency no less than quarterly. The lowest interest rate that can be used is Prime as per the Wall Street Journal, which is currently 3.25%.

With IRA Financial Group’s Solo 401K plan loan feature, a self-employed individual or small business owner with no employees can borrow up to $ 50,000 tax-free and penalty free and use those funds to pay off student loan debt. There are no penalties or taxes due provided loan payments are paid on time. “The Solo 401(k) Plan loan has proved to be an appealing financing option to paying off high interest rate credit card debt and secure cheaper self- financing”, stated Ms. Glass.

IRA Financial Group’s Solo 401k Plan documents will allow a self-employed individual to use a loan from your Solo 401k for any purpose, including paying off debt, such as a mortgage, personal loan, or student debt. “In 2015, we have already helped hundreds of individuals use the Solo 401(k) Plan loan feature as a way to access at least $ 50,000 of retirement funds without tax or penalty to use for any purpose, including for use in paying off personal debt, such as credit card and student loans, “ stated Adam Bergman, a tax partner with the IRA Financial Group.

The IRA Financial Group was founded by a group of top law firm tax and ERISA lawyers who have worked at some of the largest law firms in the United States, such as White & Case LLP, Dewey & LeBoeuf LLP, and Thelen LLP.

IRA Financial Group is the leading provider of Solo 401(k) Plan solutions. IRA Financial Group has helped thousands of clients take back control over their retirement funds while gaining the ability to invest in almost any type of investment, including real estate and private business investments without custodian consent.

To learn more about the IRA Financial Group please visit our website at http://www.irafinancialgroup.com or call 800-472-0646.











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What is a Turnkey Property: Real Estate Company Overviews Buying Turnkey Houses for Investors Online















Dallas, TX (PRWEB) March 22, 2015

Buying real estate in the U.S. for use as a passive investment source can be confusing to adults who have never explored the topic before. The JWB Group is now answering what is a turnkey property with an in-depth overview of rental home investing at http://www.jwbrealestatecapital.com/what-is-a-turnkey-property.

The use of secondary sources to build additional income as an investor can include rental homes, according to the JWB company. Since income is earned on a monthly basis, many of the fears that adults have when placing money in the stock market or through bond buying do not exist in rental investing.

“Purchasing a turnkey home might be right for a person who cannot commit to the daily management of the property although who appreciates the extra income earned,” said one JWB source.

Some adults place emphasis on the total amount of profits earned when researching an investment, according to the new JWB post. One advantage provided to men and women who are able to buy real estate is the easier financing options available. Roth IRA and self-directed IRA accounts can be used to buy turnkey real estate for sale nationally.

“Rentals homes do appreciate in value and create more equity for property investors who hold the home or sell it to earn a higher profit,” the source included.

The JWB company has curated a large portion of its turnkey investing related content on its website this month. For adults who want to explore more about IRA investing in real estate, new account types that are accepted have been posted for review at http://www.jwbrealestatecapital.com/financing-rental-properties-with-an-ira.

About JWBRealEstateCapital.com

The JWBRealEstateCapital.com company supports national real estate investments through its various programs in the United States. The company supplies turnkey passive investments to regular adults who are building cash portfolios. The JWBRealEstateCapital.com company continues to be featured in top newspapers in the U.S. for its achievements for its investing clients in the housing industry.






















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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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New Bürkert Fluid Control Systems Facility Moves Forward













Charlotte, NC (PRWEB) March 26, 2015

Bürkert Fluid Control Systems, in partnership with Mecklenburg County, the Town of Huntersville, and Lake Norman Economic Development, held a groundbreaking ceremony for the new 120,000-square-foot facility on Thursday, March 26. The current facility is located on Whitehall Park Drive in Charlotte, but is relocating to Huntersville, North Carolina.

During the ceremony, guests had the opportunity to learn about the new facility and hear from keynote speakers. The ceremony was held at Bürkert Fluid Control Systems’ land on Mt. Holly-Huntersville Road.

Timmons Group provided civil engineering and landscape architecture design services for the new facility and also developed the conceptual site and utility master plan for the 98-acre property. The Timmons Group team also prepared construction documents including a site layout and circulation plan, utility infrastructure plan, grading and stormwater management plan, and a landscape plan.

The new manufacturing facility is expected to enhance job growth and provide over 60 jobs in the next few years. The project is expected to reach completion in early 2016.

About Timmons Group

Timmons Group is a multi-disciplined engineering and technology firm recognized for nearly twenty years as one of Engineering News Record’s (ENR) Top 500 Design Firms in the country. The firm provides economic development, civil engineering, environmental, GIS/geospatial technology, landscape architecture, and surveying services to a diverse client base. Headquartered in Richmond, Virginia, Timmons Group has regional offices across the United States. For more information, visit http://www.timmons.com.























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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Six years ago, Tammy Strobel was unhappy- “I was commuting 2 hours a day, going to a job I hated, overweight, unhappy, kind of middle class plight”. Then she watched a youtube video featuring…
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The Jusino Agency Continues Its Community Program in Chicago, This Time Introducing a Charity Campaign Offering Relief to a Young Child Diagnosed with Acute Lymphoblastic















Chicago, IL (PRWEB) March 18, 2015

With a new charity campaign in Chicago, The Jusino Agency looks to offer financial relief to a 2-year-old girl battling Acute Lymphoblastic Leukemia and her family. While also raising awareness about the disease, The Jusino Agency seeks to raise funds to help alleviate some of the medical cost that isn’t covered by the family’s insurance plan. Donation can now be made through the campaign’s page at http://www.gofundme.com/n64vh0

Through its vast network of loyal customers, staff, business partners, friends and family, The Jusino Agency will divulge Janiyaliz circumstances, giving others the opportunity to contribute, and become active agents of change. The initiative is another display of the agency’s commitment to striving to keep those around them always in good hands.

“The challenges this family is currently facing breaks my heart. I cannot imagine what it’s like for a mom to watch her child endure such pain at young age. We wish to help the family reach their goal, but hope our efforts can surpass it to lift their spirits,” said Lisa Jusino, the Agency’s principal.

The agency will promote the current campaign over the course of the next 60 days, through its social media channels, email communications, and monthly electronic and print magazines, delivered to thousands of households in Chicago, IL. Our Hometown magazine reserves a full page to feature the campaign and details of the cause. The electronic Flipbook version of the current issue can be accessed here: http://jusinoinsuranceservices.com/Our-Hometown-Magazine_41.

To join The Jusino Agency in supporting little Janiyaliz, donors are encouraged to visit http://www.gofundme.com/n64vh0 and share the page with their friends and family. Contributors may be acknowledged for their donations through the agency’s monthly magazine.

Once the current campaign is over, The Jusino Agency will continue to work closely with individuals, families and nonprofit organizations in the area, to make sure resources are directed to capable hands that can help better the local community, one family or person at a time. Information regarding past and current campaigns supported by the Agency can be found at http://jusinoinsuranceservices.com/community-cause. More information about The Jusino Agency is available at http://jusinoinsuranceservices.com/.

About Jusino Insurance Services

Elizabeth Jusino has been with Allstate for over 25 years. Her tenure and experience has allowed her to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. Elizabeth and her team of experts can help protect the things that are important –family, home, car, boat and more. They can also help clients prepare a strategy to achieve their financial goals. To contact an expert at Jusino Insurance Services, call (312) 850-0775.






















Vocus©Copyright 1997-

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Forex Gemini Code – Review Examining Vladimir Ribakov’s Elite Trading System Released














Forex Gemini Code Review


Los Angeles, CA (PRWEB) February 24, 2015

Forex Gemini Code – a new system for trading on the foreign exchange market has just been released to the public, generating a frenzied buzz of excitement throughout the online trading community. The commotion surrounding the program’s launch has caught the attention of HonestyFirstReviews.com’s Tiffany Hendricks, prompting her to publish an in-depth review.

“Successful Forex trading is all about finding the best strategies, and then learning to apply them effectively, and consistently,” reports Hendricks. “Unfortunately, most traders are kept in the dark because they don’t have good mentors, so they’re forced to get their information by scouring the internet for clues. This is why we were so excited when we were informed about the release of Vladimir Ribakov’s new Forex Gemini Code trading system. Ribakov is a respected Forex trading expert with a background as a highly successful hedge fund trader, and we were eager to see if this new system of his was something we should recommend to our website’s visitors.”

Hendricks’ review explains that the program is now available, in limited supply, via the official Gemini Code website. Unlike most Forex trading training courses which come in the form of digital downloads, Forex Gemini is a physical product that includes a set of DVDs which cover every aspect of the trading system. In addition to the DVD set, customers also receive access to a special custom indicator, an exclusive members’ area, and a free one year Platinum membership to Vladimir’s weekly and daily market forecasts.

“Overall, we were very impressed with the quality of the training that is being provided in Forex Gemini Code,” says Hendricks. “This is information that is simply not available anywhere else, and the remarkable thing is just how simple the system actually is to use. The indicators that Ribakov’s system uses make finding the right trades almost effortless, and his daily forecasts ensure that members will have the right information at their fingertips.”

Eight hundred and fifty copies of the Forex Gemini Code have been made available for purchase via Ribakov’s official website. Click here for access to the training.

Tiffany Hendricks provides reviews of the best trading systems, software and digital training programs on her website HonestyFirstReviews.com. Hendricks’ Forex Gemini Code review is available on her website at the following url: http://www.honestyfirstreviews.com/vladimir-ribakovs-forex-gemini-code-review/













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Mortgage Banker, Mr. Jason M. Ruedy, Redacts a Statement Made About Credit Scores Not Being Affected by Mortgage Shopping














Jason. M Ruedy

Denver, Colorado (PRWEB) March 17, 2015

Mortgage Banker, Mr. Jason M. Ruedy, also known as The Home Loan Arranger, redacts a statement made in a press release issued on February 24, 2015 regarding whether a person’s credit score will absolutely not be affected by shopping around for a mortgage.

In the press release Mortgage Banker, Mr. Jason M. Ruedy, Affirms “Your Credit Score Will Not Take a Hit as a Result of Shopping for a Mortgage”, Mr. Ruedy states that “it will not damage a person’s credit score to shop around for the best possible mortgage – even if multiple credit checks are necessary.”

As referenced in Mr. Ruedy’s February 24, 2015 press release, according to an article published on NYTimes.com on January 30, 2015 entitled Mortgage Shopping and Credit Scores, “Borrowers need not avoid shopping around for the best mortgage deal out of fear that allowing multiple lenders to “pull,” or check, their credit will chip away at their score. The notion that a flurry of credit inquiries from mortgage lenders will lower a borrower’s score is a common misconception, experts say. The truth is that five inquiries are likely to have no more impact than one, provided they are made within a compressed period of time.”

“I realized after my February 24, 2015 press release was issued that the words “will not damage a person’s credit score” were too definitive. In reality, if a person seeks multiple inquiries – all within a period of 45 days – the inquiries should be considered as one inquiry by the credit reporting agencies. But if multiple inquiries are made over a period of time lasting longer than 45 days, there is a possibility that the extended period of shopping could have an impact on a person’s score, albeit probably minimal.” – Jason M. Ruedy,

The Home Loan Arranger

Mr. Ruedy reiterates that credit checks completed by mortgage companies should not be seen as the same as credit checks from credit card companies – and the inquiries should not have the same potential for a negative impact on a person’s credit score.

“I still believe that worrying about a credit check by a mortgage company is not a reason to not consider purchasing a home or financing. I just want to clarify that mortgage-related credit checks should be the least risky to your credit score when all inquiries are completed within a 45-day timeframe. – Jason M. Ruedy, The Home Loan Arranger

According to Mr. Ruedy, the best course of action is to seek the advice of a trusted mortgage banker or mortgage broker if you have questions or concerns about how mortgage shopping may affect your credit score.

About The Home Loan Arranger:

Mr. Jason M. Ruedy, also known as The Home Loan Arranger, has 20+ years of experience in the mortgage business. His company was built around the crucial principles of hard work, discipline, and determination. The Home Loan Arranger evaluates client applications quickly and efficiently and structures loans with the best possible terms. Mr. Ruedy is successful in achieving loan closings for clients while meeting their highest expectations. Jason M. Ruedy is ranked #2 in the state of Colorado by Scotsman Guide, which is the top leading resource for mortgage originators.

For media inquiries, please contact Mr. Jason M. Ruedy, “The Home Loan Arranger”:

The Home Loan Arranger

512 Cook St #100

Denver, CO USA

Phone: (303) 862-4742

Toll Free: (877) 938-7501

http://www.thehomeloanarranger.com/



























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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