Posts Tagged ‘about’

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Mortgage Banker, Mr. Jason M. Ruedy, Redacts a Statement Made About Credit Scores Not Being Affected by Mortgage Shopping














Jason. M Ruedy

Denver, Colorado (PRWEB) March 17, 2015

Mortgage Banker, Mr. Jason M. Ruedy, also known as The Home Loan Arranger, redacts a statement made in a press release issued on February 24, 2015 regarding whether a person’s credit score will absolutely not be affected by shopping around for a mortgage.

In the press release Mortgage Banker, Mr. Jason M. Ruedy, Affirms “Your Credit Score Will Not Take a Hit as a Result of Shopping for a Mortgage”, Mr. Ruedy states that “it will not damage a person’s credit score to shop around for the best possible mortgage – even if multiple credit checks are necessary.”

As referenced in Mr. Ruedy’s February 24, 2015 press release, according to an article published on NYTimes.com on January 30, 2015 entitled Mortgage Shopping and Credit Scores, “Borrowers need not avoid shopping around for the best mortgage deal out of fear that allowing multiple lenders to “pull,” or check, their credit will chip away at their score. The notion that a flurry of credit inquiries from mortgage lenders will lower a borrower’s score is a common misconception, experts say. The truth is that five inquiries are likely to have no more impact than one, provided they are made within a compressed period of time.”

“I realized after my February 24, 2015 press release was issued that the words “will not damage a person’s credit score” were too definitive. In reality, if a person seeks multiple inquiries – all within a period of 45 days – the inquiries should be considered as one inquiry by the credit reporting agencies. But if multiple inquiries are made over a period of time lasting longer than 45 days, there is a possibility that the extended period of shopping could have an impact on a person’s score, albeit probably minimal.” – Jason M. Ruedy,

The Home Loan Arranger

Mr. Ruedy reiterates that credit checks completed by mortgage companies should not be seen as the same as credit checks from credit card companies – and the inquiries should not have the same potential for a negative impact on a person’s credit score.

“I still believe that worrying about a credit check by a mortgage company is not a reason to not consider purchasing a home or financing. I just want to clarify that mortgage-related credit checks should be the least risky to your credit score when all inquiries are completed within a 45-day timeframe. – Jason M. Ruedy, The Home Loan Arranger

According to Mr. Ruedy, the best course of action is to seek the advice of a trusted mortgage banker or mortgage broker if you have questions or concerns about how mortgage shopping may affect your credit score.

About The Home Loan Arranger:

Mr. Jason M. Ruedy, also known as The Home Loan Arranger, has 20+ years of experience in the mortgage business. His company was built around the crucial principles of hard work, discipline, and determination. The Home Loan Arranger evaluates client applications quickly and efficiently and structures loans with the best possible terms. Mr. Ruedy is successful in achieving loan closings for clients while meeting their highest expectations. Jason M. Ruedy is ranked #2 in the state of Colorado by Scotsman Guide, which is the top leading resource for mortgage originators.

For media inquiries, please contact Mr. Jason M. Ruedy, “The Home Loan Arranger”:

The Home Loan Arranger

512 Cook St #100

Denver, CO USA

Phone: (303) 862-4742

Toll Free: (877) 938-7501

http://www.thehomeloanarranger.com/



























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Visiting Nurse Association Health Group Hosts Camden Coalition of Healthcare Providers to Learn More about Nurse-Family Partnership Program










Red Bank, NJ (PRWEB) April 15, 2014

On April 11th, 2014 Visiting Nurse Association Health Group (VNA Health Group) hosted a day of learning to inform the Good Care Collaborative and other health industry leaders about the Nurse Family Partnership program its goals, outcomes and cost-effective model of care. The Good Care Coalition aims to change Medicaid funding towards programs with evidence of success. The day highlighted the Nurse Family Partnership which has over 35 years of research-based outcomes. The Nurse Family Partnership team presented information about their excellent outcomes and the importance of educating and coaching new mothers about the benefits of breastfeeding.

Colleen Nelson, RN, BSN, VNA Health Group Vice President of Clinical Operations for Children & Family Health Institute and Lisa Reyes, Nurse Family Partnership Director of Business Development provided an overview of Nurse Family Partnership. Nelson shared the three goals of Nurse Family Partnership: improve pregnancy outcomes, improve child health & development, and improve parents’ economic self-sufficiency. Reyes informed attendees that Nurse Family Partnership is present in 536 countries throughout the world, 43 states throughout the United States, and all 21 counties of New Jersey. VNA Health Group nurses shared client stories and presented a role play of the Nurse Family Partnership model.

“The Nurse Family Partnership is a unique community health program where experienced nurses make home visits to low-income, first time parents. More than 35 years of research proves that it works. On behalf of the Nurse Family Partnership team and myself, it was a pleasure to host the Good Care Collaborative and invited guests to learn more about this great home visitation model,” stated Nelson.

About VNA Health Group

Visiting Nurse Association Health Group, serving the community for more than 100 years, is New Jersey’s largest nonprofit community health provider of home health care, hospice and community services. The organization cares for 120,000 individuals each year. Visiting Nurse Association Health Group members include VNA of Central Jersey, Cape VNA, Robert Wood Johnson Visiting Nurses, and VNA of Englewood. For more information about VNA Health Group call 800.326.3330 or visit http://www.vnahg.org.























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New Infographic Raises Awareness About Data Breaches, Hacking, and What You Can Do to Protect Yourself












North Huntingdon, PA (PRWEB) March 06, 2014

A new infographic from Century Negotiations, Inc (CNI) reveals startling information about the world of hacking and data breaches. Backed by solid research, including 9 years of studies done by ID Theft Center, the infographic entitled “EXPOSED: Hacking and Data Breaches – The Business of Stealing Information” strives to educate CNI’s clientele and blog readers about this increasingly common form of data thievery. The graphic is available to view on their blog for free, and reveals ways the consumer can protect his/herself from becoming a victim.

As technology increases at an exponential rate, the vulnerability of the consumer continues to demand more attention. It’s not just the PC that’s connected to the internet anymore. For most people, it’s their cell phone, which holds a trove of personal data (including photos, videos, and text messages). Then there’s the rapidly expanding audience of people utilizing wearable technology, such as watches and smart glasses. Even further, home appliances and automobiles are starting to integrate internet technology. It’s inevitable that connected technology will eventually envelope just about every activity people engage in on a daily basis. Although convenient, these advances necessitate new habits to protect personal information.

Along with the consumer responsibility comes the need for businesses and corporations to adopt vigilant privacy policies and technological protection to keep data thieves out. The most recent large scale attack was towards Target stores in December, amidst the busiest shopping season of the year, where a reported 40 million financial records were stolen. Another 70 million records were further compromised containing items like a name and email address. Though unsettling, this is not the first time an event like this has happened. It begs the question then: What are companies doing to crack down on the gaps in technology which allows these hackers to be successful?

While companies fight to keep up with sleuth hackers, there’s also a new level of consumer responsibility that people must take on as citizens of the internet community in order to protect their own privacy. In the blog post and infographic, CNI shares several preventative measures to take that will make it much harder for a hacker to steal one’s information. Bottom line – it’s up to the consumer to make their data well protected and not become the low-hanging fruit that hackers so eagerly seek out.

As a debt settlement company, CNI wants to make sure their clients and blog readers are well equipped not just for the financial roads of life, but also developing best practices that will permeate into their lives as a whole. This includes better online security to protect items like a social security number (SSN) and credit card information, ensuring that hackers will not be able to access this information and then fraudulently charge up the credit or bank accounts.

CNI was founded by Dave Leuthold in 2003 and is now recognized as a leader in the debt settlement industry. He was also involved with the founding of The Association of Settlement Companies and is on the board of the American Fair Credit Council. CNI has settled more than $ 600,000,000 of debt for their clients.

For more information and to view the infographic, please follow this link: http://www.centuryni.com/blog/infographic-7-ways-prevent-hackers-stealing-information/














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The Officials of Hiconn Electronics Are Excited About the 2014 International CES











Hiconn Electronics

(PRWEB) December 27, 2013

It is reported that the 2014 CES (Consumer Electronics Show), the world’s gathering exhibition for all who thrive on the business of consumer technologies, will run from January 7 to 10, 2014 in Las Vegas, Nevada. Hiconn Electronics, one of the leading companies of electronics devices, is going to attend the big show. The company’s officials are very excited when talking about the show.

“We are proud to attend the 2014 International Consumer Electronics Show. It is a very big electronics and technology trade show attracting major companies and industry professionals worldwide. At the CES, we will display a lot of our latest products: VGA with Audio HDMI Converters, HDMI to VGA with Audio Converters and many others,” the CEO of the company says.

According to Karen Chupka, senior vice president of corporate business strategy and the International CES, CEA, the 2014 CES will feature over 3,000 exhibitors unveiling the latest consumer technology products and services across the whole ecosystem of consumer technologies.

In addition, there are many highlights of the 2014 CES. For example, the Consumer Electronics Association (CEA) has announced the addition of the ‘Experience CEA Stage’ at the new CES. The unique stage will be located in the Experience CEA booth in the Las Vegas Convention and World Trade Center (LVCC) Grand Lobby; it will feature live interviews with top industry guests as well as book Club authors.

About Hiconn Electronics

Hiconn Electronics (Shenzhen Hiconn Electronics Co. Ltd.) is devoted to designing and manufacturing a wide range of connection cables and customized cable assemblies, offering many HDMI cables, VGA cables, SATA cables, USB cables, 1394 cables, DVI cables, SCSI (Small Computer System Interface) and more. For more information, please visit http://www.hiconn.net/.

Contact Person: James Yin (Sales Director)

Company Name: Shenzhen Hiconn Electronics Co., Ltd.

Address: Shenghua Building., Xixiang Road., Baoan District, Shenzhen, Guangdong Province, China

Zip Code: 518102

Tel: +86-755-8109 8345

Fax: +86-755-2779 3497























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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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Hawkeye Management the Small Business Loan Company Announces a New Whitepaper The Truth About Credit Card Financing











The Truth About Credit Cards


Blackwood, NJ (PRWEB) October 17, 2013

A small business owner who hangs around the Business Finance Lounge at all knows that Hawkeye Management talks a lot about business credit card financing and other forms of small business financing solutions. One of the reasons it is an important topic is because access to financing is one of the Top 3 Reasons Why Small Businesses Fail. So whether a small business needs/wants a small business loan or some other kind of working capital you may want to grab our new – and FREE – white paper about credit card financing.

The new whitepaper talks about:

The 6 core benefits that credit card financing offers a small business:

1. Get access to capital

2. Separate personal and business credit

3. Protect, preserve and improve a credit profile as money is borrowed

4. Obtain cash-flow friendly financing

5. Minimize interest expenses

6. Maximize tax benefits

The 3 of the most common myths about credit card financing:

Myth 1- Small businesses shouldn’t use credit card financing.

Myth 2- Other means of financing, such as Small Business Administration (SBA) loans, are more desirable.

Myth 3- If a small business owner must use credit card financing, the owner should use personal credit cards so that the business owner can enjoy the protections of the CARD Act.

The 4 steps to using credit card financing the right way:

*Use the right kind of business credit cards.


Keep credit utilization within acceptable levels.

Maintain plenty of available credit.

Treat your credit as an asset.

Business credit cards can be a great way to get low cost financing and protect, preserve, and improve credit profile if obtained and used wisely. Find out The Truth About Credit Cards here.

Hawkeye Management connects entrepreneurs and small business owners with up to $ 50,000-$ 150,000 or more in freely spendable business credit lines. Hawkeye Management understands the mechanics and realities of small business credit better than anyone. Hawkeye Management knows what works, what doesn’t work, and how small businesses can get the credit it needs as quickly as possible.
























Vocus©Copyright 1997-

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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Article by alex lander
























A share or stock refers to an unit of ownership in a company. Behind every single stock is a company. Behind a company is a business. When you buy stocks, you grew to become one of the proprietors of the company. Stocks are represented by stock certificates as proof of your ownership. Now days the certificated are in Demat form. On the internet trading of stocks is implemented in most of the Stock exchanges. Net grew to become the crucial medium of buying and selling shares. Stocks are also known as as shares and securities.

Subsequent are the rights of a typical stockholder.

1. Electing directors and proposals for mergers and acquisitions2. The proper to offer the stocks they very own3. Dividends4. The possibility to inspect corporate books in the form of an annual report.

The rights could differ somewhat by country.

The stocks are issued mainly to increase funds and a depending on the marketplace need a public business will concern a lot more stocks. And if the company problem the stocks for the initial time it is referred to as Initial Public Offer. The subsequent are the essential terms of a stock

1. Average Return Of Equity (ROE)2. Average growth earning per share growth fee (EPS GR)3. Financial debt to Equity Ratio (D/E)4. Gross profit margin5. Dividends6. Price to earnings ratio (P/E)

Usually investing in stocks will give a lot more earnings than any other investment. Billionaires like Warren Buffet, Phil Fisher, Benjamin Graham, and Peter Lynch made their wealth by investing in stocks. Besides long term investing there are also intra-day trading and short expression investment. Futures and Possibilities are other innovative buying and selling approaches which are dangerous. A few percentage of people involved in such sort of buying and selling, nevertheless the percentage of people trading Futures and options are growing. They are contract based and traded in lots.

Stock markets are exchange houses, which are centers for buyers and sellers. The stock marketplace facilitates the exchange involving buyers and sellers. A stock market or equity market is a public entity wherever the businesses are listed. It is a market place in which securities are bought and sold. Stock market acts as a medium between the traders and companies.

Firms raise cash using stock market. The main element of stock marketplace is Index. An Index is generally the typical value of 30 or 50 chosen shares. The index is utilized to keep track of the overall performances of marketplace.

About the Author

You can learn a lot of money from Stocks. The only issue is that you should know how to trade well. Click here to know more about Stocks.












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Everything You Need To Know About Woodburning Stoves Re-Release











Woodburning-Stoves.co.uk re-issue free e-book for winter 2012


Evesham, Worcestershire (PRWEB UK) 19 August 2012

Woodburning-Stoves.co.uk is unquestionably one of the biggest authorities in the wood burning stove industry. The staff have many years of experience dealing with stoves and that’s why they released an e-book to share their knowledge and benefit those who are looking to buy or already have a woodburner.

In the run up to winter 2011, the marketing team at Woodburning-Stoves decided to create a few articles to help the users visiting the website decide on a stove. At first it was supposed to be some small content generation, but over the course of a few weeks, two articles turned into three and three turned into nine and before they knew it, they had over 90 pages of content. It was quickly decided that this would all be packed into an e-book and offered free on the website.

The wood burning stove e-book can be downloaded from the official Woodburning-Stoves website: http://www.woodburning-stoves.co.uk/img/general/everythingyouneedtoknowaboutwoodburningstoves.pdf

The content of the e-book ranges from a comprehensive buyers guide all the way through to proper maintenance of a wood burning stove. The book really does go into great detail on how to prolong the life of a woodburner and ensure it runs at its peak efficiency which is of ever-growing importance as household bills continue to increase. Every little saving that can be made is well worth it considering over the course of a year a 10% increase in efficiency could save hundreds of pounds.

The marketing boys realised this resource was extremely popular in the run up to winter last year, and as a result they felt it required a small update to ensure all the content was relevant and accurate in regards to modern wood burning stoves regulations and such. The book has received a small overhaul with updated content and is definitely just as useful, if not more so than last year.

James Cook, part of the Marketing team at Woodburning-Stoves commented: “We know our stuff at Woodburning-Stoves and we realise the value it has; that’s why we offer it for free to people who visit the website. The update was definitely required just to add a few relevant modernisations to it and hopefully we’ve made the resource even more beneficial for those looking to buy or maintain their stove this winter…!”

The book comes highly recommended from several large sources of authority in the industry – make sure you download your copy today.

Woodburning-Stoves.co.uk is currently run on the new and ever-expanding Online Home Retail Network. The OHR network at present hosts around 50 separate websites which all sell a wide variety of products; anything from kitchen sink taps and bathroom accessories to top of the range garden strimmers and mowers. Online Home Retail Limited first started out as Plumbworld Ltd back in 1999 and since then it has been bought by the Grafton Group PLC in 2006 and received a major rebrand in 2012. The business now employs 60 people in its purpose built warehouse/offices and has a total turnover nearing £25 million per year.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.