Article by Christopher Kamens

Understanding your personal finances isn’t going to happen overnight. You have to take your time to read and understand what it involves, as well as, just how everything affects you. As you start out in managing your personal finances, take the time to go over these tips and learn more about what you can expect.

When you are renting out your property there may come a time that you need to have a tenant evicted. It is a hard decision to make, and it doesn’t come cheap either. You can easily go through the process yourself, no lawyer is needed, but be sure to seek out the advice of someone else who has done it before, as the court system can be tough to navigate for the first time on your own.

Keep track of what is happening in the world to keep abreast of market shifts on a global scale. If you have money invested in stocks or currencies, you should also pay close attention to foreign news. You can make wise market decisions when you stay on top of current global events.

If one wants to give themselves better chances of protecting their investments they should make plans for a safe country that’s currency rate stays strong or is prone to resist sudden drops. Researching and finding a country that has these necessary characteristics can provide a place to keep ones assets secure in unsure times.

To get out of debt faster, you should pay more than the minimum balance. This should considerably improve your credit score and by paying off your debt faster, you do not have to pay as much interest. This saves you money that you can use to pay off other debts.

To keep your personal finances in order, it’s essential to protect yourself from identity theft, and there are some simple ways to do this. Ensure that you thoroughly shred any documents containing any information from financial institutions, such as bank statements, before throwing them out in the trash. This is because fraudsters target the waste disposal system precisely for documents containing information like this.

Find out what your credit score is. It will cost you money to get your credit score from the big three agencies but the knowledge is invaluable. Knowing your credit score will save you money in buying a car, refinancing your home, even buying life insurance. Make sure to get a new one on a yearly basis to stay up to date.

If you work a full time job, make sure that you are setting money aside each pay period towards your retirement fund. This will be extremely important later on in life after you have put in your last hours of work. Ascertain that money is being wired into your 401k, each paycheck for a stable future.

Make sure you’re not spending more than you’re earning each month. The easiest way to dig yourself into a hole of debt that’s near impossible to dig yourself out of is to use credit cards to spend more than you’re earning. Make sure you’re being responsible with your money and not overextending yourself.

You should start a savings account for emergencies only. Most people aren’t in the habit of saving money and this is a great way to start a money saving habit. If you have a hard time saving money, have it direct deposited from your paycheck so you don’t have to do it yourself.

If you find that all of your bills are due at roughly the same time of the month, contact your various providers and see what options are available for you to change your monthly due dates. This avoids spreading your paychecks too thin, during each pay period and allows you to manage your cash flow more efficiently.

Use a credit card only if you pay it off in full each month. If you don’t, the interest on an item that cost you .00 could end up costing you .00. You never want to pay more than you have to for anything!

Look for coupons online, and clip coupons from your local newspaper. You can save more money sometimes buying a name brand and using coupons, than you can when buying from discount stores and purchasing generic products. This is not always the case, but it is worth taking the extra time to check it out.

Financial matters are never easy to cope with if you aren’t giving yourself the knowledge that it takes to get it all right. When referring to personal finances, you should be doing all that you can to ensure efficiency and effectiveness, as it will involve your personal life and you could make serious mistakes that you want to avoid. Use these personal finance tips that are designed to show you what personal finance is all about

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AEPG® Welcomes Executive Level Vice President of Employee Benefits

Warren, NJ (PRWEB) June 10, 2015

June 1, 2015, Warren, NJ – AEPG® Wealth Strategies is proud to announce and welcome Noel Santiago to its Benefit Division. Noel will be responsible for working with employers to develop customized benefits plans to help companies promote employee wellness, manage risk and reduce cost.

Chris Schiffer, COO stated, “I am pleased to have Noel join AEPG’s team of experts. Noel is a natural fit, with his background in retirement plan solutions and in employee benefits.” Bill Corson, Divisional Vice President, Group Benefits added, “Having an experienced professional like Noel on our team is a great boon to everyone in the Group Benefits Team at AEPG®. We are well equipped to provide competitive analysis and exceptional ongoing service for many new clients.”

Noel’s 17+ years in the insurance and financial industry has given him unique insight in designing various life, health, disability and retirement plans. He joins AEPG® from Herbert L. Jamison & Co. LLC. During his successful tenure as Division Vice President, Noel was largely responsible for the growth and production of their benefit department. He worked primarily with the New York and New Jersey business communities to place employer-sponsored insurance coverage for companies large and small. Noel led a turnaround within the Benefit Division that resulted in revenue growth of 30% within his first year, and doubled in four years.

Noel is excited about joining the AEPG® team. “My entire career has been focused on developing smart and innovative solutions for the betterment of my clientele. The role that a comprehensive employee benefit program plays in a successful company cannot be overstated. I consider myself an extension of my clients’ Human Resources department, analyzing their needs and collaborating with them to develop customized plans to address their health benefits management issues. I look forward to continuing that tradition with AEPG®.”

Noel received a BA in finance from Montclair State University, and he is licensed in Life and Health in New Jersey and other states. Outside of the office, Noel has been involved in various organizations, such as ALA (Association of Legal Administrators) NJ, NY and Miami chapters. He enjoys speaking engagements, sports, and traveling with his family.

Noel can be reached at: nsantiago(at)aepg(dot)com, (908) 821-9758.

About AEPG® Wealth Strategies:

For over 30 years, the clients of AEPG® Wealth Strategies have benefited from personalized, comprehensive wealth management and financial advisory services. Our services to individuals, business owners, physicians and corporations include: group and individual insurance, 401(k), retirement plan solutions, comprehensive financial planning, investment management, and estate planning.


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ADSI to Exhibit Full Line of New Weighing & Dimensioning Solutions at ICON15

The new Avery Weigh-Tronix ZP900 scale includes serial, USB and true Ethernet connections and can be integrated with ADSI’s dimensioning solutions.

Schaumburg, IL (PRWEB) June 16, 2015

Advanced Distribution Solutions, Inc. (ADSI) is demonstrating the latest technology in weighing, dimensioning and shipping solutions at the ConnectShip ICON15 Shipping Technology Conference, June 15-17, 2015, in Chicago, IL. “Today’s shippers need fast, integrated tools that capture accurate measurements on every package without increasing labor costs,” said Bob Fischer, CEO and president of ADSI. “We’ve integrated our shipping systems with a wide range of weighing and dimensioning systems and we’re excited to be bringing some of the newest technology to the show.”


ADSI will be demonstrating its shipping software with mobile dimensioning tools, tabletop and floor scales, and 3D imaging dimensioning solutions such as:


This new modular countertop postal scale has been designed specifically with the logistics market in mind. It is rugged, reliable and designed for long life in industrial environments. The ZP900 offers serial, USB and true Ethernet connectivity. It can be integrated into ADSI’s software as well as other third party software and hardware solutions.

The ZP900 can also be integrated into a kiosk or static dimensioning solution. The scale’s weighing mechanism is suspended underneath the platter, allowing the scale to fit flush with a counter so that boxes and parcels can be moved on and off the scale with minimum effort.

The ZP900 features Quartzell technology, a tried and tested form of weighing cell that has been further developed to offer faster, more precise weighing.


From small businesses and mail counters to large operations and warehouses, iDimension can be used in a variety of applications to ensure freight compliance and deter revenue loss from miscalculated dimensions.

With innovative sensing technology and 3D imaging components, the iDimension 200 is a flexible, mobile free-standing solution that captures dimensions, weights, bar codes, OCR text and images of static items. It dimensions packages, flats and irregular objects, and converts irregular objects like cylinders, spheres, tubes, polybags and irregular objects to accurate cubed dimensions.

The iDimension has no moving parts and requires virtually no alignment or special handling when placing an object under the work area. Parcels are dimensioned more accurately and faster than manual measurements. In an industry-leading 0.2 seconds, dimensions are calculated within 0.2 inches of accuracy. The iDimension system is easy to set up, can be operated in manual or automatic mode and can be integrated with most shipping scales.


ADSI will also be demonstrating Size-IT, its mobile digital dimensioning tool. Size-IT automates the process and generates accurate results in three easy steps. Size-IT digitally captures the length, width and height dimensions as the warehouse staff measures the package and auto-calculates the dimensional weight for both domestic and international shipments.

Size-IT can be configured to wirelessly transfer dimension calculations and item package details to virtually any business application software without the need for costly integration. It works well with receiving programs, updating master inventory records, and ADSI’s order packing and shipping software solutions, as well as programs such as UPS WorldShip and FedEx Ship Manager.

“Our customers are asking for flexible options in automating the dimensioning process,” Fischer said. “We’ve assembled a complete dimensioning product line, integrated with our order fulfillment and shipping software, to meet a wide range of distribution requirements.”


ADSI is an industry-leading provider of flexible logistics software solutions for online retailers, manufacturers, distributors, third party logistics providers (3PLs) and others. ADSI’s solutions include Pack-IT, a mobile, scan-based order fulfillment solution, Ship-IT™, a multi-carrier shipping software solution for domestic and export shipping, SaaS shipping software, as well as modules for asset and inventory tracking; delivery tracking; dimensional weight calculation, mobile computing and more. ADSI is a Premier Zebra Technologies Partner, a ConnectShip® Platinum Partner, a FedEx Top National Solution Provider, a UPS Ready Certified Partner, a U.S. Postal Service Top National Partner and a Motorola Elite Level Channel Partner.

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AdvantaIRA Trust Hosts National Webinar: Types of Investments Permissible in a Self-Directed IRA

AdvantaIRA Trust

Fort Myers, FL (PRWEB) May 14, 2015

A self-directed IRA gives investors freedom of choice to purchase alternative assets tax-free. AdvantaIRA Trust is hosting a nationwide webinar on May 21st to discuss the different types of alternative assets that are permissible in a self-directed retirement account.

A self-directed IRA is a tax-sheltered trust set up for retirement by tax code section 408. Typical IRA custodians only hold investments they sell such as stocks, bonds, and mutual funds. Since AdvantaIRA does not sell investments, investors have complete control allowing more options to diversify the retirement portfolio. When investing using a self-directed IRA gains, income, and sale proceeds grow inside the retirement account tax-free.

Aside from life insurance and collectibles a self-directed IRA can hold a wide array of assets. Alternative assets that will be discussed during the national webinar include real estate, secured promissory notes, single-member LLCs, precious metals, private placements and private stock, and foreign currency exchange and futures trading. “This is a great webinar for investors who are not sure what they can invest in using their self-directed IRA,” says Dave Owens, managing partner of AdvantaIRA Trust.

The webinar on May 21st is open to the public at no charge. Attendees are encouraged to ask questions at the end of the presentation.

Event: Webinar- Types of Investments Permissible in a Self-Directed IRA

Date: May 21, 2015

Time: 2:30-3:30pm EST.

Cost: None

Location: Online

Register: Please email Brenda Whetsell at Brenda(at)advantatrust(dot)com with your name and email address.

About AdvantaIRA Trust

AdvantaIRA Trust is a self-directed IRA administrator that provides tax-deferred and tax-free investment opportunities, superior customer service, and educational tools to assist investors in realizing the maximum benefits possible within IRAs. AdvantaIRA makes it easy to use self-directed retirement plans to invest in assets that the individual investor knows, understands, and can control.

About Dave Owens

Dave Owens is the managing partner at AdvantaIRA Trust in Fort Myers, Miami, Gainesville, New England, and the Florida Panhandle. Owens opened the AdvantaIRA Trust headquarters in Fort Myers, FL in 2003. His background as a certified public accountant, combined with a long history of personal retirement self-direction, provides his audiences and clients with solid advice and practical solutions to their IRA investment questions. Dave holds a BS in accounting from Purdue University. He also earned the prestigious Certified Exchange Specialist designation through the Federation of Exchange Accommodators.

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Feldman Browne Olivares Wins Appellate Victory Holding Joint Employers Liable For Large Civil Penalties

Los Angeles, California (PRWEB) June 06, 2015

Feldman Browne Olivares wins appellate victory clarifying that large California employers who knowingly use misclassified workers and fail to take remedial action will be liable for large civil penalties under PAGA.

In 2013, Feldman Browne Olivares attorneys, Lee R. Feldman and Alicia Olivares, filed a class action entitled entitled Noe v. Canvas Corporation, et al. (BC486653), alleging that workers hired off of Craigslist by Canvas Corporation to sell food and beverages at Southern California concert and sporting venues owned by Anschutz Entertainment Group (AEG) were not paid the minimum wage. Feldman Browne Olivares argued that because AEG and its concession subcontractor, Levy Premium Foodservice Limited Partnership (“LEVY”) had the contractual right to control all aspects of the workers’ employment, including what, how, when, where and for what price they sold to AEG’s customers on AEG’s property, these workers were employees of AEG and LEVY. AEG and LEVY argued that they were not responsible for paying the workers or ensuring that they were properly classified as employees because Canvas Corporation was the entity that hired them and made the classification decision.

In 2014, after extensive discovery, AEG and LEVY brought a motion seeking to have the claims against them thrown out. Feldman Browne Olivares successfully opposed the motion on all claims except one—for violation of Labor Code Section 226.8, which provides for large penalties of up to $ 25,000 per employee against any employer that engages in the act of willful misclassification of an employee as an independent contractor. The trial court reasoned that AEG and LEVY could not be held liable for engaging in the act of misclassification because Canvas had already classified the workers as independent contractors before they ever stepped foot on AEG property. Feldman Browne Olivares argued that AEG and LEVY had “participated in” and ratified the misclassification decision by employing the misclassified workers despite knowing they did the same jobs as regular employees and knowing they were not paid minimum wage for work done on AEG premises servicing AEG’s customers.

Feldman Browne Olivares filed an application for a Peremptory Writ of Mandate, asking the court of appeals to step in and reverse the trial court’s dismissal of the claim against AEG and LEVY for willful misclassification. On June 1, 2015, the Court of Appeals ruled that the trial court had erred in concluding that joint employers who did not directly misclassify workers cannot be held liable for the penalties set forth in Section 226.8. The Court of Appeals held that Feldman Browne Olivares was correct in arguing that joint employers who were aware of misclassification and took no action to remedy such misclassification can be held liable for huge penalties through the California Private Attorney General Act (“PAGA”). The Court held:

“By choosing to use words with a broader connotation-prohibiting employers from “engaging in” the act of willful misclassification-we presume the Legislature intended to penalize a broader class of employers that includes those who, through their acts or omissions, have knowingly participated or involved themselves in the willful misclassification decision. As applicable here, a joint employer who knowingly acquiesces in a co-joint employer’s decision to willfully misclassify their joint employees has necessarily “involved” itself in that misclassification decision.

“We conclude that, contrary to the trial court’s interpretation, section 226.8 is not limited to employers who make the misclassification decision, but also extends to any employer who is aware that a co-employer has willfully misclassified their joint employees and fails to remedy the misclassification.”

The Noe decision is expected to have far-reaching impact. It has become quite common for large companies like AEG and LEVY to recruit workers to service their customers through small, poorly funded and often judgment-proof intermediary companies that flout worker protections and basic California labor laws requiring payment of minimum wage, overtime and providing meal and rest breaks. It has become a popular business model for companies like AEG and LEVY to cut costs (employee benefits and salary) by subcontracting out the procurement of labor to other entities that agree to bear those costs. By doing so, the large corporations like AEG are guaranteed a fixed profit without the burden or expense of formally employing the workers servicing their customers. Under the Noe decision, large employers can no longer avoid liability for the harm to workers hired by subcontractors who ignore state wage laws. Feldman Browne Olivares is ecstatic that their hard work, and that of their appellate co-counsel Norman Pine and Michael Rubin, succeeded in winning this important victory for California workers.

About Feldman Browne Olivares: The Attorneys at Feldman Browne Olivares exclusively represent California employees. Through aggressive litigation and zealous advocacy, Feldman Browne Olivares has recovered more than $ 140,000,000 in verdicts and settlements on behalf of California workers and their families. Feldman Browne Olivares has been recognized as one of the top Employee Rights Firms in California and our Partners and Attorneys have been repeatedly recognized as top Employee Rights Attorneys.

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Marylhurst University Faculty Member Receives Fulbright Specialists Award

Marylhurst, OR (PRWEB) May 03, 2015

Dr. Tonda Liggett, faculty member in the Department of Education at Marylhurst University, has been selected for a Fulbright Specialists project in Thailand at Chiang Mai Rajabhat University during May 2015, according to the United States Department of State and the J. William Fulbright Foreign Scholarship Board.

Liggett is one of over 400 U.S. faculty and professionals who will travel abroad this year through the Fulbright Specialists Program. Her project will focus on the development of the faculty and students at Chiang Mai Rajabhat University, providing faculty professional development, enhancing faculty members’ and students’ English skills, and producing high quality curricular materials. She will assist faculty in Chaing Mai Rajabhat’s English department develop a master’s program.

Liggett will be available for interviews upon returning from Thailand in late May.

Tonda Liggett is associate faculty and English to Speakers of Other Languages (ESOL) program coordinator in the Department of Education at Marylhurst University. Her research focuses on the intersections of English language education and critical multicultural education. Within this nexus, she examines issues of race, culture and language in relation to teacher identity and teaching. Most recently, she has been researching and traveling to Southeast Asia to better understand the role of globalization on language learning and cultural context. She holds a Ph.D. in Curriculum and Instruction and an M.A. in Language and Linguistics from the University of New Hampshire.

The Fulbright Specialists Program, created in 2000 to complement the traditional Fulbright Scholar Program, provides short-term academic opportunities (two to six weeks) to prominent U.S. faculty and professionals to support curricular and faculty development and institutional planning at postsecondary, academic institutions around the world.

The Fulbright Program, America’s flagship international educational exchange activity, is sponsored by the U.S. Department of State, Bureau of Educational and Cultural Affairs. In its 60 years of existence, thousands of U.S. faculty and professionals have taught, studied or conducted research abroad, and thousands of their counterparts from other countries have engaged in similar activities in the United States. Over 285,000 emerging leaders in their professional fields have received Fulbright awards, including individuals who later became heads of government, Nobel Prize winners, and leaders in education, business, journalism, the arts and other fields.

About Marylhurst University

Marylhurst University, a private liberal arts university 10 miles south of Portland, Ore., on Highway 43, is regionally accredited and nationally recognized for innovation and academic excellence in serving adult learners. Founded in 1893, Oregon’s oldest Catholic university serves nearly 1,300 multigenerational students of all faiths and backgrounds. Marylhurst offers more than 50 undergraduate and graduate degrees and professional certificate programs on campus and online, all of which integrate the liberal arts with professional studies and prepare graduates to be ethical leaders who think critically and creatively.

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Lanesboro, Minnesota: An Epicenter of Hot Business Trends

Lanesboro, Minnesota

Minneapolis, MN (PRWEB) June 04, 2015

The bucolic small town of Lanesboro in Southeastern Minnesota – population 754 – is welcoming ten new small business ventures into its thriving downtown and surrounding areas. In response, the Lanesboro Area Chamber of Commerce will be holding a celebration of small town business pride featuring ribbon cuttings, walkthroughs, and grand openings on Tuesday, June 9th, starting at 11am.

When driving in from Highway 8, you’d swear you were entering an idyllic European Village. Nestled among the picturesque bluffs, Lanesboro, is located in the driftless region. Minnesota’s Root River gently flows through the town, and one of the other gems that makes the town sparkle is is the DNR groomed Root River State Bike Trail. Also noted as a creative hub, the city is home to Lanesboro Arts, one of the 2014 recipients of the Bush Prize for Community Innovation, as well as the nationally recognized Commonweal Theatre.

Since the late 1990s, Lanesboro has made a name for itself as a premiere destination in the American Midwest and beyond with historic lodging, a plethora of quaint bed and breakfasts, cozy eateries, and unique shopping destinations. On hand for the festivities on June 9th will be the Lanesboro’s Mayor, City Administrator, members of the EDA and President of the Area Chamber of Commerce, among others.

“The entire town is buzzing with excitement,” said Chamber Director of Tourism Eric Leitzen. “The new businesses are adding to an already bustling main street scene, and several other businesses are under construction and set to open within the year. Lanesboro shows what small town America can truly be with a focused goal, great citizens and a dedicated, hardworking spirit.”

The hot business trends of up-cycling and recycling really seem to have taken hold in Lanesboro. Three new antique/resale shops are opening along with a motorcycle accessories shop and inn, a liquor store, craft shops, a diner, a two-story pub and a downtown outpost for the Eagle Bluff Envionmental Learning Center.

The Lanesboro Economic Development Association Co-Chairs Catherine Glynn and Bill Swanson are “thrilled with the innovative and entrepreneurial energy flooding the town.” They say, “The EDA plans to leverage this insurgence of new businesses to draw more young families, artisans and creative entrepreneurs.”

The Area Chamber of Commerce, who will be hosting the event, serves the surrounding Bluff Country area as an organizational and promotional non-profit body for the improvement and encouragement of small town business.

For more information, please visit the Chamber at or call 507.467.2696.

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Article by Jasper Avila

Personal finances can cause stress and difficulty in your life. This article will show you some great tips on how to manage your money.

Do not waste your money on products or services that claim to make you rich overnight. This is a trap that Internet marketers often fall victim to. Learn as much as you can, earning it through hard work and patience.

Profits need to be protected and reinvested as capital invested. Set a standard for what profits you keep as profit and what is reallocated into capital.

Patience can be beneficial when considering your personal finances. It is very common for many people to go out and purchase the latest electronics on offer. If you can be patient and wait just a little while, those prices will go down by up to 50%.This will save you much more money in the long run.

Make savings your first priority with each time you receive.

A sale at the grocery store is not a good deal if you buy more than you need.

You can’t repair your credit without getting out of debt. You can do things like eating in more and spending less money on weekends.

Credit cards are generally superior to debit card. If your credit card application is approved, use it on your daily purchases, like food and gas. Most credit card issuers offer some type of reward for using their credit cards, like cash back on these items.

Don’t take out huge amounts of student loan debt without being in a position to repay it. If you go to an expensive school while you’re unsure of a career path, you could find yourself in some heavy debt.

Many spend over weekly trying to win a lot of money from a local lottery drawing, but it makes more sense to put that amount into savings instead. This is a guaranteed way to ensure that you do not lose any money and will improve your financial situation by increasing your savings.

You may find it helpful to discuss your personal finances with someone who is a finance professional.If one doesn’t know any finance professionals, they must do their own research online or by purchasing a good book.

By taking care to control your cash flow, it will be easier to manage your situation. Keep track of your income and how much you spend so that you can see how your investment’s performance each month.Make certain to have a budget in mind and stick to it.

Pay close attention to everything your credit report. There are more than a lot of ways to see your credit report at no cost.

Avoiding debt wherever possible is a tight grip on your personal finances. A loan is appropriate for buying a car or a house.You should not depend on the use of credit daily though.

Like the introduction of this article said, dealing with your personal finances can stress you out. If you know how to alleviate you personal financial difficulties, then you will be able to relax. If its ideas have helped you take charge of your finances and create a little breathing room, this article has served its purpose.

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Award-winning OGAWA Massage Chairs Finally Available for purchase in North America.

City of Industry, CA (PRWEB) May 30, 2015

Responding to surging demand from both seekers of best-in-class technology and foreign travelers who experienced OGAWA products while abroad, OGAWA-engineered massage products have finally been made available in the U.S.

A leader in the Asian health and wellness industry for two decades, OGAWA is a cutting-edge designer, researcher, developer and manufacturer of health and wellness equipment.

Renown for the longevity and superior craftsmanship of their products, health enthusiasts in Asia and Australia, as well as travelers weary from 13+ hour flights from the Americas, have become well-acquainted with the family-friendly brand.

Translated into English, the Japanese word OGAWA means “spring” or “stream.” This carefully selected name is representative of the company’s corporate philosophy, which focuses on propelling their customers forth on their wellness journey, nurturing them from “river source,” to emergence as a “mighty ocean.”

“OGAWA is well accepted among a demographic of those willing to spend to ensure the health, wellness and comfort of themselves and their family members. OGAWA is a trusted name and one that has a certain status and prestige attached to it,” Mr. Chong, Executive Director of Business Development, explained.

OGAWA World has a 20-year history of technological research and development in support of healthier families everywhere. Based on the extensive customer feedback it collects, the Product Design & Development team, working alongside the Manufacturing group, ensures customer preferences remain at the forefront of the design process.

Known as an innovation powerhouse, the company has been instrumental in the steady advancement of both pain and stress reduction massage technology. Their emphasis on new product design and strong brand development have earned OGAWA a number of prestigious awards including Malaysia Most Valuable Brand, Best International Brand Award and Superbrands Malaysia. They were also awarded the first overseas accreditation by Superbrands Singapore, under the Consumers’ Choice category.

Their newly released line is based on what Americans want in a massage chair, factoring in western physiques and design preferences. All products have been made available for purchase exclusively online.

Each of the three massage chairs in the OGAWA USA line offer the coveted zero gravity reclining mode option popularized by NASA astronauts and known for its relaxation effects. This feature positions the feet at the same level as the heart, creating a feeling of weightlessness and reducing the amount of physical stress on the spine. As spinal decompression occurs, stress dissipates and oxygen intake improves, bodily functions adjust and the healing process begins.

Users can also choose from six types of massage options, including Shiatsu, Swedish, clapping, kneading, rolling, and a combination option, which enables mix and match customization for the perfect massage.

A user favorite, the high-tech EC801 features optical sensor body scan technology. Utilizing infrared and pressure sensors, the EC801 maps out your body and micro adjusts the air bags, rollers and foot ottoman accordingly, customizing back height and leg length to provide the industry’s most customized massage experience. Customers will also be excited about the touch screen wireless remote and self-reporting system, which communicates any issues that arise directly to OGAWA technical support. The EC-801 will be available in the Spring of 2015.

Among the most futuristic and advanced features of the EC650, is its amazingly finger-like 30-inch back massager, which glides, kneads and loosens knots from the top of the neck all the way down to the buttocks. It’s precisely in this vertebral zone that most pain and tension tend to reside, and where massage therapists spend the majority of their time. This model will be available during the 2014 Holiday.

The simple and elegant EC361 chair offers five levels of adjustable massage strength and airbag intensity around the shoulders, back, seat, arms, palms, calves, and feet. This model also features gentle rhythmic vibration in the buttocks and heat therapy in the lumbar. This model will be available during the 2014 Holiday.

The sophisticated rotating heads of the OE3118 model massages the arch of the foot and the heels. Two automatic massage programs and three intensity settings offer adjustment of speed and strength as well as adjustment of the 16 airbags that hit pressure points and through reflexology, soothe every part of the body. Those looking to promote oxygenation and circulation in the calves and knees can also flip the direction of the machine, switch on the heating option, and slide their calves into the slots to receive a full massage.

OGAWA massage chairs are backed by the best warranties available and supported by a world-class customer support team. Interested in learning more about which highly acclaimed, previously unavailable in the U.S. OGAWA product is right for you or your loved one? View the full product line at OGAWA USA.

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Exeter 1031 Exchange Services LLC CEO William Exeter To Speak on “Exit and Succession Strategies for Rental Property Owners” April 30 at San Diego Apartment Association

San Diego, California (PRWEB) April 28, 2015

William L. Exeter, CEO and President of Exeter 1031 Exchange Services, LLC, is a featured speaker at the Apartment Realty Group’s (ARG) Spring 2015 workshop series, “Exit and Succession Strategies for Rental Property Owners.” It takes place Thursday, April 30 from 6:30 p.m. to 9:30 p.m. at the DoubleTree San Diego – Hotel Circle, located at 1515 Hotel Circle South in Mission Valley. The workshop is free and open to the public. Registration is available at

Among the topics to be addressed are: Real Estate Exit and Succession Strategies; Trust and Estate Planning; 1031 Exchange Options, Rules, and Strategies; Cash-flow Analysis; and Market Update and Overview. Mr. Exeter will be joined by fellow speaker, Jeff Isaac, known as the “Lawyer in Blue Jeans,” and moderator Doug Taber, with the Apartment Realty Group. This free educational event is sponsored by ARG and the San Diego County Apartment Association. It is not a sales presentation, but a workshop geared toward real estate investors seeking ways to improve their investment position and portfolio.

Exeter 1031 Exchange Services, LLC, is a leading national provider of Qualified Intermediary, Exchange Accommodation Title holding, and Advisory Exchange Services for individual, corporate and institutional clients throughout the United States and the world. Exeter administers all types of 1031 Exchange transactions, including Forward, Reverse and Improvement (Build-To-Suit or Construction) 1031 Exchange structures, for real estate, personal property and foreign assets.

Exeter 1031 Exchange Services, LLC has national office locations in San Diego, Newport Beach, Los Angeles, Fresno, San Francisco, Chicago, Ft. Lauderdale, Pittsburgh, PA, New York City, and New Jersey.

Contact Exeter 24 hours a day, 7 days a week, 365 days a year.

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