Debt

In 2008, after the birth of his first child, Baker and his wife decided to sell everything they owned, pay off their consumer debt, and spend a year travelin…

Aired on Jan 16, 2014 The U.S. debt was more than .3 trillion during the so-called debt crisis of 2011, when the level of borrowing reached its statutory …

New eBook Offers Fresh Insight Into the State of the Nation










San Diego, CA (PRWEB) December 03, 2014

Highlights of the book:

    There were Pentagon plans in 2001 to take military action in 7 Middle Eastern countries within the following 5 years. These plans appear to still be in process.
    President Bush and Vice President Cheney intentionally allowed bin Laden and al Qaeda to escape Tora Bora, Afghanistan in December 2001.
    The Fed has a 3 trillion dollar “money creation account” hidden in financial institutions’ reserve deposits. The Fed has created another bubble economy, and bubbles burst.
    Total nonfinancial debt to GDP has stayed over 247%/ 234% since 2009 in spite of a rising GDP and mortgage debt reduction through over 4 million foreclosures. This high debt will continue to be a drag on the American economy, and it is beyond America’s capacity to service.
    The disconnect between American ideals and the death and destruction from America’s perpetual wars has created a sick society with individuals devolving into nihilism. All the American people, not just America’s war plutocrats, must control America’s military guns.
Mid to High lights:

    Excerpts from the most important books on the Battle of Tora Bora.
    A reconciliation of the Bible timeline, the Jewish calendar, and the historical timeline.
    Hidden/encoded in the Book of Numbers is a possible date for Armageddon – 2030 CE.
    One motivation for the attack on the USS Liberty
    A recommended values-based American foreign policy.

This eBook is the ultimate, all purpose snake oil that could save America – the painful truth that could set America free. Download a free introductory copy now.

If you would like to obtain a copy of Terrible Lies/ Terrible Truths, please visit

http://www.free-ebooks.net/ebook/Terrible-Lies-Terrible-Truths or contact:

John F Scanlon in San Diego CA    Tel: 001-858-538-1434    Email: jfscanlon(at)aol(dot)com






















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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Warren Clarke, Barbara Marten, Amanda Abbington, Martin Freeman, Hugo Speer Producers: British Broadcasting Corporation (BBC) (in association with) Strand Pr…

The United States debt limit explained. A satirical short film taking a look at the national debt and how it applies to just one family. The watch our follow…
Video Rating: 4 / 5

RED Provides $ 3.85M Balance Sheet Construction Mezzanine Loan for Discovery Senior Living











Discovery Village at Palm Beach Gardens


Columbus, OH (PRWEB) November 11, 2014

RED Capital Partners, LLC, the proprietary debt and equity banking arm of comprehensive capital provider RED CAPITAL GROUP, LLC, recently completed a $ 3.85 million mezzanine balance sheet construction loan to an affiliate of Discovery Senior Living.

Discovery Village at Palm Beach Gardens will be a 120-unit Class A seniors housing community located in Palm Beach Gardens, FL. When complete, the community will include 30 Supervised Independent Living, 60 Assisted Living, and 30 Memory Care units.

The community will include amenities such as dining rooms, game room, club and bar, Bistro and ice cream parlor, pet park, fitness center, heated indoor therapy pool, movie theater, beauty salon, spa, barber shop, craft center, and garden area.

The facility will also host a state-of-the-art Discovery Zone Media Center with cognitive brain fitness technology.

Discovery Senior Living is an award winning, fully integrated, seniors housing development and management company based in Bonita Springs, FL. Discovery operates 14 senior living communities with over 3,500 units and is actively acquiring and developing in Texas and the southern United States.

Richard Hutchinson, President and CFO, Discovery Senior living, stated, “We are excited about continuing our long relationship with RED. Their experienced, thoughtful and creative approach to financing continues to allow Discovery Senior Living to expand its portfolio of world class communities in an efficient and effective manner.”

Kathryn Burton Gray, Senior Managing Director for RED said, “Discovery Senior Living is one of the premier owner/operators in the country. We are pleased that, once again, they chose RED as one of their capital partners.”

James Scribner, Managing Director for RED said, “We are excited to be working with the Discovery team. We have had a great, long-standing relationship with Richard and his team. For this transaction, creativity was essential – being able to work through the complexities of a mezzanine loan takes expertise and creativity. Additionally, our strong relationship with the first mortgage lender, Community & Southern Bank, was instrumental.”

***

About RED CAPITAL GROUP, LLC

Recognized for its industry expertise, innovative and comprehensive structures, and consistently high rankings, RED CAPITAL GROUP, LLC has provided over $ 55.3 billion of integrated debt and equity capital since 1990 to the seniors housing and health care, multifamily, affordable, and student housing industries through three operating companies. RED Mortgage Capital, LLC is a leading Fannie Mae DUS® and MAP- and Lean-approved FHA lender with a mortgage servicing portfolio of almost $ 17 billion. RED Capital Markets, LLC (MEMBER FINRA/SIPC) is a leader in the distribution of Fannie Mae and Ginnie Mae Project MBS, and provides structuring, underwriting, placement, and advisory services for tax-exempt and taxable housing and health care bonds. RED Capital Partners, LLC provides proprietary debt and equity solutions, and asset management in a range of forms, including subordinated gap and bridge loans. RED CAPITAL GROUP, LLC is a subsidiary of ORIX USA Corporation.

About ORIX USA Corporation

ORIX USA Corporation is a diversified financial company with approximately $ 6 billion of assets in sectors spanning commercial finance, venture finance, commercial real estate and public finance, as well as $ 25 billion of assets managed for others. Operating subsidiaries include Houlihan Lokey, RED CAPITAL GROUP and Mariner Investment Group. Headquartered in Dallas, Texas, ORIX USA and its subsidiaries have more than 1,400 employees and offices in major cities including New York, Los Angeles, London and Tokyo.

ORIX USA is a wholly owned subsidiary of ORIX Corporation, a Tokyo-based, publicly owned international financial services company with operations in 35 countries worldwide. ORIX Corporation is listed on the Tokyo (8591) and New York Stock Exchanges (IX). For more information on ORIX USA, visit http://www.orix.com.

DUS® is a registered trademark of Fannie Mae

For more information on

this announcement,

please contact:

Kathryn Burton Gray

Senior Managing Director

RED Mortgage Capital, LLC

+1 949 485-3240

Kburtongray(at)redcapitalgroup(dot)com

James D. Scribner

Managing Director

RED Mortgage Capital, LLC

+1 203 332 7110

jdscribner(at)redcapitalgroup(dot)com

For more information on

RED CAPITAL GROUP, LLC

please contact:

Lisalynne Quinn

Director of Marketing

RED CAPITAL GROUP, LLC

+1 469 385 1434

llquinn(at)redcapitalgroup(dot)com























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









More Debt Press Releases

Debt Consolidation USA Differentiates Good Debts From Bad Debts











DebtConsolidationUSA.com


New York, NY (PRWEB) October 29, 2014

Debt Consolidation USA recently shared in an article published october 28, 2014 how consumers need to be able to tell the difference between good debts and bad debts. The article titled “The Truth About Paying Good And Bad Debts” gives consumers some pointers to help them separate that two types of debt.

The article starts off by explaining how debt is a complex idea in the sense that not all of them are bad but it does not also mean that not all of them are good. The challenge lies in consumers being able to discern one from the other. Mixing the two and being aggressive in repayment with the good ones and putting off the bad ones

The article shares that one of the ways to understand if the debt is a good one or a bad one is to answer the question which debts help increase your personal net worth? This is one of the easiest ways to determine if the debt you are looking at can help you or if it is something you need to pay down more aggressively.

Knowing how to approach the repayment of the debt is important in dealing with the budget. Pulling back or being aggressive depends on they type of debt. Credit card debt does not contribute to your net worth and should be paid down more aggressively than others. The same goes with payday loans and it is best to pay them down ahead of other debts.

Another thing you need to monitor is if the debt holds back your financial growth. Student loans is one example to look at. As much as there are some borrowers who are having a tough time with repayment, student loans does give students an advantage to command a higher salary when they start working.

To read the rest of the article, click on this link: http://www.debtconsolidationusa.com/creditcarddebt/truth-paying-good-bad-debts.html
































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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









If you are online looking for: – Debt Management Tips – how to get out of credit card debt – credit card consolidation – credit card relief – free credit rep…

Paul Grignon’s second presentation of “Money as Debt” tells in very simple and effective graphic terms what money is and how it is being created. It is an en…

Is Your Significant Other Bad with Money? Advice for How to Manage a Financially Negligent Spouse












Boston, MA (PRWEB) September 11, 2014

While marriage often means the communion of two salaries, it also means the compacting of two financial situations, including the bad. While managing individual finances can be challenging enough, combining finances can be significantly overwhelming and present a couple with new challenges and even discoveries about their better half.

In fact, a recent survey completed by American Consumer Credit Counseling found that, of all topics, money is most likely to prompt a spat in a relationship. An overwhelming 54 percent of survey respondents stated that financial issues are the leading cause of stress in their relationships, while only 5 percent of respondents indicated fidelity and trust were an issue and 9 percent cited in-laws as the biggest stress trigger.

One of the largest contributors to this stress is differing money management styles. For those consumers with significant others who have poor money management skills, there is a solution. Neither spouse needs to be a professional accountant, but both need to be accountable to the other.

“Many couples, especially newlyweds or those newly cohabitating, struggle with making financial decisions, the combining of bank accounts, or keeping finances separate” said Steven Trumble, President and CEO of ACCC. “For these reasons, it is important to go over what accounts you have and how much debt you carry, and be clear on how you expect money to be handled.”

If you sense an issue at hand with your spouse, open the dialog up immediately before it goes too far. Explain how making the wrong money decisions will impact the current financial situation as well as any future financial situations for both of you. Like it or not, once married, both debts and income often become shared financial responsibilities. To avoid disagreements and long term disasters, ACCC has created six tips for couples to stick to when handling finances in a relationship:


Be a team – Arguments can arise from one spouse spending what the other spouse considers to be too much money. Create a financial budget and plan together, do the bills together, and review your net worth together. If you do anything related to your finances, make sure your spouse is involved and has a say in the decision process.

Hold weekly budget review meetings – If one spouse is doing all of the finances, it’s very difficult for the other spouse to know the current financial state of the household. Even with a budget, a lack of communication can make it difficult to know how much is left in the “grocery category” or the “entertainment category.” To solve this problem, pick one night of the week to review your finances. Pick a time when you and your spouse can devote 15-30 minutes without interruption.

Establish an emergency fund – The most important thing you can do to keep your finances under control — and to avoid using credit cards and going into debt — is to establish an emergency fund. When planning your budget, allocate a portion for emergencies, savings and retirement. Nothing causes stress more than running out of money before all the bills are paid. Establish a $ 1000-$ 2000 emergency fund to cover those unexpected expenses. The key is that each spouse must agree to not touch these funds without the other’s agreement.

Evaluate your financial goals – After creating and reviewing your budget for a period of time and establishing your emergency fund, it’s important to discuss both of your financial goals such as starting a family, buying a new car, saing for a home or traveling. By discussing and defining your mutual goals with your partner, you will reiterate the importance of staying accountable.

Don’t keep money secrets – While secret trading or gambling may not be that common, a survey by KeyBank saw 36 percent of men and 40 percent of women confess that they had at one time or another lied to their spouse about the price of something they bought.

Review your progress – If your spouse has taken responsibility for a lack of control or misuse of funds, support them throughout their attempts to better manage money. Whether through weekly or monthly updates or progress reports, or just supporting their decisions to save, play a crucial role in facilitating their path to better handling their money.

ACCC is a 501(c)3 organization that provides free credit counseling, bankruptcy counseling, and housing counseling to consumers nationwide in need of financial literacy education and money management. For more information, contact ACCC:

For credit counseling, call 800-769-3571
For bankruptcy counseling. call 866-826-6924
For housing counseling, call 866-826-7180
Or visit us online at ConsumerCredit.com

About American Consumer Credit Counseling

American Consumer Credit Counseling (ACCC) is a nonprofit credit counseling 501(c)(3) organization dedicated to empowering consumers to achieve financial management and debt relief through education, credit counseling, and debt management solutions. Each month, ACCC invites consumers to participate in a poll focused on personal finance issues. The results are conveyed in the form of infographics that act as tools to educate the community on everyday personal finance issues and problems. By learning more about financial management topics such as credit and debt management, consumers are empowered to make the best possible financial decisions to reach debt relief. As one of the nation’s leading providers of personal finance education and credit counseling services, ACCC’s certified credit advisors work with consumers to help determine the best possible debt solutions for them. ACCC holds an A+ rating with the Better Business Bureau and is a member of the Association of Independent Consumer Credit Counseling Agencies. To participate in this month’s poll, visit ConsumerCredit.com and for more financial management resources visit TalkingCentsBlog.com.























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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Related Debt Press Releases

Rick Otton Reveals The Secret On How To Buy Houses For Sale Without Acquiring Large Debts














(PRWEB) September 10, 2014

The Council of Mortgage Lenders revealed that there has been a 17 per cent increase for new mortgages issued to first-home buyers this year compared to last year’s figures. However, records also prove that many of them are borrowing more in order to supplement their income, First Rung Now published on 3 September 2014.

In light of this alarming news, Rick Otton, a respected property coach, discusses how first-home buyers could purchase houses for sale without acquiring more debt.

“CML said that 12,300 new mortgages were awarded to first-home buyers in London only, but the total value of mortgages released to first-home buyers in the second half of 2014 reached £3 billion. However, the increase in new mortgage approvals is also accompanied by a rise in the total amount borrowed by buyers. First-home buyers now borrow 3.9 per cent higher than their gross income. The average amount of mortgage taken out is £212,000 slightly higher than last quarter’s average of £200,000,” he shared.

“Taking on large debts is risky. The higher the debt, the more vulnerable an investor becomes to changing market conditions. It’s advisable for buyers in the UK to start finding other ways into the market without accumulating too much debt and putting the financial future of their family at risk,” according to Mr. Otton.

Mr. Otton then shared in a recent interview for RickOtton.co.uk that an alternative way into the UK real estate market is through buying houses with the help of seller finance strategies.

“Seller financing is helping people around the UK buy their dream homes or investment property without paying large deposits or applying for new home loans. This way, families won’t be caught in a debt trap of expensive mortgages once market conditions change. For example, rather than apply for a home loan, the buyer can negotiate to assume the existing loan and pay the rest of the equity in portions. This allows the buyer to move in quickly, without all the hassles associated with taking out a new loan. Moreover, it allows the seller to move away from unwanted debt immediately while creating a passive income stream,” he discussed.

Visit http://www.rickotton.co.uk/ today to get more information about creative seller finance strategies and how these strategies can be applied in changing market conditions.

About Rick Otton

Rick Otton is a property investment professional who, over the last 23 years, has introduced innovative real estate strategies to the UK, Australian and the United States. His creative ‘low-risk, high-reward’ approach to buying and selling houses is exemplified in his own business, We Buy Houses.

This year marks the 10-year anniversary of Mr Otton introducing his strategies to the UK, and the 5-year anniversary of his innovative ‘Buy A House For A Pound’ process – one that attempted to be emulated by others. His constant process of strategy refinement, and adapting to the ever-changing real estate market, continues to place him at the forefront of property investment education.

In 2012 Rick Otton published his Australian book ‘How To Buy A House For A Dollar’ which was named in the list of Top 10 Most Popular Finance Titles for 2013. A UK version is on the drawing board for publication in 2014.

Mr Otton freely shares insights into his non-bank-loan strategies that have allowed everyday UK men and women to beat the rental cycle and have their own homes. He coaches others on how to build profitable businesses by facilitating transactions that focus on the needs of potential buyers and motivated sellers.











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More Debt Press Releases

The classic Schoolhouse Rock song “Tyrannosaurus Debt.” For more information, go to www.DisneyEducation.com.