Posts Tagged ‘Insurance’

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India Network Health Insurance Announces Visitor Health Insurance Exchange for Visitors to United States, Canada and Mexico and Assistance with ObamaCare Choices











ACE American Insurance Group

Orlando, FL (PRWEB) November 21, 2014

India Network health insurance has offered various health insurance plans for visitors coming to the United States, Canada and Mexico for more than two decades. Visitor Accident and Sickness health insurance plans offered include both fixed benefit plans and comprehensive health insurance plans compatible with those offered on the national health insurance exchange at Obamacare on healthcare.gov but cost half of the price. The ACE Comprehensive PPO network plan offers coverage from age 0-99 year-olds with the option of coverage for pre-existing problems. In addition to traditional health insurance coverage, the PPO plan also provides medical evacuation benefits, repatriation benefits, and accidental death benefits of $ 25,000 for all policy holders. Fixed benefit plans offer limited benefits for lower premiums and most suitable for healthy visitors.

Many international visitor health insurance plans are underwritten by foreign insurance companies and India Network Plan is wholly administered in the United States and underwritten by a US-based Insurance company, ACE American Insurance company. All claims are directly submitted by providers to the insurance claims processor, eliminating the need for visitors to pay big bills if they get sick and they are processed in the United States.

India Network visitor health insurance with pre-existing condition coverage is available to all visitors of all ages if they purchase the plan before their arrival in the United States. Visitors already in the United States can still purchase a standard health insurance that covers new medical conditions and accidents. Online enrollment forms on the India Network website provide an easy way to complete enrollment into one of the plans offered by the plan and pay the premiums using the credit card, including international credit cards with US dollar denominations. The Instant Quote link displays all available plans and premiums along with coverage details in an easy format for visitors to understand and choose the right plan for their needs.

Dr. KV Rao, President, India Network Foundation said that all visitors and sponsors of visitors should be aware that purchasing a health plan before visitors arrive in the United States will help quickly resolve any claims that may happen right after arrival. It costs much less to purchase health insurance plans for sponsored visitors rather than dealing with collection departments of various medical practices and hospitals.

India Network visitor health insurance plans are available only on the India Network website and not offered through any agents or agencies in India or in the United States. All visitors are advised to read policy language carefully as there are many plans that look like India Network health insurance program in the market place but are not same.

About India Network Foundation

India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and travel grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products are administered by India Network Services in the United States.

For more information, visit http://www.indianetwork.org.

About India Network Visitor Health Insurance Market Place

India Network Services administers visitor health insurance Market Place to help visiting parents, transient residents, tourists, students, temporary workers and their families. Cashless Visitor health insurance plans are offered for all age groups with network based comprehensive coverage and with pre-existing condition coverage.

For more information, visit http://www.kvrao.org or reach our operators at 855-428-3425.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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Mortgage Insurance is a Way of Providing Less for More According to YourLifeSolution.com











YourLifeSolution.com | 888.374.2764

Chicago, IL (PRWEB) November 02, 2014

YourLifeSolution.com, a service which allows consumers to compare and purchase life insurance electronically, is today alerting consumers of how mortgage insurance generally doesn’t provide as much value as life insurance for the same price.

According to YourLifeSolution.com, mortgage insurance is a form of life insurance in which the death benefit decreases with the remaining balance of a mortgage, but with life insurance, the death benefit is typically arranged to either grow or stay fixed. “Mortgage insurance is great for the bank, great for the insurer, and pretty mediocre for the customer. Overall, it’s much better to just buy traditional life insurance. Yes, it’s entirely likely that you won’t need the entire death benefit in the end, but nevertheless, it’s far more cost effective to just have a fixed death benefit life insurance policy,” said Eric Smith, the founder and independent life insurance agent of YourLifeSolution.com.

YourLifeSolution.com states that not only in their opinion is mortgage life insurance, otherwise known as decreasing term life insurance, an advantageous product, but that they have never placed a single policy that follows this scheme.

YourLifeSolution.com invites all adults to view their own life insurance rates online within the site’s homepage. Consumers can also get information by phone directly from Eric Smith by dialing 888.374.2764.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Zane Benefits Publishes New Information on Options for Switching Individual Health Insurance Plans










Park City, UT (PRWEB) April 04, 2014

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on options for switching individual health insurance plans.

According to Zane Benefits’ website, as of 2014, guaranteed-issue individual health insurance plans are available for the first time in the United States. Over 7 million people signed up for plans under the first ACA open enrollment period ending March 31, 2014.

Employers and employees should be aware that plans can be canceled at any time; however, now that open enrollment is closed, existing plans cannot be changed or replaced except during scheduled open enrollment periods or special open enrollment periods created by a qualifying event.

Individuals may be able to replace their current individual health insurance plans outside of open enrollment if they have an event that qualifies them for a special enrollment period. These periods typically last 60 days and give a person the ability to purchase a new plan.

Click here to read the full article.

About Zane Benefits

Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit http://www.zanebenefits.com.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Zane Benefits Publishes New Information on Small Businesses Giving Raises For Health Insurance










Park City, Utah (PRWEB) January 09, 2014

Today, Zane Benefits, the #1 Online Health Benefits Solution, published new information on small businesses giving raises for health insurance.

According to Zane Benefits’ website, many small businesses who do not offer health benefits consider giving employees a raise or salary bonus to help them pay for their individual health insurance. That’s because small businesses wants to offer health benefits to take care of employees and to help with recruiting and retention, but they cannot afford group health insurance, they cannot meet minimum participation requirements of a group health insurance plan, and/or they do not know about small businesses health insurance alternatives such as Section 105 defined contribution allowances.

According to Zane Benefits’ website, providing raises or salary bonuses to employees may seem cheaper and simpler than reimbursing health insurance premiums through Section 105 defined contribution allowances. But, there is one major consideration favoring Section 105 defined contribution allowances for small businesses: tax savings.

By offering Section 105 defined contribution allowances instead of giving raises to employees for health insurance, both the small business and employees save money.

Click here to read the full article.

About Zane Benefits

Zane Benefits, the #1 Online Health Benefits Solution, was founded in 2006 to revolutionize the way employers provide employee health benefits in America. We empower employees to take control over their own healthcare, while helping employers recruit and retain the best talent. Our online solutions allow small and medium-sized businesses to successfully transition to a health benefits program that creates happier employees, reduces costs and frees up more time to serve their customers. For more information about ZaneHealth, visit http://www.zanebenefits.com.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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JonasInsuranceAdvisors.com Encourage the Purchase of Life Insurance Following Significant Milestones










New York, NY (PRWEB) September 03, 2013

JonasInsuranceAdvisors.com encouraged readers to consider purchasing or upgrading life insurance policies following significant milestones, such as marriage, or the purchase of a home. This urging came on the heels of an August 30th Life Health Pro article titled “5 Events That Increase the Need for Life Insurance.” This article discusses 5 occurrences that should spur individuals to action—but often fail to. JonasInsuranceAdvisors.com urged readers to consider life insurance a necessity, whether it is a Maine term life insurance policy or a simple mortgage life insurance policy.

Corey Dahl, Brian Anderson, and Brian Gilbert, a writing trio for Life Health Pro, penned the aforementioned article, listing 5 events that may increase an individual’s need or desire to purchase life insurance. The first is marriage, as marriage joins two lives and two incomes. In the event of a death, the spouse may suffer emotional and monetary hardship without the assistance of a life insurance policy to replace lost income. Starting a family is second on the list. Children necessitate greater coverage, as income will need to be replaced at a higher rate, and mortgage payments and college funds may also need to be funded. The third milestone is purchasing a home. Like childbirth, purchasing a home places additional strain on a family, necessitating greater financial coverage. Starting a business is the fourth item on the list; many businesses are unable to survive after the accidental death of an owner. Life insurance may offset some of the financial difficulty brought on by a business owner’s death. The final item on the list involves aged parents. Many families experience increased financial strain as parents grow older and their children must assist in their care. An insurance policy may help pay for nurse’s bills or permanent care in the event of a child’s death and inability to care for a parent.

Whether an individual or family has a basic life insurance policy, such as a Maine term life insurance policy, or no policy at all, JonasInsuranceAdvisors.com urges the purchase or upgrade of life insurance following significant milestones. As the article above suggests, great milestones in life often come with increased financial burdens. Children bring a greater need for food and provisions, as well as the potential for college and savings funds. Purchasing a home adds a mortgage payment to a family’s financial burden. As each milestone in life is passed, individuals and families should consider upgrading a current policy or, in the case of the uninsured, purchasing a first policy. Doing so will ensure that loved ones such as aged parents or children will not be prevailed upon by debts and expenses left behind by the deceased. Purchasing or increasing life insurance after the purchase of a home will allow those who have been left behind to pay off the house or continue to make payments without severe financial difficulty. As personal milestones develop, revising a life insurance policy becomes not merely a wise decision, but a necessity.

Corey Dahl, Brian Anderson, and Brian Gilbert are a writing team for Life Health Pro, focusing their expertise on life insurance and life insurance sales. Dahl has worked for Life Health Pro for 2 years. Anderson, the veteran of the group, has written for Life Health Pro for over 6 years, as well as acting as Editor in Chief for Life Insurance Selling magazine. Gilbert is the newest addition to Life Health Pro, lending his voice to life insurance news and sales.

Following an article regarding 5 new stages of life that ought to prompt the purchase of life insurance, JonasInsuranceAdvisors.com urged readers to consider the purchase or upgrade of insurance plans to suit growing needs. Though a simple policy, as Maine term life insurance offers, may function well for an individual or small family, it may need to be expanded to manage growing expenses related to significant life changes, such as the addition of a family member, mortgage payment, or management of a business. Rather than maintaining a single plan for all situations, consumers should consider reflecting their life changes in their insurance policy to avoid inadequate coverage and monetary hardship.

About Jonas Insurance Advisors:

JonasInsuranceAdvisors.com is an online resource dedicated to providing their readers with quality content regarding personal finances, including term and whole life insurance.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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The Willis Law Group Expands Insurance Defense Practice











Jason Tapp


Dallas, Texas (PRWEB) May 08, 2013

The Willis Law Group PLLC is pleased to announce Jason Tapp has joined the firm as an associate in its Dallas office.

“Jason is an important part of our firm’s growth plan with his experience in insurance defense,” said Kirk Willis, managing partner at The Willis Law Group. “He will play an integral role on our Emergency Response Team. Additionally, Jason’s fluidity in German fits in with our multicultural approach and our goal of being able to relate to all types of people.”

“I really enjoy the collegial atmosphere at the firm and look forward to working closely with our clients as part of the firm’s Emergency Response Team,” Tapp said.

Tapp has practiced law since 2007 as an Oklahoma Licensed Legal Intern and was admitted to the bars of Oklahoma and Texas in 2009. His experience includes representing corporations, individuals and small businesses throughout the states of Texas and Oklahoma in both state and federal litigation. His litigation practice includes construction, transportation, personal injury, products liability, premises liability, workers’ compensation, general negligence and arbitration.

“Joining The Willis Law Group is a great opportunity for my career,” Tapp said. “The attorneys here are top-notch in their practice areas, which will provide great experience and learning opportunities for me.”

Prior to joining The Willis Law Group, Tapp worked at another Dallas boutique firm. After law school, he practiced at a firm in Edmond, Oklahoma. He received his J.D. from Oklahoma City University School of Law in 2008 and a B.B.A. in Finance from the University of Oklahoma in 2003.

Effective trial litigation is not “boilerplate.” The Willis Law Group knows each case and client is unique and we proceed accordingly by building individualized solutions, communicating regularly, being responsive and reaching efficient resolutions. We are based in Dallas, Texas and have offices in Houston, New Orleans, Oklahoma City and San Antonio. Our boutique legal defense firm has 18 attorneys practicing a wide variety of insurance defense and commercial litigation work, including construction, employment & labor, environmental, healthcare, rig/oil well disasters, insurance coverage and professional services.











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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









The Willis Law Group Expands Insurance Defense Practice











Jason Tapp


Dallas, Texas (PRWEB) May 08, 2013

The Willis Law Group PLLC is pleased to announce Jason Tapp has joined the firm as an associate in its Dallas office.

“Jason is an important part of our firm’s growth plan with his experience in insurance defense,” said Kirk Willis, managing partner at The Willis Law Group. “He will play an integral role on our Emergency Response Team. Additionally, Jason’s fluidity in German fits in with our multicultural approach and our goal of being able to relate to all types of people.”

“I really enjoy the collegial atmosphere at the firm and look forward to working closely with our clients as part of the firm’s Emergency Response Team,” Tapp said.

Tapp has practiced law since 2007 as an Oklahoma Licensed Legal Intern and was admitted to the bars of Oklahoma and Texas in 2009. His experience includes representing corporations, individuals and small businesses throughout the states of Texas and Oklahoma in both state and federal litigation. His litigation practice includes construction, transportation, personal injury, products liability, premises liability, workers’ compensation, general negligence and arbitration.

“Joining The Willis Law Group is a great opportunity for my career,” Tapp said. “The attorneys here are top-notch in their practice areas, which will provide great experience and learning opportunities for me.”

Prior to joining The Willis Law Group, Tapp worked at another Dallas boutique firm. After law school, he practiced at a firm in Edmond, Oklahoma. He received his J.D. from Oklahoma City University School of Law in 2008 and a B.B.A. in Finance from the University of Oklahoma in 2003.

Effective trial litigation is not “boilerplate.” The Willis Law Group knows each case and client is unique and we proceed accordingly by building individualized solutions, communicating regularly, being responsive and reaching efficient resolutions. We are based in Dallas, Texas and have offices in Houston, New Orleans, Oklahoma City and San Antonio. Our boutique legal defense firm has 18 attorneys practicing a wide variety of insurance defense and commercial litigation work, including construction, employment & labor, environmental, healthcare, rig/oil well disasters, insurance coverage and professional services.











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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









AssuredPartners, Inc. Acquires Tobias Insurance Group, Inc.










Indianapolis, Indiana (PRWEB) January 11, 2013

Lake Mary, Fl. – December 31, 2012 —AssuredPartners, Inc. has completed a transaction for substantially all of the assets of Tobias Insurance Group, Inc. Tobias Insurance Group, Inc. will continue under its own name and its headquarters in Indianapolis, IN. Tobias is one of the largest independently owned commercial insurance brokerage businesses in the Midwest, serving clients both domestically and internationally, and will continue under the leadership of Nick J. Rutigliano.

Founded in 1973, Tobias offers a comprehensive mix of insurance products and services, including property and casualty, surety, and employee benefits. Tobias works with a wide array of industries, with a strong focus on construction. This acquisition will strategically expand AssuredPartners footprint in the Midwest

“After careful and thoughtful consideration, we decided that the time was right to broaden our scope by partnering with a growing national broker,” said Nick Rutigliano, President of Tobias. “This will allow us to continue our focus of taking care of our clients, taking care of our employees with added opportunities and resources to take our company and services to the next level”

“Tobias has a culture focusing on client advocacy and quality service. Their talented team will complement our expertise in the Midwest and increase our footprint in Indiana,” said Jim Henderson, Chairman and CEO of AssuredPartners, Inc. “As our company continues to expand, we remain committed to offering unmatched service and financial security to all of our new and existing clients.”

ABOUT ASSUREDPARTNERS, INC

Headquartered in Lake Mary, Florida and led by Jim Henderson and Tom Riley, AssuredPartners Inc., a portfolio company of Chicago-based private equity firm GTCR, acquires and invests in property and casualty and employee benefits brokerage businesses across the country. AssuredPartners has grown to approximately $ 230 million in annualized revenue and continues to be one of the fastest growing insurance brokerage firms in the United States. For more information, please contact Dean Curtis, CFO, at (407) 708-0031 or dcurtis@assuredptr.com, or visit http://www.assuredptr.com.























Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









Workable Solutions Takes Insurance Exchanges to the Next Level












Orlando, FL (PRWEB) July 25, 2012

Most of the general population is just becoming familiar with health insurance exchanges (HIX) because of the passing of the Patient Protection and Affordable Care Act (PPACA) that requires each state to administer one, but insurance exchanges have a much longer history. Workable Solutions has been a part of that history since 1997 and continues to influence the evolution of private health insurance exchanges.

Workable Solutions’ latest endeavor, scheduled to be released late this summer, is sure to be a turning point for health insurance exchanges going forward. Their latest web-based platform is designed to combine the best features of online shopping with the latest employee benefits solutions. The new exchange solution is called Workable Choice.

Different than the exchanges of yesteryear, recommendation engines use profiling questions and filtering to recommend plans that are custom-tailored for each individual based on health status, family composition, financial situation and risk tolerance. 

Terry McCorvie, now president of Workable Solutions, was the executive director of the Community Health Purchasing Alliance (CHPA). CHPA was one of the first quasi-governmental exchanges in the mid-1990s. “Back then we were dealing with mountains of paper and that prevented the Exchanges from being efficient.” McCorvie says. “With today’s technology tools, consumers can narrow available plans to find the best match and complete their enrollment in less than 15 minutes.”

Workable Choice will seem lightyears ahead of those first insurance exchanges of the 90s. The exchange model of Workable Choice is one that allows the comparison of quality and access, not just prices. The thoughtfully prepared user interface allows users to control the experience. Users that want to know all the details of the plans can utilize the educational resources, while the users who want to sign up for their benefits as quickly as possible can still be matched with an appropriate plan very quickly.

Employers will also appreciate all the features of a modern exchange. Workable Choice presents employers with online billing and electronic payment options that allow employers to make one monthly payment, no matter how many different insurance plans are selected by their employees. Workable Choice also tracks defined contributions from employers that employees use to make purchases through the exchange. The defined contribution exchange helps employers set a fixed employee benefits budget.

Workable Choice offers benefit products beyond health insurance. The product mix can include tax-advantaged savings options like health savings accounts and flexible spending accounts. Workable Solutions’ technical team uses advanced database development tools to provide a single point of education, selection and enrollment for the full menu of available benefit options. This ensures optimal functionality and allows the insurance exchange to be completely customized to meet the needs of the client. “Health insurance is complicated enough. We firmly believe our tools for exchanges create more informed consumers and that fosters higher satisfaction.”

Workable Solutions is based in Orlando, FL and provides a full array of employee benefit solutions including HSA, HRA, FSA and commuter accounts, COBRA administration, benefits administration outsourcing, defined contribution solutions, and health insurance exchange technology and administration. Their Workable Choice Exchange application provides plan selection assistance, comparison-shopping technology, eligibility management, enrollment, consolidated billing, and more. Workable also offers a myriad of defined contribution options, which allow employers to control their employee health care costs while giving their employees greater choice and flexibility.











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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.









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