Posts Tagged ‘Choices’
December 22, 2014 | 
Author India Network Health Insurance Announces Visitor Health Insurance Exchange for Visitors to United States, Canada and Mexico and Assistance with ObamaCare Choices
Orlando, FL (PRWEB) November 21, 2014
India Network health insurance has offered various health insurance plans for visitors coming to the United States, Canada and Mexico for more than two decades. Visitor Accident and Sickness health insurance plans offered include both fixed benefit plans and comprehensive health insurance plans compatible with those offered on the national health insurance exchange at Obamacare on healthcare.gov but cost half of the price. The ACE Comprehensive PPO network plan offers coverage from age 0-99 year-olds with the option of coverage for pre-existing problems. In addition to traditional health insurance coverage, the PPO plan also provides medical evacuation benefits, repatriation benefits, and accidental death benefits of $ 25,000 for all policy holders. Fixed benefit plans offer limited benefits for lower premiums and most suitable for healthy visitors.
Many international visitor health insurance plans are underwritten by foreign insurance companies and India Network Plan is wholly administered in the United States and underwritten by a US-based Insurance company, ACE American Insurance company. All claims are directly submitted by providers to the insurance claims processor, eliminating the need for visitors to pay big bills if they get sick and they are processed in the United States.
India Network visitor health insurance with pre-existing condition coverage is available to all visitors of all ages if they purchase the plan before their arrival in the United States. Visitors already in the United States can still purchase a standard health insurance that covers new medical conditions and accidents. Online enrollment forms on the India Network website provide an easy way to complete enrollment into one of the plans offered by the plan and pay the premiums using the credit card, including international credit cards with US dollar denominations. The Instant Quote link displays all available plans and premiums along with coverage details in an easy format for visitors to understand and choose the right plan for their needs.
Dr. KV Rao, President, India Network Foundation said that all visitors and sponsors of visitors should be aware that purchasing a health plan before visitors arrive in the United States will help quickly resolve any claims that may happen right after arrival. It costs much less to purchase health insurance plans for sponsored visitors rather than dealing with collection departments of various medical practices and hospitals.
India Network visitor health insurance plans are available only on the India Network website and not offered through any agents or agencies in India or in the United States. All visitors are advised to read policy language carefully as there are many plans that look like India Network health insurance program in the market place but are not same.
About India Network Foundation
India Network Foundation, established as a US non-profit organization, has been helping the Asian Indian community in North America with programs and travel grants to academics from India for more than two decades. India Network Foundation sponsors visitor health insurance to tourists, students, temporary workers (H1 visa holders) and their families. All insurance products are administered by India Network Services in the United States.
For more information, visit http://www.indianetwork.org.
About India Network Visitor Health Insurance Market Place
India Network Services administers visitor health insurance Market Place to help visiting parents, transient residents, tourists, students, temporary workers and their families. Cashless Visitor health insurance plans are offered for all age groups with network based comprehensive coverage and with pre-existing condition coverage.
For more information, visit http://www.kvrao.org or reach our operators at 855-428-3425.
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Financial Choices Made Early have a Tremendous Impact on Later Years
San Diego, CA (PRWEB) September 11, 2012
RoadFish.com men’s lifestyle and finance magazine today released their support of the education of Generation Y while in their twenties, since developing financially responsible habits while in the twenties may prove to be a key to obtaining wealth later in life. RoadFish.com’s take on this may help U.S. consumers, college students, and recent grads realize the impact their financial decisions could have on their later years.
Lawyer and financial blogger Rob Berger recently wrote an article featured in the online financial publication Dough Roller that highlights how the decisions he made in his 20’s had a tremendous affect on his current finances, now that he is in his 40’s. Berger points out that there are many financial habits which are best formed earlier in life, as well as personal finance faux pas that are also better learned earlier as opposed to later. Berger’s article mentions one of the five decisions or acts he did successfully in his earlier years that gave his finances a boost later in life was to maintain a good credit score. Berger states that there was no way to get a free credit score online back in the 90’s, so he actually developed great credit unbeknownst to him through paying bills on time and avoiding debt. He states that it was his high score that helped him to obtain a great interest rate on his first home mortgage and a phenomenal refinance rate, as well as good interest rates on all of his and his wife’s automobile loans.
RoadFish.com emphasizes the importance of developing a good credit history at an early age. RoadFish.com’s Senior staff writer is quoted as saying, “I have been writing articles for weeks about the value in educating kids before they go off to college about the basics of finance, so that they’ve got something to guide them when they leave home. I believe that Berger is right on the money in reporting that good financial habits and wise decisions have the most positive impact on one’s bank account when they are instilled early in life. People go through a lot in their twenties—they graduate college, start a career, get married, maybe start a family. It’s a tumultuous decade, and smart financial moves are critical to the way they conduct themselves later in life.”
In the above-mentioned article, Berger points out the value of a college degree that will actually pay off the loan it took to earn it. He states that a four-year degree from a private college or university can cost close to (if not more than) $ 200,000, the loan for which can be a big burden for years or even decades to come. Berger himself received a law degree in 1992 and graduated with $ 55,000 in loans, which he was able to pay off during his rewarding career, but many post-grads are not so lucky. According to NPR, as of April 2012, student loan debt in the United States surpassed one trillion dollars, which is higher than the nation’s combined credit card debt. The total sum of the nation’s student loan debt first surpassed credit card debt in June 2010, and has only grown since then.
RoadFish.com wholeheartedly agrees that the cost of college degrees at present time should be cause for students to tread carefully when selecting a degree, and try to take out as few loans as possible. RoadFish.com’s Senior staff writer is quoted as saying, “I think my kids will go to community college for a couple of years, then if they really want, go off to a 4-year college and finish out so they can get the name on the degree. Plus there’s always state school. It’s just outrageous to me how much an education costs these days, and it’s horrifying to see that the amount of money spent on a degree definitely does not correlate with the wages that same degree is able to bring in. I think these days more than ever, students have to be selective in choosing their major, so that they can guarantee they’re able to pay back the amount they borrowed for school in a reasonable amount of time. Otherwise you just have debt hanging over somebody’s head for years and years, which is both mentally and financially draining.”
Among the other wise decisions made in his twenties were Berger’s conscious choice to avoid consumer debt, begin investing in a 401(k) early on, and purchasing used and modest vehicles.
About RoadFish.com
RoadFish.com lifestyle and finance magazine is a popular online men’s magazine that regularly includes articles pertaining to travel, lifestyle, and finance. RoadFish.com readers tend to be men in their 30’s and 40’s that have already accomplished worthy professional or personal goals, and are looking to the next big thing. RoadFish.com men’s lifestyle and finance magazine features stories on men’s luxury items, vacation ideas, hot chicks, and financial advice on investments. It also commonly hands out dating advice as well as reviews on hot items for readers, such as luxury watch brands. RoadFish.com is owned and operated by Purpose Inc.
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Posted in Debt | 
Tags: Choices, Early, Financial, Impact, Later, Made, Tremendous, Years | 
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