Posts Tagged ‘Guide’

C2C Resources Releases Guide to Collecting Past Due Debts

Atlanta, GA (PRWEB) April 02, 2015

As a leading debt collection agency, C2C Resources has dealt with problem customers for clients across North America. Through their many years of experience, C2C has learned how to deal with many types of customers, excuses, and tactics used to avoid paying debts.

C2C Resources has compiled a step by step guide for those attempting to collect on past due debts, below.

1.    Timing: If an account is more than 60 days overdue, a company will have about an 85% chance of collecting. However, after 90 days that number drops to 70%, and after 6 months the chances for recovery drop to about 57%. These numbers simply show that the problem only gets worse if avoided. As soon as a customer is late on their invoice, attempts must be made immediately to collect.

2.    Communication: There are many reasons why a customer may not be paying you on time. An initial phone call to find out why they have not paid may reveal they simply forgot. Or perhaps they are short on cash at the moment and need to pay debts according to importance or amount. If that is the case, offer to set up a payment plan – this simple method will often remedy late payments, while also strengthening the customer relationship.

3.    Visit: In the past, creditors have sent letters to those who were past due on debts. Perhaps those letters were successful back then, but a more personal touch is most effective these days. If the customer is local, stop by their business unannounced to speak with their accounts payable director and offer to wait until they are free to speak.

4.    Settling: If communication and in-person visits don’t work, try to settle on a percentage of the total invoice. Getting 80% of an invoice that will cover expenses is better than no payment at all. If the debtor’s situation is worse than expected, get whatever they can give – anything is better than $ 0.

5.    Demand: If attempting to personally collect on a debt does not work, sending out a demand letter can motivate customers to pay. Send a letter stating that if the customer does not pay the invoice by specific date, lawyers and/or collection agencies will have to get involved. This may motivate the customer to finally pay due to fear of more costs incurred from other parties, etc.

6.    Outsource: If the customer still refuses to pay, call in the experts. Collection agencies can take the stress, time, and hassle of collecting debts away from hectic business owners who have more important things to do, like running a business. As a last resort, creditors can even take the matter to the courts. Taking these problems to court can get expensive, but if all else fails and the invoice is worth it, the courts can provide much needed legal clout and enforcement.

For more information on collecting past due debts, please visit the C2C Resources blog here

About C2C Resources

C2C Resources is a global Commercial Debt Collection agency headquartered in Atlanta, Georgia. The company collects commercial debt on behalf of their over 25,000 clients and is considered one of the top agencies in the country. The executive team at C2C brings more than 60 years of experience helping businesses collect their accounts receivable.C2Cs powerful combination of Profit Maximizer, InfoMax Collection System, and Legal Forwarding Edge, can help your company be more effective with your own in-house collecting and maximize recovery of accounts turned over for collection. For more information, please visit

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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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FDAnews Management Report: Devicemaker’s Guide to Process Validation

Devicemaker’s Guide to Process Validation

Falls Church, VA (PRWEB) November 13, 2013

Devicemaker’s Guide to Process Validaiton

**FDAnews Management Report**

Time hasn’t stood still on the manufacturing floor: New and more complex manufacturing processes emerge every year, greater outsourcing leaves devicemakers relying more on third-party manufacturers, and international standards continue evloving. Devicemakers need to be sure their process validation systems have kept pace with reality.

This management report takes readers step-by-step through the most complex, challenging process validation compliance problems, filling in the gaps left in the available guidance. Among questions it addresses and resolves:

    What processes should be validated? The simplified decision tree included in this report removes all questions
    If a company uses sampling plans in lieu of a validated process, what percentage of sampling is adequate? Discover how the FDA has addressed this issue in warning letters
    When the GHTF talks about operation qualification, does it mean the same as when the FDA talks about operational qualification? The report includes a simple crosswalk that clarifies the FDA’s meaning

Discover specific solutions to issues and questions that bedevil many devicemakers. The report includes:

    An overview of the existing requirements for process validation from the Quality Systems Regulation and Quality Systems Manual
    How the FDA inspects devicemakers for process validation compliance
    Latest thinking of international and US regulators on process validation approaches contained in GHTF guidelines
    Lessons from warning letters on the FDA’s evolving expectations for process validation
    And much more

Order today.

Lacking specific new guidance, FDA’s intentions for process validation must be identified through warning letters, official statements and official documents. FDAnews has done the hard work for you. Until CDRH issues its long-awaited guidance, Devicemaker’s Guide to Process Validation will keep devicemakers in compliance.

Devicemaker’s Guide to Process Validaiton

**FDAnews Management Report**

FORMAT: Print or PDF

PRICE: $ 377



By phone: 888-838-5578 or 703-538-7600


FDAnews is the premier provider of domestic and international regulatory, legislative, and business news and information for executives in industries regulated by the US FDA and the European Medicines Agency. Pharmaceutical and medical device professionals rely on FDAnews’ print and electronic newsletters, books and conferences to stay in compliance with international standards and the FDA’s complex and ever-changing regulations.


Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

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Average American to Receive $ 2,800 in Tax Refunds, New Guide Explains How Individuals Can Best Use Refund Money

Tax Refund

EL SEGUNDO, CA (PRWEB) March 22, 2013

According to a March 2013 article in TIME, the two thirds of taxpayers who will receive a refund this year will get an average of $ 2,800. What do they plan to do with this sizable chunk of change? Unfortunately, 30 percent plan to use their tax return to pay for everyday expenses, finds a survey from National Retail Federation. This number is up from 29% in 2012.

Most taxpayers, however, will be using their tax return money to get ahead in their finances, finds GoBankingRates. Of those receiving refunds, 37% plan to use their money to pay down debt, and 44% will be stashing extra funds in their savings account. GoBankingRates investigates the pros and cons of each option, and provides taxpayers with a guide to deciding how tax refunds should be used, depending on their financial situation.

GoBankingRates expert contributor Elle Martinez says, “How can you use your tax refund to build your finances? Paying off debt can be like lifting a huge weight off of your shoulders.” However, she advises, “I don’t think you should go into full debt-elimination mode until you have some sort of financial cushion for emergencies.”

For help on deciding how to spend tax refund money, click here.

About GoBankingRates is a national website dedicated to connecting readers with the best interest rates on financial services nationwide, as well as informative personal finance content, news and tools. GoBankingRates collects interest rate information from more than 4,000 U.S. banks and credit unions, making it the only online rates aggregator with the ability to provide the most comprehensive and authentic local interest rate information.

For questions about this report or to schedule an interview with a GoBankingRates editor, please use the contact information below.


Jaime Catmull, Director of Public Relations


310.297.9233 x261



    TIME, Why We’re So Irrational When It Comes to Tax Refunds, March 18, 2013.
    National Retail Federation, “More Americans Serious About Saving Tax Returns This Year, According to NRF Survey,” February 22, 2012.
    National Retail Federation, “Seven in 10 Americans Adjusting Spending Plans to Cope With Recent Payroll Tax Changes, According to NRF,” February 21, 2013.


Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

More Debt Press Releases

Article by Wayne T

At this time of financial uncertainty, and we’re all going through it, anyone who is trying to stay afloat and keep their assets must eliminate credit card problem. There are few options for anyone trying to stabilize their credit in the shortest period of time.

Are you in trouble with high credit card debt? Do you feel stressed to the point you don’t know which way to turn to get the help that you need? There are several places you can go to get the right information you need to help determine which is the best solution for your situation in resolving credit card debt.

1. Over the last 30 years the credit card industry has grown exponentially and the consumer debt collection business has as well.

2. The Federal Reserve and Business Week report 3.7 billion of consumer debt in 1970 increased to .5 trillion of consumer debt in November 2007.

3. According to ACA International, a consumer debt collection trade group, each year debt collectors return more than billion to the U.S. economy.

4. According to data from the U.S. Census Bureau, there were 159 million credit card holders in the United States in 2000, 173 million in 2006.

According to the American Banking Associate, 4.75 percent of bank cards were delinquent in the first quarter of 2009. The point is, there are millions of delinquent credit card accounts to go around to ambitious debt collectors and collection attorneys.

Today, all debt collectors and collection attorneys don’t expect to collect from all debtors on their lists. They would consider themselves successful if they collected half of the people they pursue. Their time is money, so why should they waste time to go after an educated consumer that knows how to legally resist credit card debt collectors. Well informed debtors understand the process needed to eliminate credit card debt and can handle the attorneys and debt collectors smartly and with resolution.

Bankruptcy is a very difficult experience for anyone to handle. If bankruptcy is filed and issued it remains on the consumers credit report for ten years. A whole decade of poor credit.

In keeping with the Fair Debt Collection Practices Act, debt collectors or collection attorneys initial demand for payment can signal to the collectors that this consumer is educated in debt collection matters and knows his or her rights. Therefore, he or she is not a good candidate to continue to pursue with or without court action.

Debt collectors can threaten a lawsuit. Collection attorney’s letterheads can be very scary, but people that take the time to educate themselves properly can motivate agencies and attorneys to focus their energies elsewhere. It’s all about the documentation. The consumer needs to respond, in writing, to the collection people so everything is done legally and in a proper manner.

Next…discover the tricks and tips to reduce credit card debt…go here.

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Britain’s got big bills to pay, but is looking to a century-old solution when times were even tougher. Never-ending loans to cover the cost of the First World War are still being repaid today, but the Treasury Chief is planning more. And that means a financial headache for tomorrow’s children, as Ivor Bennett reports. RT on Twitter: RT on Facebook:

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New Guide Focuses on Commodity Trading &amp Risk Management Ancillary Software

Brno, Czech Republic (PRWEB) August 04, 2011

CommodityPoint, a leading provider of globe-class research, analysis and consulting for global commodity markets, announced the release of The CommodityPoint Sourcebook – CTRM Ancillary Items Version two. The guide gives detailed listings of over 30 Ancillary CTRM goods and vendors.

“In this second version, we anticipate an increased interest as a result of the addition of new software categories,” said CommodityPoint Director of Organization Development Mark Tredway. “Several much more vendors have been included this will provide much better insight into the marketplace, permitting prospective users to have a much more powerful tool in their search for ancillary CTRM merchandise.”

This latest component of the CommodityPoint Sourcebook Series focuses on products and software that, although ancillary to the core CTRM software utilised by commodity trading and risk management organizations, have grow to be an increasingly critical component of the infrastructures essential to compete in today’s markets. Every listing supplies graphical data, plus functionality and product install base info to help decide the very best selections in supplemental CTRM software program to support specific company requirements.

The CommodityPoint Sourcebook – CTRM Ancillary Products is offered as a totally free download from each the UtiliPoint web site ( and CTRM Blog (

About CommodityPoint®

CommodityPoint is a division of leading energy and utilities analyst and consulting firm, UtiliPoint International, Inc. and a subsidiary of Midas Medici Group Holdings, inc. CommodityPoint provides Commodity Trading &amp Risk Management (E/CTRM) investigation, analysis and consulting services that provide insight into enterprise issues, trends, processes and technology, to energy, agricultural and metals trading organizations, utilities, banks, brokers, funds, investors and vendors, enhancing their competitive position and supporting critical enterprise decisions. With offices in Europe and the United States, and backed by an experienced research team, CommodityPoint gives an unparalleled view of the marketplace. Pay a visit to CommodityPoint on the internet at

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Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.