Posts Tagged ‘Making’

Making a Will – 10 Common Misconceptions

Making a Will Online was Easy

(PRWEB UK) 3 October 2013

With the launch of Free Will Month, the annual event which raises awareness of the importance of writing a Will and promotes the opportunity of leaving a gift for a favourite charity, Over50choices reveals their 10 Will writing misconceptions aimed at dispelling common myths and confusion surrounding the legal process of making a Will.

Recent figures suggest almost 60% of UK adults do not have a Will in place which includes 1 in 3 over 55s who are seemingly happy to leave the division of their estate in the hands of the law rather than being certain that their wishes are adhered to and subsequently that their families are protected.

To help promote the importance of having a legally valid Will in place and the associated risks, the guide highlights 10 Will Writing Misconceptions, focusing on some of the key pitfalls that have led to families throughout the UK losing out on an often much needed inheritance.

The 10 Will Writing Misconceptions:

1.    The closest family member decides how assets are divided

Without a Will, the deceased’s estate is divided according to the law of Intestacy; a set of statutory rules that decide who inherits what. These rules are fairly antiquated and do not take into account the more complex lives people lead these days so could result in the inheritance being shared amongst more distant family members.

2.    A Will is unnecessary for married couples

A surviving spouse does not automatically inherit everything. Particular rules may dictate that part of the estate will be left to children with the spouse receiving:

    Personal possessions
    The first £250,000 of the estate
    A life interest in the remaining estate

3.    A long term partner can inherit everything

A common law spouse has no automatic rights regardless of the number of years they have lived with the deceased. Quite simply the law does not recognise ‘common law’ relationships.

4.    A Will does not change through marriage

A marriage will invalidate any previously written Will unless a specific clause is added to the Will called an ‘in contemplation of marriage’ which acknowledges that the previous provision still stands.

5.    A family member can be written out of a Will

Although strictly speaking a person can decide who will and won’t inherit from their Will, a family member who would naturally expect to receive an inheritance can under the Inheritance (Provision for families and Dependants) Act challenge the Will if they believe they should have received something.

6.    An Executor of a Will cannot be a Beneficiary

An Executor of a Will who is the person nominated to sort out the finances in accordance with the deceased’s wishes can also be a beneficiary. It is the person who witnesses the Will that cannot benefit from the estate.

7.    All debts die with the deceased

Outstanding debts need to be paid so the estate cannot be distributed according to the Will until they have been settled. If there are insufficient funds in the estate, the debtors will take what they can and the remaining debt will be written off.

8.    All outstanding contracts end

If a contract has been agreed prior to death, it still stands and has to be followed through by the Executor.

9.    To be legal, a Will has to be written by a solicitor

A Will can be made through a Solicitor, using online legal services like those provided by Over50choices or via a DIY template. It is therefore not a requirement to use a solicitor but it may be advisable to have a solicitor or qualified specialist check the contents to ensure the Will is legally valid.

10.    The solicitor making a Will has to carry out probate

Solicitors who write the Will frequently offer to hold it for free for safekeeping in the hope that they will automatically be first in line when it comes to probate, the name given to the process of sorting out the deceased’s affairs. There is no requirement for the same solicitor to carry out probate so the family or Executor of the Will can choose how they want to proceed when the time comes.

In addition to providing comprehensive information about Wills and Probate, funeral planning experts Over50choices also offer free Wills to customers who buy a Prepaid Funeral Plan through their comparison website. To find out more, go to

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Are we really competing globally? Prospective international student decision making?


London, United Kingdom (PRWEB UK) 2 May 2013

Today Hobsons the leader in recruitment, communication and student success solutions for higher education announced the key findings of the first survey of international students to the UK; Competing Globally: Understanding Prospective International Student Decision Making.

Duncan Findlater, Director of Product and Client Services said, “To date, there has been little research and therefore poor data on prospective international student behaviour and decision making. Working with our partner universities, we have been able to mobilise a unique data set of prospective international students.”

The competition for international students is becoming increasingly complex and is under the spotlight like never before.

There is a perceived threat to the UK from courses in English in non-English speaking countries and government initiatives in Canada and Australia to attract more international students.

In March 2013, over 70,000 prospective international students who had enquired within the last two years to 15 different UK universities were asked about their perceptions and expectations of study in the UK.

Key findings include:

The primary motivation for students wanting to study in the UK was to improve job prospects in their home country. Only 6% were identified as being primarily interested in moving to their study destination permanently.
78% of students could switch destination country if visa regulations were tightened.
There are seven definable and distinct types of students looking to study in the UK, each of whom weighed information they have on the country and the university in different ways.
Students overwhelmingly choose course before country; critically nearly three quarters decide where to go after they apply, meaning that there is still significant scope to influence their final decision post application.
The most important source for information is the university website followed by direct electronic communication; the latter was more than twice as important as social media.
The main countries also considered by students looking to study in the UK were the US, Canada and Australia. Other European countries were considered by less than 1% of students.

Duncan Findlater: “This survey has allowed us to put student decision making and expectations of UK study in the spotlight for the first time. The international student recruitment market is one of fine margins and anything that we can do to better understand student decision making, to allay their fears and encourage their hopes will be beneficial for our own institutions and the UK as a whole.”

For a summary report you can visit or follow us @HobsonsEMEA

For more information or to discuss how we may be able to help you better understand international student decision making or support your enquiry or offer conversion activity, please contact Marie Clark, Head of Marketing and Communications at Hobsons on 020 7250 6622 or marie.clark(at)hobsons(dot)com


About Us

Hobsons is an education software and services company dedicated to helping educators, administrators, students, and families maximise success through every stage of the learning lifecycle. Our solutions assist millions of students across more than 7,500 schools, colleges, and universities worldwide.

Our enquiry and offer conversion service focuses on responding to and managing relationships with all of a university’s prospective students at enquiry and offer stage. We support institutions to convert more students into qualified applicants and ultimately enrolled students.

Institutions that use Hobsons’ enquiry and offer conversion service saw their non–EU students increase over 2011-2012 at an average of 4.5%. Institutions working with us saw growth rates for their non-EU student numbers four times higher than those that don’t.

Vocus©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

Article by Brian Garvin And Jeff West

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About the Author

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