Posts Tagged ‘Consumers’
April 30, 2015 | 
Author MB Financial Bank Provides Complimentary Financial Education Programs to Consumers
Chicago, IL (PRWEB) April 23, 2015
MB Financial Bank announced that it will again participate in the Federal Reserve Bank’s Money Smart Week campaign. MB will offer nearly two dozen free financial education classes and seminars for consumers across the Chicago area during the week of April 18 – 25.
Money Smart Week® is a public awareness campaign designed to help consumers better manage their personal finances. This is achieved through the collaboration and coordinated effort of hundreds of organizations across the country including businesses, financial institutions, schools, libraries, not-for-profits, government agencies and the media.
The programs offered by MB Financial Bank will cover important consumer topics such as the importance of saving, how to avoid credit card misuse, identity theft, the basics of home buying and money management for college students. Among the organizations partnering with MB in offering these programs are Catholic Charities, the Village of Glenwood Senior Center, Prairie State College, the Calumet City Clerk, the YWCA and YMCA and the Safer Foundation.
Vicky Arroyo, President of MB Financial Bank Community Development said, “MB Financial Bank is pleased to help members of our community learn more about their finances and to pick up important money management skills. We know how important it is for all consumers to protect their financial health and safety and we’re happy to help them do so through these free programs.”
About MB Financial Bank
MB Financial Bank N.A. is a Chicago-based commercial bank with approximately $ 15 billion in assets and a more than one hundred year history of building deep and lasting relationships with middle-market companies and individuals. MB Financial Bank offers a full range of powerful financial solutions and the expertise and experience of bankers who are focused on their clients’ success. MB Financial Bank is a wholly-owned subsidiary of MB Financial, Inc. (NASDAQ: MBFI).
Learn more about MB Financial Bank at http://www.mbfinancial.com.
MB Financial Bank Money Smart Week Programs
Home Ownership and Foreclosure Prevention
Home Sweet Home – Money Saving Tips for Homebuyers and Homeowners – events hosted by Kelly Malitz, MB Mortgage
Evanston Public Library
1703 Orrington Ave, Evanston, IL 60201
4/18/2015
10:00am-11:00am
RSVP by 4/13/2015 to Kelly Malitz at Kmalitz(at)mbmortgage(dot)com or (312) 961-4691
Austin-Irving Public Library
6100 E Irving Park Rd, Chicago, IL 60634
4/20/2015
6:30pm-7:30pm
RSVP by 4/13/2015 to Kelly Malitz at Kmalitz(at)mbmortgage(dot)com or (312) 961-4691
Logan Square Public Library
3030 W. Fullerton Ave., Chicago, IL 60647
4/21/2015
6:30p.m-7:30pm
RSVP by 4/13/2015 to Kelly Malitz at Kmalitz(at)mbmortgage(dot)com or (312) 961-4691
Chicago Public Library Northtown Branch
6435 N. California Ave, Chicago IL 60645
4/23/2015
6:30pm – 7:30pm
RSVP by 4/13/2015 to Kelly Malitz at Kmalitz(at)mbmortgage(dot)com or (312) 961-4691
Homeownership-Buying it and Keeping it * – event hosted by Mohamed Coleman, MB Calumet City, Jabier Carranza, MB Mortgage, Calumet City Clerk and NHS.
Calumet City-City Hall
204 Pulaski Rd, Calumet City, IL 60409
4/21/2015
10:00am-12:00pm
RSVP by 4/10/2015 to Mohamed Coleman at mcoleman(at)mbfinancial(dot)com or (708) 360-4395
Homeownership-Buying it and Keeping it*- event hosted by Marcia Carroll, MB South Chicago Branch, Claretian Associates and Spanish Coalition
MB Financial Bank Community Room
3030 E 92nd Street, Chicago, IL 60617
4/22/2015
11:00am-12:30pm
RSVP by 4/16/2015 to Marcia Carroll at mcarroll(at)mbfinancial(dot)com or (773) 292-6085
Housing Fair* – event hosted by The Resurrection Project. Jabier Carranza, MB Mortgage, workshop presenter
Cicero Community Center
2250 S. 49th Ave. Cicero IL 60804
4/25/2015
9:00am-1:00pm
RSVP not required
Managing Money and Credit Wisely
Managing Your Money Wisely* – event hosted by Noemi Solis, MB Highland Park Branch and YWCA Lake County
YWCA of Lake County
1425 Tri-State Parkway, Suite 180, Gurnee, IL 60631
4/20/2015
6:30pm-8:30pm
RSVP not required
Credit Counseling Sessions* – event hosted by Noemi Solis, MB Highland Park Branch and YWCA Lake County
YWCA of Lake County
1425 Tri-State Parkway, Suite 180, Gurnee, IL 60631
4/22/2015
6:30pm – 8:30pm
RSVP not required
Managing Your Money Wisely – event hosted by Justin Murphy, MB Tinley Central Branch and Together We Cope
St. Julies Church
7399 159th Street, Tinley Park, IL 60477
4/22/2015
10:00am – 11:00am
RSVP by 4/20/2015 to Kaitlin Aldworth at kaldworth(at)togetherwecope(dot)org or (708) 633-5040
Money Management and Savings Basics* – event hosted by Marcia Carroll, MB South Chicago Branch and Claretian Associates
MB Financial Bank Community Room
3030 E 92nd Street, Chicago, IL 60617
4/24/2015
10:00am-12:00pm
Event for employees of Claretian Associates
Basic Banking Management – events hosted by Deb Sedberry, MB Glenwood Branch and Catholic Charities South Region
St. Irenaeus Church
78 Cherry St, Park Forest, IL 60466
4/24/2015
10:00am-11:00am
12:00pm-1:00pm
2:00pm-3:00pm
RSVP not required
Financial Workshops for Moms Club Members* – event hosted by Noemi Solis, MB Highland Park Branch and YWCA Lake County
YWCA of Lake County
1425 Tri-State Parkway, Suite 180, Gurnee, IL 60631
4/24/2015
10:30am-11:30am
RSVP not required
Money Smart Week Events For Kids
MSW at School* – event hosted by Fiona Alston, MB Bolingbrook Branch and Independence Elementary School
Independence Elementary School
230 S. Orchard Drive, Bolingbrook, IL 60440
4/20 – 4/25/2015
Events for elementary students K-5th
Healthy Kids Day* – event hosted by Fiona Alston, MB Bolingbrook Branch and Plainfield YMCA
Plainfield YMCA
15120 Wallin Drive, Plainfield, IL 60544
4/25/2015
12:00pm-3:00pm
RSVP not required
Money Smart Week Events for College Students
How to Manage a Checking Account – event hosted by Deb Sedberry, MB Glenwood Branch and Prairie State College
Prairie State College
202 S. Halsted St, Chicago Heights, IL 60411
4/21/2015
9:00am – 10:00am
RSVP not required
Managing Money and Credit – event hosted by Griselda Delgado, MB River Forest Branch and Lincoln College of Technology
Lincoln College of Technology
8317 W North Ave, Melrose Park, IL 60160
4/21/2015
11:00am-12:00pm
Event for college students
Money Smart Week Event for Seniors
How to Prevent Identity Theft – event hosted by Deb Sedberry, MB Glenwood Branch and Village of Glenwood Senior Center
Village of Glenwood Senior Center
1 Asselborn Ln, Glenwood, IL 60425
4/20/2015
12:30pm-1:15pm
RSVP by 4/13/2015 to Joanne Alexander at jalexander(at)villageofglenwood(dot)com or (708) 753-2400
*provided in English and Spanish
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Posted in Personal Finance | 
Tags: Bank, Complimentary, Consumers, Education, Financial, Programs, Provides | 
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National Debt Relief Exposes Credit Card Facts That Most Consumers Do Not Know
Miami, FL (PRWEB) June 21, 2013
National Debt Relief, the leading provider of debt settlement services puts the limelight back on credit cards. On June 4, they published the article entitled “5 Little Known Facts About Credit Cards You Need To know.”
The article tackled the very controversial nature of credit cards and how some facts can affect the overall debt amount of consumers. In some instances, it makes the debt even worse than it already had become.
The debt relief company does not completely bash the cards. In fact, they admit that “credit cards can be wondrous tools” but it had to be used correctly. To do that, consumers must understand the whole nature of the plastic cards. This is what prompted National Debt Relief to publish the 5 facts that they believe consumers should know.
Here are the 5 facts that were discussed in the article.
The first fact is credit card companies have every right to raise their interest rates whenever they want to. These cards are notorious for having high interest and to have that increase further will also grow your debt balance. The article states that the first year of the cards is usually the only time the rates are safe from having a high increase. The article also mentioned that even if the consumer is a great card holder (e.g. pays on time), they will still increase rates if they feel like it.
To counter that first fact, the article revealed that consumers have every right to refuse that interest increase. This is fact number two. Card holders can actually write to their creditor to negotiate that they keep the old interest rate. There are three things that can happen. The card company can either lower the credit line, increase the monthly payment of the consumer or close the account. In case the creditor closes the account and the consumer agree that it is the best course, they should be given around five years to completely pay off the debt. Whatever is decided, the debt relief company warns consumers to put everything in writing.
The third fact involves the protection that these cards can give. The article is quick to say that this is not for all cards though. It includes purchasing something that does not arrive or receiving something that was not what the card holder ordered. Theft through credit cards are easier to track than stolen cash so that in itself is a protection for consumers.
The fourth fact that the article discussed involves fixed rates. Fact is, it may not be fixed at all. Or at least, the article notes that it will not stay fixed and that it can convert into a variable in the future. Of course, before this can happen, the law requires card companies to provide consumers with a 45 days notice.
The last fact that the article revealed is all about the balance. Sometimes, card companies do not impose a spending limit. In some cases, there is a limited amount that can be forwarded to the next month. The article admits that this can be confusing so they urge readers to read the fine prints on the credit card’s terms and conditions.
National Debt Relief hopes that through this article, consumers will be more cautious about how they use credit cards. The debt relief company have already worked with thousands of clients who are mostly burdened with credit card debt.
To read the whole article, visit National Debt Relief or call 888-703-4948 to talk to an International Association of Professional Debt Arbitrators (IAPDA) certified debt expert.
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
UK Debt Aid Manual Offers Consumers a Lifeline
(PRWEB) October 9, 2006
The UK Debt Aid Manual has been produced by debt suggestions organisation The Debt Counsellors to guide shoppers by means of the personal debt maelstrom.
The UK Debt Aid Manual is a no cost, comprehensive guide to debt in the UK, with details and ideas on beating debt issues and staying out of debt.
Personal debt is a growing difficulty in the UK, with the total calculated at over £1.25 trillion and thought to be increasing by £1 million each four minutes.
As several as three.five million people in the UK are permanently overdrawn. It is estimated that two million households are on the brink of a debt crisis and an economic downturn or alter in private circumstances would plunge them into severe debt.
It is clear that under these circumstances, consumers should arm themselves with knowledge of UK debt and how to win the battle against it.
With that in mind, The UK Debt Aid Manual offers a clear analysis of UK debt and details the various varieties of debt issues and their causes.
The Manual also explores the debt solutions to these a variety of difficulties, explaining processes such as the Individual Voluntary Arrangement, or IVA, debt consolidation and debt management.
Possibly most importantly, though, The UK Debt Aid Manual presents assistance on how to remain out of debt, with ideas on handling credit cards and economising.
John Porter of The Debt Counsellors says: “We have produced The UK Debt Help Manual to raise awareness of UK debt problems and enhance consumers’ expertise of the techniques out of debt accessible to them.
“We also hope the Manual will support folks stay away from the debt trap altogether or assist them in staying out of trouble when they have cleared their debts.”
The UK Debt Manual is accessible for no cost from The Debt Counsellors website
at: http://www.debtcounsellors.co.uk/reports/uk-debt-aid-manual.html
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©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
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