Personal Finance

Jacque Small Will Be Speaking on an Alaskan Cruise in May 2015














Vancouver (PRWEB) December 02, 2014

Jacque Small, author of the highly acclaimed book, “Divine Divorce”, will be speaking at “Live Your Life Without Limits” a women’s seminar at sea cruise to Alaska in May 2015. Jacque will be sharing her story of discovering a secret weapon to overcome the emotional pain of divorce and the barriers that hold us back in life. The action packed presentation will contain the five step process she personally used to achieve success on her journey from divorce disaster to a life she once could only dream of.

Jacque will be returning to Vancouver from her new home in Mexico where she has developed the Abrazarse Life Retreat Center to support individuals to thrive after a breakup. Small will be joined by other Vancouver motivational speakers, Leah Goldstein, Lori Moger, Jane Carstens, and her partner at Mudita Transformational Leadership, Lynn Hauka.

Leah Goldstein will share how to live life without limits. Lori Moger focuses on a common sense approach to living a life of wellness. Jane Carstens shares her secrets for finding love in your life, and Lynn Hauka will share tips on stepping into your power, boosting confidence and restoring energy.

“Disasters in our life turn long standing arrangements with ourselves upside down and are a great opportunity to discover our personal secrets to peace, happiness and success. “ We can turn disaster into an opportunity to live our life without limits.

Tickets are now on sale and are expected to sell out quickly as the Princess Cruises have been awarded the Best Cruise Line Itineraries nine years running. The cruise departs Vancouver May 2, 4:30 pm and returns May 6, at 7:30 AM. Please click Here for all of the online registration pages.

About Jacque Small:

Jacque Small is a business and personal coach, seminar leader and author providing leadership and management coaching in the corporate and small business worlds since 2000 through Mudita Transformational Leadership and relationship coaching through Your Divine Divorce.

Small moved from Vancouver, British Columbia, Canada to Progreso, Yucatan, Mexico where she has developed the Abrazarse Life Retreat Center. Abrazarse means “embrace” in Spanish and this is exactly what she helps people do, embrace their ideal life.

Small received her Master’s Degree in Economics from Simon Fraser University and holds a Chartered Financial Analyst’s professional designation. She left the world of finance to embark upon a journey to find happiness. After ten years she has finally found peace and happiness. Her mission is to substantially shorten this learning curve for others.

Small can be contacted at http://www.yourdivinedivorce.com


















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Article by Craig Le Blond
























Despite the fact that realizing the best way to look after your private finances is actually a crucial life skill, you might feel your money-management talents are somewhat lacking.

Examine the fees you might be paying to institutions like your bank and any bills that you simply pay. You might be paying for services you do not require or that you simply could get for much less with another business. Your bank could be charging you all sorts of charges for convenience payments, paper statements, etc. See where you are able to knock off just several dollars from every single bill and that can add as much as a great deal.

Contribute to your IRA (individual retirement account) should you be eligible to do so. Interested parties can open up an IRA using a credit union, brokerage firm, bank, or perhaps a mutual fund organization. This can certainly aid supplement your retirement if you contribute towards the individual retirement account routinely.

The majority of one’s unnecessary spending will generally come on a whim, as it must be your mission to limit this as significantly as possible. Before you go to the supermarket, make a list so that you just obtain the items which you are there for, decreasing the quantity of impulse purchases.

Infant sitting can be a strategy to earn cash that allows you to remain in a comfortable atmosphere the whole time. You should have an excellent image for people to trust you with their home and much more importantly, their children. Even so, in case you do a superb job, you can get recommended to others and further your individual finances.

To establish a great credit history or repair a bad 1, you will desire to keep your credit card balances low. You need to by no means let your balance get anywhere close to your maximum credit line. Getting reasonable balances that you simply pay off frequently can be a sign of a responsible credit user who might be trusted with debt.

Talking to a family member who works in or when worked in a finance associated profession can aid 1 find out the best way to manage their very own individual finances. If one does not know any people who fit that description a loved ones member of friend who’s good with their income can typically be the next best thing.

In the event you merely can’t commit to balancing your checkbook the old-fashioned way, opt for a high-tech on the web choice. Popular internet sites and computer software programs make it straightforward and effective to categorize costs, calculate interest, track cash flows, and develop a detailed, reasonable monthly spending budget and savings plan.

Refer towards the Federal Housing Administration’s recommendations before your borrow. These recommendations will help you establish what your borrowing limit is. Your limit will depend on just how much money you earn: adhere to the FHA’s advice and you must be able to steer clear of taking on a loan that may drive you to excessive debt.

When it comes to sound personal finance decisions, among the very best points 1 can do would be to avoid debt in general. Should you be acquiring a home or a car then a loan is fine. But in day to day life, 1 shouldn’t rely on credit to obtain by. Living within one’s indicates is extremely liberating and also is key to a prosperous economic future.

Private finance understanding can be addictive. Even somewhat improvement in your money-management abilities can encourage you to refine your abilities additional. Go out and educate yourself with enthusiasm! There’s no limit to just how much funds you’ll be able to save your self.


About the Author

Even though knowing the best way to take care of your private finances is a vital life skill, you could really feel your money-management talents are somewhat lacking.













Use and distribution of this article is subject to our Publisher Guidelines
whereby the original author’s information and copyright must be included.

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The No Credit Check Auto Lender Answers “Can You Use a Personal Loan for a Car Purchase?” in New Article












Seattle, WA (PRWEB) November 02, 2014

Many shoppers find the task of applying for an auto loan taunting and therefore look for other ways to purchase their new car. The idea of using a personal loan as payment is a questions many shoppers ask themselves. In the newest article from the online auto lender, the differences between loans is discussed as well as the best loan option for a car purchase.

https://completeautoloans.com/application-form/ – Get approved for a car loan in as little as 60 seconds

“Auto loans are secured loans, meaning that the lender has a physical piece of property (the car) that they can use as collateral in the loan. For this reason, auto loans can have lower interest rates and lower qualification requirements than personal loans,” says Complete Auto Loans.

As an extra service, Complete Auto Loans also provides a complimentary online credit score tool which has helped drivers save thousands of dollars. Upon completing the easy online car loan application, applicants are given the opportunity to save thousands of dollars on their loan. For more information, visit Complete Auto Loans website.

About Complete Auto Loans

Complete Auto Loans is a Seattle-based company that is dedicated to helping their customers acquire national car financing. They design and develop customized no credit financing, bad and good credit loans. Voted the best for “Quality Customer Service” and “Best National Service” by thousands of people, their finance experts focus on providing their customers with the following: information and tools available for different loan offers, how to choose the best loan that fits their budget, as well as related eligibility guidelines.

















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Advanta IRA Hosts Lunch and Learn: Self-Directed IRAs and Private Lending Investments












Tampa, Florida (PRWEB) October 07, 2014

“Private lending transactions allow self-directed IRAs to perform the same actions a bank or other lending institution does in extending loans for mortgages, trust deeds, secured and unsecured notes, and even for things such as judgments and structured settlements,” says Jack Callahan, Managing Partner of Advanta IRA Services in Largo, Florida. A growing number of investors use these accounts to invest in in nearly any type of lending transaction they deem might prove to be potentially successful.

Self-directed IRAs allow account owners total and complete control in choosing their own investments in things they know and understand. Additionally, these accounts allow a myriad of alternative investments besides private lending options. Real estate, precious metals, oil, gas and timber options, foreign exchange and futures trading are just a few popular non-traditional assets used to build income for retirement. .

In private lending transactions, account owners determine the terms of the loan made by their plans—which is how the IRA makes money. The account owner fully vets and chooses the loan recipient, dictates the terms of the loan, and decides whether to provide a secured or unsecured loan. Secured loans are backed by collateral to protect from default. For example, if a note is extended for a mortgage and the borrower defaults, the IRA can take possession of the home. Unsecured loans typically are offered at a higher rate of interest in lieu of collateral. “Profit from private lending is largely gained through earnings on interest rates and this income flows directly into a self-directed IRA on a tax-free or tax-deferred basis,” says Callahan.

Private lending through a self-directed IRA offers benefits for the borrower, as well. The IRA can often provide funds to the borrower much faster, with more accommodating terms than traditional lending institutions.

Advanta IRA Services is holding this lunch and learn to educate investors on how to successfully use self-directed IRAs to invest in private loans. Investors of all levels are invited and encouraged to attend.

Topics to be discussed:


    Various types of loans that Advanta IRA’s clients make using their retirement plans
    The benefits that can come with private lending
    Disqualified persons and the potential pitfalls of private lending
    How an IRA can actually be the borrower on a transaction and non-recourse loans

Event: Lunch and Learn—Be the Bank Using a Self-Directed IRA

Date: October 10, 2014

Time: 12:00 – 1:30 pm EST

Location: 13191 Starkey Road, Ste. 9, Largo, FL 33773

Cost: None; lunch is provided

Register: Before 5 pm on October 9th by contacting Larissa Greene by phone at (727) 581-9853 x 1140, or by emailing lgreene(at)advantairagroup(dot)com.

About Advanta IRA

Advanta IRA Services, located in Largo, Florida, has been in operation for over ten years, providing administrative service to owners of self-directed IRAs throughout the Tampa Bay and Sarasota, Florida regions. Advanta IRA Administration offers a second location serving the Atlanta, Georgia area and surrounding regions. Both offices are managed by Jack Callahan, J.D., CFP™. Advanta IRA offers classes, seminars and other educational tools designed to assist clients in managing self-directed IRAs by investing in real estate, notes, private placements and other non-traditional assets that have the potential to maximize IRA earnings on a tax-free or tax-deferred basis.

About Jack Callahan

Jack M. Callahan, J.D., CFP™, is the managing partner at Advanta IRA Services in Largo, FL and Advanta IRA Administration in Atlanta, GA. Jack established the corporate office, Advanta IRA Services, in 2003. Prior to that, Jack delivered specialized counsel to real estate investors, small business owners and real estate professionals on tax, legal and financial matters. As an industry expert, Jack is a frequent speaker on the topic of self-directed retirement plans and an accredited continuing education instructor for the Florida and Georgia Bar Associations, Florida and Georgia Real Estate Commissions, and The American Institute of Certified Public Accountants. He earned his bachelor of science degree in finance and multinational business from Florida State University and his law degree from the University of Florida College of Law.























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Related Personal Finance Press Releases

LeaseQ Offers Leasing To One Of The Fastest Growing Industries Today – The Construction Equipment Industry










Boston, MA (PRWEB) September 24, 2014

According to a study done by Association of Equipment Manufacturers (AEM), the construction industry is recovering from the recession at a rapid pace. This trend has had a significantly positive impact on the U.S economy given that the industry now supports hundreds of thousands of high paying jobs and billions in economic activity.

The study was conducted in order to determine how the construction industry weathered the recent economic recession as well as its overall performance over the past ten years. The study was also meant to clarify the construction equipment industry’s economic footprint.

Infrastructure project growth could be the reason behind the continued progress in the construction industry. In addition, mining activities have also increased – which has positively impacted the industry in the recent past.

Additionally, the use of advanced machinery over traditional construction machinery has increased over the past few years due to technological development. Acquisition of this advanced machinery through options such as leasing is expected to fuel market growth over the next few years because of its cost effectiveness.

For more information on leasing construction equipment, visit:

https://www.leaseq.com/construction-equipment-leasing

However, a major challenge facing the construction industry right now is meeting the stringent fuel emitting standards set by regulatory authorities. Heavy construction equipment is known to emit toxic gases such as carbon dioxide and nitrous oxide.

New machinery technology enhances construction productivity. Vernon Tirey, CEO and Founder of LeaseQ was quoted as saying; “Most construction activities have moved from hand tools to electric powered tools    and some technologies even provide new capabilities to construction equipment. However, many construction companies may not have sufficient capital to fund acquisition of this equipment. This is why we offer equipment leasing through our online platform.”

LeaseQ Is Now Offering Construction Equipment Leasing

New equipment technologies and advances in building materials have helped mitigate the rising costs of construction. There is plenty of good news for companies trying to decide which type of construction equipment meets their needs. LeaseQ leases equipment such as dump trailers, skid loaders, cement trucks, concrete pumps, compactors, specialty pumps and ditch witches among other types of equipment – making those item cost effective for the growing construction industry.

Through their online platform, interested lessees can find construction equipment financing and construction equipment leasing options that suit their current financial situation. LeaseQ connects hundreds of independent equipment leasing companies, regional and local banks and international financial services companies with potential lessees.

Leasing at LeaseQ is quite easy. Lessees only have to fill in basic company and personal information. Once they hit the “get quote” button, LeaseQ will run a soft credit inquiry, which has zero impact on, an applicant’s credit score. The entire process is free and it takes less than two minutes to get a pre-qualified quote.

About LeaseQ

Based in Woburn, MA, LeaseQ is a source of instant leasing quotes from leading finance companies. Their online platform provides a safe and fast way to lease equipment from preferred companies. Visit them at https://www.leaseq.com























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