Personal Finance
March 24, 2015 | 
Author The Jusino Agency Continues Its Community Program in Chicago, This Time Introducing a Charity Campaign Offering Relief to a Young Child Diagnosed with Acute Lymphoblastic
Chicago, IL (PRWEB) March 18, 2015
With a new charity campaign in Chicago, The Jusino Agency looks to offer financial relief to a 2-year-old girl battling Acute Lymphoblastic Leukemia and her family. While also raising awareness about the disease, The Jusino Agency seeks to raise funds to help alleviate some of the medical cost that isn’t covered by the family’s insurance plan. Donation can now be made through the campaign’s page at http://www.gofundme.com/n64vh0
Through its vast network of loyal customers, staff, business partners, friends and family, The Jusino Agency will divulge Janiyaliz circumstances, giving others the opportunity to contribute, and become active agents of change. The initiative is another display of the agency’s commitment to striving to keep those around them always in good hands.
“The challenges this family is currently facing breaks my heart. I cannot imagine what it’s like for a mom to watch her child endure such pain at young age. We wish to help the family reach their goal, but hope our efforts can surpass it to lift their spirits,” said Lisa Jusino, the Agency’s principal.
The agency will promote the current campaign over the course of the next 60 days, through its social media channels, email communications, and monthly electronic and print magazines, delivered to thousands of households in Chicago, IL. Our Hometown magazine reserves a full page to feature the campaign and details of the cause. The electronic Flipbook version of the current issue can be accessed here: http://jusinoinsuranceservices.com/Our-Hometown-Magazine_41.
To join The Jusino Agency in supporting little Janiyaliz, donors are encouraged to visit http://www.gofundme.com/n64vh0 and share the page with their friends and family. Contributors may be acknowledged for their donations through the agency’s monthly magazine.
Once the current campaign is over, The Jusino Agency will continue to work closely with individuals, families and nonprofit organizations in the area, to make sure resources are directed to capable hands that can help better the local community, one family or person at a time. Information regarding past and current campaigns supported by the Agency can be found at http://jusinoinsuranceservices.com/community-cause. More information about The Jusino Agency is available at http://jusinoinsuranceservices.com/.
About Jusino Insurance Services
Elizabeth Jusino has been with Allstate for over 25 years. Her tenure and experience has allowed her to not only understand the ins-and-outs of insurance, but also to service hundreds of families regarding their protection needs. Elizabeth and her team of experts can help protect the things that are important –family, home, car, boat and more. They can also help clients prepare a strategy to achieve their financial goals. To contact an expert at Jusino Insurance Services, call (312) 850-0775.
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Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Posted in Personal Finance | 
Tags: Acute, Agency, Campaign, Charity, Chicago, Child, Community, Continues, Diagnosed, Introducing, Jusino, Lymphoblastic, Offering, Program, Relief, This, Time, Young | 
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Mortgage Banker, Mr. Jason M. Ruedy, Redacts a Statement Made About Credit Scores Not Being Affected by Mortgage Shopping
Denver, Colorado (PRWEB) March 17, 2015
Mortgage Banker, Mr. Jason M. Ruedy, also known as The Home Loan Arranger, redacts a statement made in a press release issued on February 24, 2015 regarding whether a person’s credit score will absolutely not be affected by shopping around for a mortgage.
In the press release Mortgage Banker, Mr. Jason M. Ruedy, Affirms “Your Credit Score Will Not Take a Hit as a Result of Shopping for a Mortgage”, Mr. Ruedy states that “it will not damage a person’s credit score to shop around for the best possible mortgage – even if multiple credit checks are necessary.”
As referenced in Mr. Ruedy’s February 24, 2015 press release, according to an article published on NYTimes.com on January 30, 2015 entitled Mortgage Shopping and Credit Scores, “Borrowers need not avoid shopping around for the best mortgage deal out of fear that allowing multiple lenders to “pull,” or check, their credit will chip away at their score. The notion that a flurry of credit inquiries from mortgage lenders will lower a borrower’s score is a common misconception, experts say. The truth is that five inquiries are likely to have no more impact than one, provided they are made within a compressed period of time.”
“I realized after my February 24, 2015 press release was issued that the words “will not damage a person’s credit score” were too definitive. In reality, if a person seeks multiple inquiries – all within a period of 45 days – the inquiries should be considered as one inquiry by the credit reporting agencies. But if multiple inquiries are made over a period of time lasting longer than 45 days, there is a possibility that the extended period of shopping could have an impact on a person’s score, albeit probably minimal.” – Jason M. Ruedy,
The Home Loan Arranger
Mr. Ruedy reiterates that credit checks completed by mortgage companies should not be seen as the same as credit checks from credit card companies – and the inquiries should not have the same potential for a negative impact on a person’s credit score.
“I still believe that worrying about a credit check by a mortgage company is not a reason to not consider purchasing a home or financing. I just want to clarify that mortgage-related credit checks should be the least risky to your credit score when all inquiries are completed within a 45-day timeframe. – Jason M. Ruedy, The Home Loan Arranger
According to Mr. Ruedy, the best course of action is to seek the advice of a trusted mortgage banker or mortgage broker if you have questions or concerns about how mortgage shopping may affect your credit score.
About The Home Loan Arranger:
Mr. Jason M. Ruedy, also known as The Home Loan Arranger, has 20+ years of experience in the mortgage business. His company was built around the crucial principles of hard work, discipline, and determination. The Home Loan Arranger evaluates client applications quickly and efficiently and structures loans with the best possible terms. Mr. Ruedy is successful in achieving loan closings for clients while meeting their highest expectations. Jason M. Ruedy is ranked #2 in the state of Colorado by Scotsman Guide, which is the top leading resource for mortgage originators.
For media inquiries, please contact Mr. Jason M. Ruedy, “The Home Loan Arranger”:
The Home Loan Arranger
512 Cook St #100
Denver, CO USA
Phone: (303) 862-4742
Toll Free: (877) 938-7501
http://www.thehomeloanarranger.com/
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Murrieta Real Estate Office Hires New Mortgage Professional To Assist With VA And FHA Home Loans
Murrieta California (PRWEB) March 04, 2015
The last few months has seen a large increase of VA refinances (VA IRRRL) and FHA streamlines because of low interest rates and changes with mortgage insurance premiums (MIP). The group led by Kevin Leonard just added another professional to the team to work with new influx of call volume. Many consumers are taking advantage of refinancing by locking into a new 30 year fixed rate lower than what the currently have. These two programs are an attractive refinances because of the minimal requirements to be approved. Both of these home loans can be done without a new appraisal and very few documents are needed. To find out more about a FHA loan in Murrieta, or a VA IRRRL contact a mortgage professional by calling (951) 200-5750.
Those looking to apply for these loans should not have to worry about the FHA loan limits in Riverside CA if they bought in the past few years. The current FHA loan limits for Riverside County for a single family is $ 355,350. The team funds loans everywhere in California not just locally. They have been very busy with VA loans in San Diego and Los Angeles due to the large population of Veterans. To complete an Interest Rate Reduction Refinance Loan or “VA IRRRL” it can be accomplished in just a few short weeks. The newest member of the team will be handling these types of files and possesses over 10 years of mortgage finance experience. Learn more about these amazing loan opportunities by speaking with an experienced licensed loan officer.
About:
Kevin Leonard began in the mortgage business in 1997 and since then he has become one of the leading mortgage experts in the country, and has earned national acclaim for his efforts. Mr. Leonard prides himself in offering constant communication with his clients so that they have a full understanding of the loan process from start to finish. He is personally responsible for thousands of fundings, and along with his team, he has over 5 billion in residential loans funded to his credit. Mr. Leonard has a full understating of the loan process from start to finish, and also consults with a long list of mortgage bankers in the secondary market. There are few, if any, that have the experience that Kevin Leonard has in the mortgage profession. He was one of the first to register with NMLS in 2008 when it was first instituted, and currently is licensed in the state of California as a loan originator. He is partnered with the best real estate agents in Temecula and Murrieta for a good reason—he offers fast pre-approvals with the ability to fund purchase loans quickly. To learn more about the 2015 FHA California loan limits click on the highlighted link.
Contact:
Kevin Leonard
Phone: (951) 200-5750
NMLS #6279
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©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Posted in Personal Finance | Tags: Assist, Estate, Hires, Home, Loans, Mortgage, Murrieta, Office, Professional, Real | No Comments »
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The Stephen Frederick Agency Inaugurates Charity Program In Austin, TX, And Debuts With Campaign Providing Medical Care For Animals Rescued From the City Kill Shelter
Austin, TX (PRWEB) February 10, 2015
The Stephen Frederick Agency in Austin, TX announced the debut of its charity program designed to benefit the local community. The agency will work closely with nonprofit organizations in the area, to nominate a new beneficiary every 60 days. The idea is to create a campaign to help the elected causes or programs with immediate support by bringing awareness to those very important issues.
To launch the program, Stephen Frederick, the agency’s principal, has chosen to introduce Save Your 4-Legged Friends. The campaign’s mission is to provide animals with medical care, such as spray/neuter, deworming, microchip and vaccinations, to ensure they remain healthy and adoptable.
“So many animals end up abandoned or neglected in our community… We want to mobilize our neighbors, friends and family to help keep them in good health so they can have another chance to bring joy, love and happiness to new families,” said Frederick.
Each new cause showcased by the agency will accompany a detailed full story about the elected cause on a designated donations page. To join The Stephen Frederick Agency in supporting Save Your 4-Legged Friends, donors are encouraged to visit the campaign page, at http://www.stephenfrederickassociates.com/Save-Your-4-Legged-Friends_4_community_cause, and share it with their friends and family through social media and email.
With the newly launched program, The Stephen Frederick Agency takes responsibility for promoting that page through its many channels, to include its own database of thousands of customers, business partners, staff, neighbors and friends.
The agency also owns a monthly publication, Our Hometown magazine, which reserves a full page featuring the campaign of the chosen cause. The electronic Flipbook version of the current issue of the magazine can be accessed here: http://www.ourhometownmag.org/frederickinsurance/frederickinsurance-jan-15/.
More information about the agency’s initiative and services can be found at stephenfrederickassociates.com.
About The Stephen Fredrick Agency
As a Personal Finance Representative in Austin, agency owner, Stephen Frederick, knows many local families. His knowledge and understanding of the people in his community help provide customers with an outstanding level of service. Stephen and his team look forward to helping families protect the things that are important – family, home, car and more. They can also help clients prepare a strategy to achieve their financial goals. To contact an expert at the Stephen Frederick Agency, call (512) 354.4985.
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Personal Finance Math 2: Calculating Credit Card Finance Charges, Part 1 How to reconcile results found on your credit card statements. This anicast is an in…
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DiscoverOrg Announces New Members to Its Board of Directors
VANCOUVER, WASH (PRWEB) January 15, 2015
DiscoverOrg (http://www.discoverorg.com), the leading sales and marketing intelligence provider, today announced the appointment of three new members to its Board of Directors: Charles Rutstein, CEO of RISI and former COO of Forrester Research; Brian V. Turner, former CFO of four public companies including Coinstar, Inc. (now Outerwall) and RealNetworks; and Randall Winn, managing member of FiveW Capital and founder and former CEO of Capital IQ.
Henry Schuck, DiscoverOrg co-founder and CEO said about the recent appointments, “We are focused on continuing to provide the most valuable datasets and sales intelligence tools for our customers. In order to do that, it was vital for us to bring people to our board that had experience in leading and growing exceptional technology companies. Randy, Charles, and Brian have built data and technology businesses many times from the ground up. I am excited to have their expertise on our board.”
CHARLES RUTSTEIN
Charles Rutstein is CEO at RISI, the leading provider of proprietary data and insight to the forest products industry. Previously, Rutstein spent 14 years at Forrester Research, most recently as COO. He was named to Forrester’s board of directors in 2011. Under Rutstein’s executive leadership, Forrester’s revenue nearly doubled, earnings more than doubled, and the firm’s stock outperformed the NASDAQ by a wide margin. Rutstein joined Forrester from Price Waterhouse Management Consulting Services, where he helped to devise and implement the technology strategy for many of the firm’s largest clients. During his tenure at the firm, he wrote a best-selling book, Windows NT Security.
BRIAN V. TURNER
Brian V. Turner is the former CFO of four public companies, including Coinstar, Inc. (now Outerwall), RealNetworks, BSquare, and Radisys. The last two he led through successful IPOs. Turner is an experienced board member having served on more than 20 boards throughout his career. In addition to DiscoverOrg, Turner currently serves on the Board of Directors of InfoArmor Corp., Nintex, McKinstry Inc., and is chairman of the board for Microvision, Inc. Turner’s experience also includes 13 years at PricewaterhouseCoopers LLP, where he held several positions including Director of Corporate Finance.
RANDALL WINN
Randall Winn currently serves as managing member of FiveW Capital, is a Director of eMarketer and is Chairman of the Board of Dealogic. Prior to founding FiveW, Winn was co-managing partner and ultimately CEO/executive managing director of Capital IQ, a leading provider of intelligence for global financial professionals which he managed from 1999 through 2011, including a sale to McGraw Hill. Previous to his tenure at Capital IQ, Winn worked at Goldman Sachs & Co. in Corporate Finance and the Principal Investment Area and then at Saunders Karp & Megrue, a middle market private equity firm. In addition to joining the board, Winn led an equity investment in DiscoverOrg from FiveW Capital.
Rutstein, Turner, and Winn join the DiscoverOrg Board of Directors effective immediately, bringing decades of company-building experience to the organization. They join existing Board members, including Board members from global growth private equity firm TA Associates: Todd Crockett, a Managing Director; Jason Werlin, a Managing Director; and Jason Mironov, a Senior Vice President.
ABOUT DISCOVERORG
DiscoverOrg is the leading sales and marketing intelligence provider used by the top technology vendors, staffing companies and consultants targeting IT, Finance and Marketing departments of Fortune-ranked, Mid-Market and SMB companies in North America and Europe. Offered in the form of a constantly refreshed database, DiscoverOrg specializes in mapping out the org charts of 19,000 companies complete with verified email addresses, direct-dial phone numbers, reporting structure, new projects and initiatives and technology install base. Each of the over 400,000+ decision makers in the DiscoverOrg database are updated and refreshed by the company’s team of 150+ researchers at least once every 90 days, enabling customers to reach the right person at the right company with the right message. For more information, please visit http://discoverorg.com/.
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
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Calas Group Welcomes Employees Home from Military Service in Afghanistan
Coral Gables, FL (PRWEB) December 07, 2014
They were all working for the Afghanistan Threat Finance Cell, Bagram AFB, AFG, a cell seeking to identify and disrupt financial networks related to terrorism, the Taliban, narcotics trafficking and corruption. The U.S. Department of the Treasury’s website states, “Led by the Drug Enforcement Agency with Treasury serving as co-deputy, nearly 60 Afghan Threat Finance Cell (ATFC) personnel are embedded with military commands across Afghanistan to improve the targeting of the insurgents’ financial structure.”
The Calas Group’s team members deployed were: bookkeeper and manager of the Jacksonville office, Jason Corse – US Navy reservist and CPT Brian George – US Army reservist and Calas Group’s Managing Partner. In addition, Mr. Robert French – DIA Contractor, Calas Group’s tax attorney and future manager of their Dallas/Fort Worth office. The Dallas/Fort Worth office is scheduled to open late 2015/early 2016.
According to an United States Army War College manuscript entitled, “Emerging DoD Role in the Interagency Counter Threat Finance Mission (CTF)” by Lieutenant Colonel Jennifer E. Carter, United States Marine Corps, “Analyzing financial data is a key weapon in the targeting of terrorists and aids in the tracking, monitoring, exploitation and disruption of the ‘lone wolf’ terrorist or a network and its supporters. With the proper investigative and enforcement mechanisms in place, CTF serves a critical role in destabilizing terrorist organizations by exposing patterns and anomalies regarding income sources, operational expenses and funds transfers over time, eliminating their fiscal resources, and gathering actionable information for operational and intelligence purposes.”
With sixty years of combined experience, the Calas Group has been serving Coral Gables, Jacksonville and surrounding areas for eight highly successful years offering personal services, from estate planning to elder care, and business services, such as small business accounting, payroll and audits, as well as military and tax services, among others. “We are so proud of Jason, Brian and Robert. They are highly skilled and brought their financial expertise to Afghanistan, in service to our country,” said Mr. S. Michael Shlachtman, Senior Partner. “Our military was lucky to have them and we at the Calas Group, as well as our clients, are even luckier to have them back and are thrilled to welcome them home.”
Calas Group’s headquarters is located 2000 Ponce de Leon Boulevard, 6th Floor, Coral Gables, FL, 33134. The Jacksonville office is located at 1533 Lantern Light Trail, Middleburg, FL 32068. For more information, please call (305) 495-5222.
About Calas Group
Calas Group accounting firm offers a broad range of services for business owners, executives and independent professionals, with a focus on affordable rates and offering free initial consultations.
About NALA™
The NALA is a full-service marketing agency providing custom personalized service for small and medium businesses throughout the United States.
PR Contact:
805.650.6121, ext. 361
©Copyright 1997-
, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.
Posted in Personal Finance | Tags: Afghanistan, Calas, Employees, from, Group, Home, Military, Service, Welcomes | No Comments »