Introduces Article Dealing With Lending Policies

(PRWEB) May 18, 2012

To expand its collection of informative articles about payday loans, has launched a new online resource with the title “Policy on Responsible Lending.” The site is offering the material with the idea that consumers searching for cash advances should be aware of the policies that will influence the contracts of loan lenders. With this information in hand, prospective loan borrowers can ensure that lenders are following the regulations set down by entities such as the Federal Trade Commission and Consumer Financial Protection Bureau.

“ strives continually to ensure consumer protection by providing the knowledge necessary for consumers to make informed financial decisions,” says spokesperson Chuck Harrison. “Numerous articles detailing the benefits and requirements of a payday loan as well as the security of the application process help us make sure that individuals know that they are able to borrow our loans safely and with complete confidence.”’s “Policy on Responsible Lending” article covers the ins and outs of policies such as the Fair Debt Collection Practices Act, which prohibits lenders from using deceptive or abusive methods of collecting debt from consumers. The page also covers the Truth in Lending Act, which requires lenders to disclose details of their loan contracts, and the Dodd-Frank Wall Street Reform Act, which entitles consumers to nondiscriminatory access to bad credit payday loans. Information on state lending regulations also appears in the new content.

Since 1998, has made it a priority to help financially troubled American families and individuals find the payday loans they need to cover emergency expenses. Rather than directly provide funds to those in tight monetary situations, aids them in their search for loan lenders. The site’s extensive lender network allows consumers to pick and choose a loan lender contract that works in their best interests.

Filing out an application on is a quick and easy process, and once an applicant is approved for a loan and subsequently signs a loan contract, the funds are transferred directly into their checking account by their lender in a swift and secure manner. This is advantageous to consumers who need the emergency funds as soon as possible. advises consumers to first investigate the site’s wealth of information concerning cash advances before skipping ahead to the application process. Prospective borrowers can access various educational pieces from the site’s homepage and gain extensive knowledge. In addition to being able to learn about lending polices from the newest article, consumers can read about eligibility requirements, loan rates and fees, and the repayment process, among other topics.

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